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Compare 56634 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Clearbrook just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 636 neighbors looking to save on their home insurance policy in the local 56634 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 56634. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Minnesota rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Clearbrook, MN home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Clearbrook, MN

56634 Home Insurance Average Premiums

Local 56634 homeowners insurance quotes comparison

$890 /yr.

Shows Zip Code: 56634 lowest rates with discounts applied on average.

For the 56634, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$890 /yr.
Average Coverage:$1140 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1440 /yr.

What is the average home insurance cost for a home in 56634?

  • • The average homeowners insurance premium paid annually for a home in 56634 is around $1140 per year.

What does it cost on average per month for home insurance in 56634?

  • • Homeowners in 56634 pay a monthly average cost per month around $95.00.

What kind of discount could I get if I combine my home and auto insurance together in 56634?

  • • Autoowners in 56634 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Clearbrook area, check out other zip codes nearby 56634.
Review average rates in another zip code:
56634 homeowners insurance rates

Home Replacement Cost Coverage in 56634

Average Building Cost Per Square Foot in 56634: $188

Location: Clearbrook, Minnesota (Clearwater County)

Average Square Footage in 56634: 894 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 56634 before you start any project. Clearbrook homeowners pay on average around $188 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 56634 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 56634 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 894 sq. ft. and the average cost to rebuild the home in this area is around $188 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Clearbrook area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$188894$168,100
Additional Upgrades & Added Features$235894$210,125
Major Home Updates or Advancements$282894$252,150

It's important to understand that when you estimate your replacement cost of your home in the 56634 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 56634

Best Home & Auto Insurance Agencies in 56634

Housing Demographics for 56634

Population Review for 56634 Zip Code

For the city of Clearbrook, the population within 56634 has increased to over 1,326 residents in population size. The current population total is 1,545. We have broken down the population based on race below. In 56634, there are over 757 in male population and 788 females.

PopulationValues
Total Population1,545
White Population1419
Black Population2
Hispanic Population18
Asian Population2
Hawaiian Population0
Indian Population37
Other Population9
Male Population757
Female Population788
Population Estimate1326

Household Data for 56634

The average number of homes in 56634 is around 636, there are an average of 2.43 per household. The average house value according to local real estate values is around $168,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode636
Persons Per Household2.43
Average House Value$168,100
Income Per Household$62232
Median Age41.9
Median Age Male40.1
Median Age Female45.4
56634 DetailsValues
StateMN
State Full NameMinnesota
City TypeP
City Alias Abbreviation
Area Code218
CityClearbrook
City Alias NameCLEARBROOK
CountyClearwater
County FIPS029
State FIPS27
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses45
Number Of Employees793
Business First Quarter Payroll11330
Business Annual Payroll56249
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District07|08
Congressional LandArea33429.31|27908.13
Delivery Residential546
Delivery Business14
Delivery Total844
Preferred Last Line KeyY25020
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyY25020
Land Area120.188000
Water Area1.841000
City Alias Code
City Mixed CaseClearbrook
City Alias Mixed CaseClearbrook
Box Count156
SFDU497
MFDU43
State ANSI27
County ANSI029
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number261770
Unique ZIP Name
SSA State County Code24140
Medicare CBSA Code99924
Medicare CBSA NameRural Areas in MN
Medicare CBSA TypeMicro
Market Rating Area ID9
County Mixed CaseClearwater

Minnesota Homeowners Insurance News & Information

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  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

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