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Check Out 56369 Home Insurance Rates

Shopping for homeowners insurance is never fun but at GetHomeInsuranceQuotes.com we make the process much easier. We will provide you with multiple quotes and coverage options for your home in Rockville, MN.

We will gather some basic information about your home in Rockville, MN and will then get to work and gather quotes from up to 12 nationwide home insurers who will provide their most competitive prices for your policy needs.

Our service is always free and we have a team of Minnesota licensed home insurance professionals who can walk you through your policy options as well as answer any questions you may have about rates or coverage levels. In addition they will do a discount review to make sure you are getting all of the discounts that you are entitled to receive.

If you are ready to start researching homeowner insurance rates in 56369 simply click the "Get Multiple Quotes Now" button.

Research Home Insurance Quotes in 56369

We have pulled together a variety of data related to homeowners insurance in Minnesota. Simply click on one of the links below to learn about the average cost of homeowners insurance in Minnesota as well as local coverage options.

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Rockville, MN home insurance quotes in your local city and review the most competitive coverages and premiums.

56369 Homeowners Insurance Rates, Average Rating: high!

Homeowners insurance policies in 56369 include both property and casualty coverage which protects your home from a variety of risks which include but are not limited to fire, theft, vandalism, and wind damage. A standard homeowner policy also includes liability protection, which can come in handy if someone is injured on your property.

Unfortunately, flood and earthquake damage is not covered by a standard homeowners insurance policy so if you are located in a flood plain or high risk area, you will need a separate flood policy.

Regardless of what type of homeowners insurance you need, we can help you find a great policy at an affordable price. Data shows that for a standard homeowner policy in Minnesota is roughly $1088. In most cases, we can help you save up to 40 percent on your homeowner insurance costs.

Get started right now saving on your 56369 homeowners insurance policy!

56369 Home Insurance Average Premiums

Local 56369 homeowners insurance quotes comparison

$838 /yr.

Shows Zip Code: 56369 lowest rates with discounts applied on average.

For the 56369, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$838 /yr.
Average Coverage:$1088 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1388 /yr.

What is the average home insurance cost for a home in 56369?

  • • The average homeowners insurance premium paid annually for a home in 56369 is around $1088 per year.

What does it cost on average per month for home insurance in 56369?

  • • Homeowners in 56369 pay a monthly average cost per month around $91.00.

What kind of discount could I get if I combine my home and auto insurance together in 56369?

  • • Autoowners in 56369 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Rockville area, check out other zip codes nearby 56369.
Review average rates in another zip code:
56369 homeowners insurance rates

Home Replacement Cost Coverage in 56369

Average Building Cost Per Square Foot in 56369: $188

Location: Rockville, Minnesota (Stearns County)

Average Square Footage in 56369: 906 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 56369 before you start any project. Rockville homeowners pay on average around $188 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 56369 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 56369 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 906 sq. ft. and the average cost to rebuild the home in this area is around $188 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Rockville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$188906$170,400
Additional Upgrades & Added Features$235906$213,000
Major Home Updates or Advancements$282906$255,600

It's important to understand that when you estimate your replacement cost of your home in the 56369 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 56369

Best Home & Auto Insurance Agencies in 56369

Housing Demographics for 56369

Population Review for 56369 Zip Code

For the city of Rockville, the population within 56369 has increased to over 0 residents in population size. The current population total is 545. We have broken down the population based on race below. In 56369, there are over 247 in male population and 298 females.

PopulationValues
Total Population545
White Population383
Black Population1
Hispanic Population163
Asian Population2
Hawaiian Population0
Indian Population1
Other Population133
Male Population247
Female Population298
Population Estimate0

Household Data for 56369

The average number of homes in 56369 is around 205, there are an average of 2.66 per household. The average house value according to local real estate values is around $170,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode205
Persons Per Household2.66
Average House Value$170,400
Income Per Household$67188
Median Age35.4
Median Age Male29.3
Median Age Female40.3
56369 DetailsValues
StateMN
State Full NameMinnesota
City TypeZ
City Alias Abbreviation
Area Code320
CityRockville
City Alias NameROCKVILLE
CountyStearns
County FIPS145
State FIPS27
Time Zone6
Day Light SavingY
MSA6980
PMSA
CSA378
CBSA41060
CBSA_DIV
CBSA_TypeMetro
CBSA_NameSt. Cloud, MN
MSA_NameSt. Cloud, MN MSA
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses21
Number Of Employees194
Business First Quarter Payroll3147
Business Annual Payroll14349
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population189093
CBSA Division Population0
Congressional District06
Congressional LandArea2882.22
Delivery Residential0
Delivery Business0
Delivery Total355
Preferred Last Line KeyY26190
Classification CodeP
Multi-County
CSA NameMinneapolis-St. Paul, MN-WI
CBSA_DIV_Name
City State KeyY26190
Land Area0.567000
Water Area0.000000
City Alias Code
City Mixed CaseRockville
City Alias Mixed CaseRockville
Box Count264
SFDU0
MFDU0
State ANSI27
County ANSI145
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number267990
Unique ZIP Name
SSA State County Code24720
Medicare CBSA Code41060
Medicare CBSA NameSt. Cloud, MN
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CaseStearns

Minnesota Homeowners Insurance News & Information

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    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]