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56025, MN Homeowners Insurance Rates

With a population size of 523 and with 200 occupied homes in the 56025 area, our online shopping service is becoming very helpful for homeowners like you. The average home insurance premiums in Easton, MN are around $1,111 per year for a standard HO-3 homeowners policy. Wouldn't you love to save up to 40% or more on your next home insurance policy? Our process easily compares the most competitive rates, while including all discounts and credits, plus reviewing all enhanced coverage options. You will find that GetHomeInsuranceQuotes.com is the best place online to shop for home insurance rates in Easton, Minnesota. If you are looking for more affordable rates, let us help you shop and compare your next homeowners policy today. Just enter your zip code to start online comparing, or give us a call at 1-855-976-2656 so we can help you review rates today!

It's important to know that if your Minnesota home may be located in a risk area that is prone to flooding, hurricanes or earthquakes. You may need additional coverage that is not part of your current policy like an HO-3 or HO-2. We can help you review the best protection and coverage options for your home located in Easton, MN.

For Minnesota home insurance information, including average Easton home insurance rates, coverage options or the different homeowners insurance types, please select Easton, MN Home Insurance Quotes Now!

56025 Home Insurance Average Premiums

Local 56025 homeowners insurance quotes comparison

$861 /yr.

Shows Zip Code: 56025 lowest rates with discounts applied on average.

For the 56025, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$861 /yr.
Average Coverage:$1111 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1411 /yr.

What is the average home insurance cost for a home in 56025?

  • • The average homeowners insurance premium paid annually for a home in 56025 is around $1111 per year.

What does it cost on average per month for home insurance in 56025?

  • • Homeowners in 56025 pay a monthly average cost per month around $93.00.

What kind of discount could I get if I combine my home and auto insurance together in 56025?

  • • Autoowners in 56025 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Easton area, check out other zip codes nearby 56025.
Review average rates in another zip code:
56025 homeowners insurance rates

Home Replacement Cost Coverage in 56025

Average Building Cost Per Square Foot in 56025: $188

Location: Easton, Minnesota (Faribault County)

Average Square Footage in 56025: 705 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 56025 before you start any project. Easton homeowners pay on average around $188 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 56025 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 56025 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 705 sq. ft. and the average cost to rebuild the home in this area is around $188 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Easton area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$188705$132,600
Additional Upgrades & Added Features$235705$165,750
Major Home Updates or Advancements$282705$198,900

It's important to understand that when you estimate your replacement cost of your home in the 56025 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 56025

Best Home & Auto Insurance Agencies in 56025

Housing Demographics for 56025

Population Review for 56025 Zip Code

For the city of Easton, the population within 56025 has increased to over 429 residents in population size. The current population total is 523. We have broken down the population based on race below. In 56025, there are over 272 in male population and 251 females.

PopulationValues
Total Population523
White Population493
Black Population0
Hispanic Population11
Asian Population1
Hawaiian Population0
Indian Population1
Other Population8
Male Population272
Female Population251
Population Estimate429

Household Data for 56025

The average number of homes in 56025 is around 200, there are an average of 2.62 per household. The average house value according to local real estate values is around $132,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode200
Persons Per Household2.62
Average House Value$132,600
Income Per Household$75893
Median Age43.6
Median Age Male45.6
Median Age Female40.6
56025 DetailsValues
StateMN
State Full NameMinnesota
City TypeP
City Alias Abbreviation
Area Code507
CityEaston
City Alias NameEASTON
CountyFaribault
County FIPS043
State FIPS27
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses13
Number Of Employees45
Business First Quarter Payroll466
Business Annual Payroll2836
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District01
Congressional LandArea11973.99
Delivery Residential164
Delivery Business2
Delivery Total972
Preferred Last Line KeyY25183
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyY25183
Land Area51.761000
Water Area0.012000
City Alias Code
City Mixed CaseEaston
City Alias Mixed CaseEaston
Box Count53
SFDU164
MFDU0
State ANSI27
County ANSI043
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number262690
Unique ZIP Name
SSA State County Code24210
Medicare CBSA Code99924
Medicare CBSA NameRural Areas in MN
Medicare CBSA TypeMicro
Market Rating Area ID3
County Mixed CaseFaribault

Minnesota Homeowners Insurance News & Information

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