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56260 Homeowners Insurance Rate Quotes

Are you shopping for homeowners insurance quotes in 56260? Our rates are very competitive for homeowners living in Maynard, MN. Many homeowners based out of your 56260 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our homeowners insurance quotes are free and our Minnesota licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 56260 should appear in the zip code field ready to go. For Maynard, MN Home Insurance Rate Quotes click to review the best rates and service online!

56260 Average Premium is Rated: High!

Homeowners living in 56260 can easily save up to 40% off the average home insurance premium of $1130 a year by comparing rates with us at GetHomeInsuranceQuotes.com. You don't have to do the research to find the best company, rate and coverage options. We have already done this for you. We have 12 major carriers in Maynard that are all very competitive and have the best rate and coverage option available. All you need to do is request quotes online for zip code 56260 and we will help you compare prices and apply all available discounts. If you want savings and also need help deciding which policy is best for you, than let us help you compare multiple rates today!

Get Multiple Home Insurance Rates in 56260!

56260 Home Insurance Average Premiums

Local 56260 homeowners insurance quotes comparison

$880 /yr.

Shows Zip Code: 56260 lowest rates with discounts applied on average.

For the 56260, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$880 /yr.
Average Coverage:$1130 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1430 /yr.

What is the average home insurance cost for a home in 56260?

  • • The average homeowners insurance premium paid annually for a home in 56260 is around $1130 per year.

What does it cost on average per month for home insurance in 56260?

  • • Homeowners in 56260 pay a monthly average cost per month around $94.00.

What kind of discount could I get if I combine my home and auto insurance together in 56260?

  • • Autoowners in 56260 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Maynard area, check out other zip codes nearby 56260.
Review average rates in another zip code:
56260 homeowners insurance rates

Home Replacement Cost Coverage in 56260

Average Building Cost Per Square Foot in 56260: $188

Location: Maynard, Minnesota (Chippewa County)

Average Square Footage in 56260: 655 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 56260 before you start any project. Maynard homeowners pay on average around $188 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 56260 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 56260 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 655 sq. ft. and the average cost to rebuild the home in this area is around $188 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Maynard area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$188655$123,200
Additional Upgrades & Added Features$235655$154,000
Major Home Updates or Advancements$282655$184,800

It's important to understand that when you estimate your replacement cost of your home in the 56260 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 56260

Best Home & Auto Insurance Agencies in 56260

Housing Demographics for 56260

Population Review for 56260 Zip Code

For the city of Maynard, the population within 56260 has increased to over 507 residents in population size. The current population total is 868. We have broken down the population based on race below. In 56260, there are over 449 in male population and 419 females.

PopulationValues
Total Population868
White Population812
Black Population7
Hispanic Population24
Asian Population3
Hawaiian Population0
Indian Population4
Other Population11
Male Population449
Female Population419
Population Estimate507

Household Data for 56260

The average number of homes in 56260 is around 367, there are an average of 2.37 per household. The average house value according to local real estate values is around $123,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode367
Persons Per Household2.37
Average House Value$123,200
Income Per Household$64844
Median Age49.9
Median Age Male49.8
Median Age Female50.2
56260 DetailsValues
StateMN
State Full NameMinnesota
City TypeP
City Alias Abbreviation
Area Code320
CityMaynard
City Alias NameMAYNARD
CountyChippewa
County FIPS023
State FIPS27
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses23
Number Of Employees144
Business First Quarter Payroll1328
Business Annual Payroll6014
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District07
Congressional LandArea33429.31
Delivery Residential214
Delivery Business0
Delivery Total561
Preferred Last Line KeyY25794
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyY25794
Land Area98.021000
Water Area0.083000
City Alias Code
City Mixed CaseMaynard
City Alias Mixed CaseMaynard
Box Count145
SFDU214
MFDU0
State ANSI27
County ANSI023
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number266160
Unique ZIP Name
SSA State County Code24110
Medicare CBSA Code99924
Medicare CBSA NameRural Areas in MN
Medicare CBSA TypeMicro
Market Rating Area ID5
County Mixed CaseChippewa

Minnesota Homeowners Insurance News & Information

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    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]