Get multiple home insurance quotes in 56178. Our licensed 56178, MN agents are ready to serve you.

56178 Home Insurance Rates & Premiums

Did you know there are over 1,651 people living within the 56178 zip code area? There are over 701 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 56178.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in Minnesota are on the rise. The estimated average premium is around $1,100 a year for a standard homeowners insurance policy in Tyler. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: Tyler, MN Homeowners Insurance Quotes Online

56178 Home Insurance Average Premiums

Local 56178 homeowners insurance quotes comparison

$850 /yr.

Shows Zip Code: 56178 lowest rates with discounts applied on average.

For the 56178, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$850 /yr.
Average Coverage:$1100 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1400 /yr.

What is the average home insurance cost for a home in 56178?

  • • The average homeowners insurance premium paid annually for a home in 56178 is around $1100 per year.

What does it cost on average per month for home insurance in 56178?

  • • Homeowners in 56178 pay a monthly average cost per month around $92.00.

What kind of discount could I get if I combine my home and auto insurance together in 56178?

  • • Autoowners in 56178 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Tyler area, check out other zip codes nearby 56178.
Review average rates in another zip code:
56178 homeowners insurance rates

Home Replacement Cost Coverage in 56178

Average Building Cost Per Square Foot in 56178: $188

Location: Tyler, Minnesota (Lincoln County)

Average Square Footage in 56178: 638 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 56178 before you start any project. Tyler homeowners pay on average around $188 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 56178 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 56178 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 638 sq. ft. and the average cost to rebuild the home in this area is around $188 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Tyler area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$188638$119,900
Additional Upgrades & Added Features$235638$149,875
Major Home Updates or Advancements$282638$179,850

It's important to understand that when you estimate your replacement cost of your home in the 56178 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 56178

Best Home & Auto Insurance Agencies in 56178

Knudsen, Kelly - State Farm Insurance Agent

Address: 120 Bradley St Tyler, MN 56178
Phone:
Website: http://www.national.citysearch.com/profile/external/46276658/tyler_mn/knudsen_kelly_state_farm_insurance_agent.html
Info:

Anderson- Daniel J

Address: 120 E Bradley St Tyler, MN 56178
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 56178

Population Review for 56178 Zip Code

For the city of Tyler, the population within 56178 has increased to over 1,222 residents in population size. The current population total is 1,651. We have broken down the population based on race below. In 56178, there are over 815 in male population and 836 females.

PopulationValues
Total Population1,651
White Population1556
Black Population5
Hispanic Population42
Asian Population11
Hawaiian Population0
Indian Population5
Other Population19
Male Population815
Female Population836
Population Estimate1222

Household Data for 56178

The average number of homes in 56178 is around 701, there are an average of 2.29 per household. The average house value according to local real estate values is around $119,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode701
Persons Per Household2.29
Average House Value$119,900
Income Per Household$69712
Median Age45.3
Median Age Male44.5
Median Age Female47.4
56178 DetailsValues
StateMN
State Full NameMinnesota
City TypeP
City Alias Abbreviation
Area Code507
CityTyler
City Alias NameTYLER
CountyLincoln
County FIPS081
State FIPS27
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses75
Number Of Employees564
Business First Quarter Payroll4764
Business Annual Payroll22390
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District07
Congressional LandArea33429.31
Delivery Residential534
Delivery Business12
Delivery Total807
Preferred Last Line KeyY26563
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyY26563
Land Area84.156000
Water Area2.839000
City Alias Code
City Mixed CaseTyler
City Alias Mixed CaseTyler
Box Count192
SFDU481
MFDU53
State ANSI27
County ANSI081
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number269390
Unique ZIP Name
SSA State County Code24400
Medicare CBSA Code99924
Medicare CBSA NameRural Areas in MN
Medicare CBSA TypeMicro
Market Rating Area ID4
County Mixed CaseLincoln

Minnesota Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]