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56592 Homeowners Insurance Rate Quotes

Are you shopping for homeowners insurance quotes in 56592? Our rates are very competitive for homeowners living in Winger, MN. Many homeowners based out of your 56592 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our homeowners insurance quotes are free and our Minnesota licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 56592 should appear in the zip code field ready to go. For Winger, MN Home Insurance Rate Quotes click to review the best rates and service online!

56592 Average Premium is Rated: High!

Homeowners living in 56592 can easily save up to 40% off the average home insurance premium of $1128 a year by comparing rates with us at GetHomeInsuranceQuotes.com. You don't have to do the research to find the best company, rate and coverage options. We have already done this for you. We have 12 major carriers in Winger that are all very competitive and have the best rate and coverage option available. All you need to do is request quotes online for zip code 56592 and we will help you compare prices and apply all available discounts. If you want savings and also need help deciding which policy is best for you, than let us help you compare multiple rates today!

Get Multiple Home Insurance Rates in 56592!

56592 Home Insurance Average Premiums

Local 56592 homeowners insurance quotes comparison

$878 /yr.

Shows Zip Code: 56592 lowest rates with discounts applied on average.

For the 56592, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$878 /yr.
Average Coverage:$1128 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1428 /yr.

What is the average home insurance cost for a home in 56592?

  • • The average homeowners insurance premium paid annually for a home in 56592 is around $1128 per year.

What does it cost on average per month for home insurance in 56592?

  • • Homeowners in 56592 pay a monthly average cost per month around $94.00.

What kind of discount could I get if I combine my home and auto insurance together in 56592?

  • • Autoowners in 56592 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Winger area, check out other zip codes nearby 56592.
Review average rates in another zip code:
56592 homeowners insurance rates

Home Replacement Cost Coverage in 56592

Average Building Cost Per Square Foot in 56592: $188

Location: Winger, Minnesota (Polk County)

Average Square Footage in 56592: 627 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 56592 before you start any project. Winger homeowners pay on average around $188 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 56592 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 56592 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 627 sq. ft. and the average cost to rebuild the home in this area is around $188 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Winger area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$188627$117,800
Additional Upgrades & Added Features$235627$147,250
Major Home Updates or Advancements$282627$176,700

It's important to understand that when you estimate your replacement cost of your home in the 56592 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 56592

Best Home & Auto Insurance Agencies in 56592

Housing Demographics for 56592

Population Review for 56592 Zip Code

For the city of Winger, the population within 56592 has increased to over 373 residents in population size. The current population total is 504. We have broken down the population based on race below. In 56592, there are over 275 in male population and 229 females.

PopulationValues
Total Population504
White Population438
Black Population1
Hispanic Population8
Asian Population2
Hawaiian Population0
Indian Population13
Other Population6
Male Population275
Female Population229
Population Estimate373

Household Data for 56592

The average number of homes in 56592 is around 197, there are an average of 2.56 per household. The average house value according to local real estate values is around $117,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode197
Persons Per Household2.56
Average House Value$117,800
Income Per Household$58750
Median Age32.4
Median Age Male35.3
Median Age Female31.3
56592 DetailsValues
StateMN
State Full NameMinnesota
City TypeP
City Alias Abbreviation
Area Code218
CityWinger
City Alias NameWINGER
CountyPolk
County FIPS119
State FIPS27
Time Zone6
Day Light SavingY
MSA2985
PMSA
CSA
CBSA24220
CBSA_DIV
CBSA_TypeMetro
CBSA_NameGrand Forks, ND-MN
MSA_NameGrand Forks, ND-MN MSA
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses12
Number Of Employees109
Business First Quarter Payroll1000
Business Annual Payroll4285
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population98461
CBSA Division Population0
Congressional District07|08
Congressional LandArea33429.31|27908.13
Delivery Residential146
Delivery Business5
Delivery Total216
Preferred Last Line KeyY26698
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyY26698
Land Area58.908000
Water Area0.985000
City Alias Code
City Mixed CaseWinger
City Alias Mixed CaseWinger
Box Count53
SFDU128
MFDU18
State ANSI27
County ANSI119
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number269780
Unique ZIP Name
SSA State County Code24590
Medicare CBSA Code24220
Medicare CBSA NameGrand Forks, ND-MN
Medicare CBSA TypeMetro
Market Rating Area ID9
County Mixed CasePolk

Minnesota Homeowners Insurance News & Information

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    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]