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56452 Homeowners Insurance Rate Quotes

Are you shopping for homeowners insurance quotes in 56452? Our rates are very competitive for homeowners living in Hackensack, MN. Many homeowners based out of your 56452 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our homeowners insurance quotes are free and our Minnesota licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 56452 should appear in the zip code field ready to go. For Hackensack, MN Home Insurance Rate Quotes click to review the best rates and service online!

56452 Average Premium is Rated: High!

Homeowners living in 56452 can easily save up to 40% off the average home insurance premium of $1060 a year by comparing rates with us at GetHomeInsuranceQuotes.com. You don't have to do the research to find the best company, rate and coverage options. We have already done this for you. We have 12 major carriers in Hackensack that are all very competitive and have the best rate and coverage option available. All you need to do is request quotes online for zip code 56452 and we will help you compare prices and apply all available discounts. If you want savings and also need help deciding which policy is best for you, than let us help you compare multiple rates today!

Get Multiple Home Insurance Rates in 56452!

56452 Home Insurance Average Premiums

Local 56452 homeowners insurance quotes comparison

$810 /yr.

Shows Zip Code: 56452 lowest rates with discounts applied on average.

For the 56452, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$810 /yr.
Average Coverage:$1060 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1360 /yr.

What is the average home insurance cost for a home in 56452?

  • • The average homeowners insurance premium paid annually for a home in 56452 is around $1060 per year.

What does it cost on average per month for home insurance in 56452?

  • • Homeowners in 56452 pay a monthly average cost per month around $88.00.

What kind of discount could I get if I combine my home and auto insurance together in 56452?

  • • Autoowners in 56452 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Hackensack area, check out other zip codes nearby 56452.
Review average rates in another zip code:
56452 homeowners insurance rates

Home Replacement Cost Coverage in 56452

Average Building Cost Per Square Foot in 56452: $188

Location: Hackensack, Minnesota (Cass County)

Average Square Footage in 56452: 1,413 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 56452 before you start any project. Hackensack homeowners pay on average around $188 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 56452 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 56452 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,413 sq. ft. and the average cost to rebuild the home in this area is around $188 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Hackensack area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1881,413$265,700
Additional Upgrades & Added Features$2351,413$332,125
Major Home Updates or Advancements$2821,413$398,550

It's important to understand that when you estimate your replacement cost of your home in the 56452 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 56452

Best Home & Auto Insurance Agencies in 56452

Housing Demographics for 56452

Population Review for 56452 Zip Code

For the city of Hackensack, the population within 56452 has increased to over 2,274 residents in population size. The current population total is 1,919. We have broken down the population based on race below. In 56452, there are over 951 in male population and 968 females.

PopulationValues
Total Population1,919
White Population1789
Black Population6
Hispanic Population18
Asian Population11
Hawaiian Population0
Indian Population15
Other Population17
Male Population951
Female Population968
Population Estimate2274

Household Data for 56452

The average number of homes in 56452 is around 999, there are an average of 1.90 per household. The average house value according to local real estate values is around $265,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode999
Persons Per Household1.90
Average House Value$265,700
Income Per Household$58846
Median Age61.4
Median Age Male61.1
Median Age Female61.7
56452 DetailsValues
StateMN
State Full NameMinnesota
City TypeP
City Alias Abbreviation
Area Code218
CityHackensack
City Alias NameHACKENSACK
CountyCass
County FIPS021
State FIPS27
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA14660
CBSA_DIV
CBSA_TypeMicro
CBSA_NameBrainerd, MN
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses69
Number Of Employees557
Business First Quarter Payroll4211
Business Annual Payroll24525
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population91067
CBSA Division Population0
Congressional District08
Congressional LandArea27908.13
Delivery Residential1197
Delivery Business23
Delivery Total1540
Preferred Last Line KeyY25411
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyY25411
Land Area95.394000
Water Area29.022000
City Alias Code
City Mixed CaseHackensack
City Alias Mixed CaseHackensack
Box Count221
SFDU1166
MFDU28
State ANSI27
County ANSI021
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number264040
Unique ZIP Name
SSA State County Code24100
Medicare CBSA Code99924
Medicare CBSA NameRural Areas in MN
Medicare CBSA TypeMicro
Market Rating Area ID7
County Mixed CaseCass

Minnesota Homeowners Insurance News & Information

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