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Searching for Homeowners Insurance in 56547

If you are a homeowners that lives in 56547 you may be searching for more affordable homeowners insurance in Glyndon. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.

GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of Glyndon, MN. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.

Our Minnesota licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.

Getting started is easy. Click the "Get Multiple Quotes Now" button, verify your zip code and start saving.

Get 56547 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Glyndon, MN home insurance quotes in your local city and review the most competitive coverages and premiums.

Check Out 56547 Home Insurance Costs: high!

In Glyndon, homeowners are paying roughly $1121 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 56547 zip code.

Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in Glyndon are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.

Start shopping for a 56547 policy right now!

56547 Home Insurance Average Premiums

Local 56547 homeowners insurance quotes comparison

$871 /yr.

Shows Zip Code: 56547 lowest rates with discounts applied on average.

For the 56547, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$871 /yr.
Average Coverage:$1121 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1421 /yr.

What is the average home insurance cost for a home in 56547?

  • • The average homeowners insurance premium paid annually for a home in 56547 is around $1121 per year.

What does it cost on average per month for home insurance in 56547?

  • • Homeowners in 56547 pay a monthly average cost per month around $93.00.

What kind of discount could I get if I combine my home and auto insurance together in 56547?

  • • Autoowners in 56547 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Glyndon area, check out other zip codes nearby 56547.
Review average rates in another zip code:
56547 homeowners insurance rates

Home Replacement Cost Coverage in 56547

Average Building Cost Per Square Foot in 56547: $188

Location: Glyndon, Minnesota (Clay County)

Average Square Footage in 56547: 1,245 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 56547 before you start any project. Glyndon homeowners pay on average around $188 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 56547 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 56547 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,245 sq. ft. and the average cost to rebuild the home in this area is around $188 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Glyndon area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1881,245$234,100
Additional Upgrades & Added Features$2351,245$292,625
Major Home Updates or Advancements$2821,245$351,150

It's important to understand that when you estimate your replacement cost of your home in the 56547 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 56547

Best Home & Auto Insurance Agencies in 56547

American Family Insurance- Lommen, Toby Agency Incorporated

Address: 26 Roberts St N Fargo, ND 56547
Phone:
Website: http://www.national.citysearch.com/profile/external/601774510/fargo_nd/american_family_insurance_lommen_toby_agency_inc.html
Info:

Christopherson, Derek - State Farm Insurance Agent

Address: 855 45th St S Fargo, ND 56547
Phone:
Website: http://www.national.citysearch.com/profile/external/46276704/fargo_nd/christopherson_derek_state_farm_insurance_agent.html
Info:

American Family Insurance - Micah Arnold

Address: 4040 42nd St S, Ste N Fargo, ND 56547
Phone:
Website: http://www.national.citysearch.com/profile/667569440/fargo_nd/american_family_insurance_micah_arnold.html
Info:

Fargo Moorhead Insurance

Address: 428 25th St S Fargo, ND 56547
Phone:
Website: http://www.national.citysearch.com/profile/664931330/fargo_nd/fargo_moorhead_insurance.html
Info:

American Family Insurance

Address: 1330 Page Dr S Fargo, ND 56547
Phone:
Website: http://www.national.citysearch.com/profile/external/602934432/fargo_nd/american_family_insurance.html
Info:

Housing Demographics for 56547

Population Review for 56547 Zip Code

For the city of Glyndon, the population within 56547 has increased to over 2,526 residents in population size. The current population total is 2,597. We have broken down the population based on race below. In 56547, there are over 1343 in male population and 1254 females.

PopulationValues
Total Population2,597
White Population2319
Black Population23
Hispanic Population127
Asian Population4
Hawaiian Population0
Indian Population29
Other Population29
Male Population1343
Female Population1254
Population Estimate2526

Household Data for 56547

The average number of homes in 56547 is around 947, there are an average of 2.74 per household. The average house value according to local real estate values is around $234,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode947
Persons Per Household2.74
Average House Value$234,100
Income Per Household$84563
Median Age39.0
Median Age Male38.4
Median Age Female39.5
56547 DetailsValues
StateMN
State Full NameMinnesota
City TypeP
City Alias Abbreviation
Area Code218
CityGlyndon
City Alias NameGLYNDON
CountyClay
County FIPS027
State FIPS27
Time Zone6
Day Light SavingY
MSA2520
PMSA
CSA244
CBSA22020
CBSA_DIV
CBSA_TypeMetro
CBSA_NameFargo, ND-MN
MSA_NameFargo-Moorhead, ND-MN MSA
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses73
Number Of Employees376
Business First Quarter Payroll3276
Business Annual Payroll16978
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population208777
CBSA Division Population0
Congressional District07
Congressional LandArea33429.31
Delivery Residential922
Delivery Business26
Delivery Total1097
Preferred Last Line KeyY25354
Classification Code
Multi-County
CSA NameFargo-Wahpeton, ND-MN
CBSA_DIV_Name
City State KeyY25354
Land Area152.081000
Water Area0.129000
City Alias Code
City Mixed CaseGlyndon
City Alias Mixed CaseGlyndon
Box Count112
SFDU838
MFDU29
State ANSI27
County ANSI027
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number263720
Unique ZIP Name
SSA State County Code24130
Medicare CBSA Code22020
Medicare CBSA NameFargo, ND-MN
Medicare CBSA TypeMetro
Market Rating Area ID6
County Mixed CaseClay

Minnesota Homeowners Insurance News & Information

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]