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56052 Homeowners Insurance Quotes & Rates

Kilkenny residents living within the 296 homes available in the zip code of 56052 are shopping online to compare cheaper and more affordable Kilkenny, MN home insurance rates. In the great city of Kilkenny, homeowners like you want to find less expensive coverage since the home insurance rates have increased. Currently, the average home insurance rate within the state of Minnesota is around $1,147 per year. These average rates are based on a standard or basic homeowner policy that covers your home for risk of fire, theft or liability issues if someone was to be injured on your property. We can provide enhanced coverage options to give you that added protection that you need for your home in the 56052 zip code.

With our online home insurance quoting application and excellent review service, we can help you save up to 40% or more on your next homeowners policy. We will shop up to 12 competitive home insurance rates, review all the coverage options available and propose any discounts or credits that may be available to you. Each home insurance company is different and likes to generate rates based on a number of different risk factors when it comes to insuring your home. We will be able to explain which home insurance company is best for you based on the coverage details, rate affordability and claim dependability.

Let us help you shop and compare your 56052 home insurance rates today! Please give us a call now at 1-855-976-2656. For Kilkenny, MN Homeowners Insurance Quotes, Click to easily get started!

56052 Home Insurance Average Premiums

Local 56052 homeowners insurance quotes comparison

$897 /yr.

Shows Zip Code: 56052 lowest rates with discounts applied on average.

For the 56052, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$897 /yr.
Average Coverage:$1147 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1447 /yr.

What is the average home insurance cost for a home in 56052?

  • • The average homeowners insurance premium paid annually for a home in 56052 is around $1147 per year.

What does it cost on average per month for home insurance in 56052?

  • • Homeowners in 56052 pay a monthly average cost per month around $96.00.

What kind of discount could I get if I combine my home and auto insurance together in 56052?

  • • Autoowners in 56052 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Kilkenny area, check out other zip codes nearby 56052.
Review average rates in another zip code:
56052 homeowners insurance rates

Home Replacement Cost Coverage in 56052

Average Building Cost Per Square Foot in 56052: $188

Location: Kilkenny, Minnesota (Rice County)

Average Square Footage in 56052: 1,529 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 56052 before you start any project. Kilkenny homeowners pay on average around $188 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 56052 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 56052 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,529 sq. ft. and the average cost to rebuild the home in this area is around $188 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Kilkenny area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1881,529$287,500
Additional Upgrades & Added Features$2351,529$359,375
Major Home Updates or Advancements$2821,529$431,250

It's important to understand that when you estimate your replacement cost of your home in the 56052 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 56052

Best Home & Auto Insurance Agencies in 56052

Housing Demographics for 56052

Population Review for 56052 Zip Code

For the city of Kilkenny, the population within 56052 has increased to over 748 residents in population size. The current population total is 746. We have broken down the population based on race below. In 56052, there are over 363 in male population and 383 females.

PopulationValues
Total Population746
White Population698
Black Population5
Hispanic Population9
Asian Population1
Hawaiian Population1
Indian Population3
Other Population10
Male Population363
Female Population383
Population Estimate748

Household Data for 56052

The average number of homes in 56052 is around 296, there are an average of 2.52 per household. The average house value according to local real estate values is around $287,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode296
Persons Per Household2.52
Average House Value$287,500
Income Per Household$82188
Median Age51.5
Median Age Male51.8
Median Age Female51.3
56052 DetailsValues
StateMN
State Full NameMinnesota
City TypeP
City Alias Abbreviation
Area Code507
CityKilkenny
City Alias NameKILKENNY
CountyRice
County FIPS131
State FIPS27
Time Zone6
Day Light SavingY
MSA
PMSA
CSA378
CBSA22060
CBSA_DIV
CBSA_TypeMicro
CBSA_NameFaribault-Northfield, MN
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses17
Number Of Employees42
Business First Quarter Payroll281
Business Annual Payroll1487
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population64142
CBSA Division Population0
Congressional District02
Congressional LandArea2437.91
Delivery Residential297
Delivery Business2
Delivery Total348
Preferred Last Line KeyY25586
Classification Code
Multi-CountyY
CSA NameMinneapolis-St. Paul, MN-WI
CBSA_DIV_Name
City State KeyY25586
Land Area50.720000
Water Area2.266000
City Alias Code
City Mixed CaseKilkenny
City Alias Mixed CaseKilkenny
Box Count40
SFDU297
MFDU0
State ANSI27
County ANSI131
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number265110
Unique ZIP Name
SSA State County Code24650
Medicare CBSA Code99924
Medicare CBSA NameRural Areas in MN
Medicare CBSA TypeMicro
Market Rating Area ID3
County Mixed CaseRice

Minnesota Homeowners Insurance News & Information

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