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56143 Homeowners Insurance Quotes & Rates

Jackson residents living within the 2,048 homes available in the zip code of 56143 are shopping online to compare cheaper and more affordable Jackson, MN home insurance rates. In the great city of Jackson, homeowners like you want to find less expensive coverage since the home insurance rates have increased. Currently, the average home insurance rate within the state of Minnesota is around $1,133 per year. These average rates are based on a standard or basic homeowner policy that covers your home for risk of fire, theft or liability issues if someone was to be injured on your property. We can provide enhanced coverage options to give you that added protection that you need for your home in the 56143 zip code.

With our online home insurance quoting application and excellent review service, we can help you save up to 40% or more on your next homeowners policy. We will shop up to 12 competitive home insurance rates, review all the coverage options available and propose any discounts or credits that may be available to you. Each home insurance company is different and likes to generate rates based on a number of different risk factors when it comes to insuring your home. We will be able to explain which home insurance company is best for you based on the coverage details, rate affordability and claim dependability.

Let us help you shop and compare your 56143 home insurance rates today! Please give us a call now at 1-855-976-2656. For Jackson, MN Homeowners Insurance Quotes, Click to easily get started!

56143 Home Insurance Average Premiums

Local 56143 homeowners insurance quotes comparison

$883 /yr.

Shows Zip Code: 56143 lowest rates with discounts applied on average.

For the 56143, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$883 /yr.
Average Coverage:$1133 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1433 /yr.

What is the average home insurance cost for a home in 56143?

  • • The average homeowners insurance premium paid annually for a home in 56143 is around $1133 per year.

What does it cost on average per month for home insurance in 56143?

  • • Homeowners in 56143 pay a monthly average cost per month around $94.00.

What kind of discount could I get if I combine my home and auto insurance together in 56143?

  • • Autoowners in 56143 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Jackson area, check out other zip codes nearby 56143.
Review average rates in another zip code:
56143 homeowners insurance rates

Home Replacement Cost Coverage in 56143

Average Building Cost Per Square Foot in 56143: $188

Location: Jackson, Minnesota (Jackson County)

Average Square Footage in 56143: 719 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 56143 before you start any project. Jackson homeowners pay on average around $188 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 56143 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 56143 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 719 sq. ft. and the average cost to rebuild the home in this area is around $188 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Jackson area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$188719$135,200
Additional Upgrades & Added Features$235719$169,000
Major Home Updates or Advancements$282719$202,800

It's important to understand that when you estimate your replacement cost of your home in the 56143 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 56143

Best Home & Auto Insurance Agencies in 56143

Graupmann- Paul H - State Farm Insurance Agent

Address: 313 Sherman St Jackson, MN 56143
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 56143

Population Review for 56143 Zip Code

For the city of Jackson, the population within 56143 has increased to over 4,745 residents in population size. The current population total is 4,545. We have broken down the population based on race below. In 56143, there are over 2304 in male population and 2241 females.

PopulationValues
Total Population4,545
White Population4058
Black Population86
Hispanic Population159
Asian Population90
Hawaiian Population0
Indian Population20
Other Population77
Male Population2304
Female Population2241
Population Estimate4745

Household Data for 56143

The average number of homes in 56143 is around 2,048, there are an average of 2.20 per household. The average house value according to local real estate values is around $135,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,048
Persons Per Household2.20
Average House Value$135,200
Income Per Household$63010
Median Age41.6
Median Age Male40.7
Median Age Female42.8
56143 DetailsValues
StateMN
State Full NameMinnesota
City TypeP
City Alias Abbreviation
Area Code507
CityJackson
City Alias NameJACKSON
CountyJackson
County FIPS063
State FIPS27
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses155
Number Of Employees2787
Business First Quarter Payroll37613
Business Annual Payroll147915
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District01|04
Congressional LandArea11973.99|332.49
Delivery Residential2157
Delivery Business151
Delivery Total2432
Preferred Last Line KeyY25541
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyY25541
Land Area187.910000
Water Area3.224000
City Alias Code
City Mixed CaseJackson
City Alias Mixed CaseJackson
Box Count43
SFDU1827
MFDU248
State ANSI27
County ANSI063
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number264810
Unique ZIP Name
SSA State County Code24310
Medicare CBSA Code99924
Medicare CBSA NameRural Areas in MN
Medicare CBSA TypeMicro
Market Rating Area ID4
County Mixed CaseJackson

Minnesota Homeowners Insurance News & Information

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    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

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  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]