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Compare 56057 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Le Center just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 1,509 neighbors looking to save on their home insurance policy in the local 56057 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 56057. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Minnesota rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Le Center, MN home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Le Center, MN

56057 Home Insurance Average Premiums

Local 56057 homeowners insurance quotes comparison

$891 /yr.

Shows Zip Code: 56057 lowest rates with discounts applied on average.

For the 56057, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$891 /yr.
Average Coverage:$1141 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1441 /yr.

What is the average home insurance cost for a home in 56057?

  • • The average homeowners insurance premium paid annually for a home in 56057 is around $1141 per year.

What does it cost on average per month for home insurance in 56057?

  • • Homeowners in 56057 pay a monthly average cost per month around $95.00.

What kind of discount could I get if I combine my home and auto insurance together in 56057?

  • • Autoowners in 56057 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Le Center area, check out other zip codes nearby 56057.
Review average rates in another zip code:
56057 homeowners insurance rates

Home Replacement Cost Coverage in 56057

Average Building Cost Per Square Foot in 56057: $188

Location: Le Center, Minnesota (Le Sueur County)

Average Square Footage in 56057: 1,086 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 56057 before you start any project. Le Center homeowners pay on average around $188 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 56057 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 56057 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,086 sq. ft. and the average cost to rebuild the home in this area is around $188 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Le Center area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1881,086$204,200
Additional Upgrades & Added Features$2351,086$255,250
Major Home Updates or Advancements$2821,086$306,300

It's important to understand that when you estimate your replacement cost of your home in the 56057 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 56057

Best Home & Auto Insurance Agencies in 56057

Baker- Heidi N - State Farm Insurance Agent

Address: 350 W Derrynane St Le Center, MN 56057
Phone:
Website: http://www.statefarm.com/apps/agentloc/easysearchagtdesc.asp?na=us&st=23&ofc=3990
Info:

Housing Demographics for 56057

Population Review for 56057 Zip Code

For the city of Le Center, the population within 56057 has increased to over 4,055 residents in population size. The current population total is 3,949. We have broken down the population based on race below. In 56057, there are over 2099 in male population and 1850 females.

PopulationValues
Total Population3,949
White Population3224
Black Population28
Hispanic Population690
Asian Population20
Hawaiian Population1
Indian Population30
Other Population328
Male Population2099
Female Population1850
Population Estimate4055

Household Data for 56057

The average number of homes in 56057 is around 1,509, there are an average of 2.58 per household. The average house value according to local real estate values is around $204,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,509
Persons Per Household2.58
Average House Value$204,200
Income Per Household$74297
Median Age39.4
Median Age Male39.4
Median Age Female39.5
56057 DetailsValues
StateMN
State Full NameMinnesota
City TypeP
City Alias Abbreviation
Area Code507
CityLe Center
City Alias NameLE CENTER
CountyLe Sueur
County FIPS079
State FIPS27
Time Zone6
Day Light SavingY
MSA
PMSA
CSA378
CBSA33460
CBSA_DIV
CBSA_TypeMetro
CBSA_NameMinneapolis-St. Paul-Bloomington, MN-WI
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses108
Number Of Employees914
Business First Quarter Payroll8936
Business Annual Payroll50037
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population3279833
CBSA Division Population0
Congressional District02
Congressional LandArea2437.91
Delivery Residential1572
Delivery Business94
Delivery Total1738
Preferred Last Line KeyY25648
Classification Code
Multi-County
CSA NameMinneapolis-St. Paul, MN-WI
CBSA_DIV_Name
City State KeyY25648
Land Area85.201000
Water Area2.436000
City Alias Code
City Mixed CaseLe Center
City Alias Mixed CaseLe Center
Box Count32
SFDU1348
MFDU161
State ANSI27
County ANSI079
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number265460
Unique ZIP Name
SSA State County Code24390
Medicare CBSA Code33460
Medicare CBSA NameMinneapolis-St. Paul-Bloomington, MN-WI
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseLe Sueur

Minnesota Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]