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Quickly Revew Homeowners Insurance in 56701

If you own a home in Thief River Falls, MN you need a great homeowners policy to protect your home and possessions. Industry experts recommend shopping your homeowners insurance on a yearly basis to ensure that you are getting the best price and coverage levels.

GetHomeInsuranceQuotes.com can help you shop your coverage and find the best policy for your home in 56701 zip code. Our service is always free and we will gather quotes from up to 12 nationwide insurers so you can see all of your homeowners insurance options in one place. Our Minnesota licensed agents will also review your needs and make sure you have the appropriate coverage for your home.

If you want to see real savings on the cost of homeowners insurance start shopping GetHomeInsuranceQuotes.com right now. Get started by clicking the Get Multiple Quotes Now" button below, verify your 56701 and start comparing rates now.

56701 Homeowners Insurance Rates Are Considered: high!

The average rate for a standard homeowners policy in 56701 is $1097 according to industry data. We can help you achieve substantial savings by using our online quoting process to find the best policy for your specific home. We will also make sure you are fully covered. Insurance policies and coverage levels vary so it is key to fully understand your policy and what it covers as well as any coverage limitations.

We only deal with reputable, nationwide insurers so you can be confident that if you do need to make a claim it will be handled quickly and fairly. It’s time to start shopping for a new policy.

Get 56701 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Thief River Falls, MN home insurance quotes in your local city and review the most competitive coverages and premiums.

56701 Home Insurance Average Premiums

Local 56701 homeowners insurance quotes comparison

$847 /yr.

Shows Zip Code: 56701 lowest rates with discounts applied on average.

For the 56701, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$847 /yr.
Average Coverage:$1097 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1397 /yr.

What is the average home insurance cost for a home in 56701?

  • • The average homeowners insurance premium paid annually for a home in 56701 is around $1097 per year.

What does it cost on average per month for home insurance in 56701?

  • • Homeowners in 56701 pay a monthly average cost per month around $91.00.

What kind of discount could I get if I combine my home and auto insurance together in 56701?

  • • Autoowners in 56701 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Thief River Falls area, check out other zip codes nearby 56701.
Review average rates in another zip code:
56701 homeowners insurance rates

Home Replacement Cost Coverage in 56701

Average Building Cost Per Square Foot in 56701: $188

Location: Thief River Falls, Minnesota (Pennington County)

Average Square Footage in 56701: 861 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 56701 before you start any project. Thief River Falls homeowners pay on average around $188 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 56701 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 56701 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 861 sq. ft. and the average cost to rebuild the home in this area is around $188 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Thief River Falls area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$188861$161,800
Additional Upgrades & Added Features$235861$202,250
Major Home Updates or Advancements$282861$242,700

It's important to understand that when you estimate your replacement cost of your home in the 56701 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 56701

A Insurance Agency

Address: 217 3rd Street East Thief River Falls, MN 56701
Phone: (218)681-1370
Website:

Insurance Brokers Of Mn

Address: 102 Pine Ave S Thief River Falls, MN 56701
Phone: (218)681-4683
Website: www.insurancebrokersmn.com

Jim DAGG Insurance Agency Inc

Address: 207 Horace Avenue North Thief River Falls, MN 56701
Phone: (218)681-2900
Website:

Best Home & Auto Insurance Agencies in 56701

Nelson Ins Agency Inc - State Farm Insurance Agent

Address: PO Box 428 Thief River Falls, MN 56701
Phone:
Website:
Info:

Jim DAGG Insurance Agency Inc

Address: 207 Horace Ave N Thief River Falls, MN 56701
Phone:
Website:
Info:

Drevlow- A Daniel

Address: 313 Main Ave N Thief River Falls, MN 56701
Phone:
Website:
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A Insurance Agency

Address: 217 3rd St E Thief River Falls, MN 56701
Phone:
Website:
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Insurance Brokers Of Mn

Address: 102 S Pine Ave Thief River Falls, MN 56701
Phone:
Website: http://www.insurancebrokersmn.com
Info:

Housing Demographics for 56701

Population Review for 56701 Zip Code

For the city of Thief River Falls, the population within 56701 has increased to over 13,758 residents in population size. The current population total is 12,798. We have broken down the population based on race below. In 56701, there are over 6411 in male population and 6387 females.

PopulationValues
Total Population12,798
White Population11320
Black Population180
Hispanic Population646
Asian Population117
Hawaiian Population5
Indian Population190
Other Population249
Male Population6411
Female Population6387
Population Estimate13758

Household Data for 56701

The average number of homes in 56701 is around 5,604, there are an average of 2.24 per household. The average house value according to local real estate values is around $161,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode5,604
Persons Per Household2.24
Average House Value$161,800
Income Per Household$64211
Median Age39.7
Median Age Male38.1
Median Age Female41.4
56701 DetailsValues
StateMN
State Full NameMinnesota
City TypeP
City Alias AbbreviationTHIEF RVR FLS
Area Code218
CityThief River Falls
City Alias NameTHIEF RIVER FALLS
CountyPennington
County FIPS113
State FIPS27
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses341
Number Of Employees9181
Business First Quarter Payroll108605
Business Annual Payroll499669
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District07
Congressional LandArea33429.31
Delivery Residential6142
Delivery Business381
Delivery Total6898
Preferred Last Line KeyY26527
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyY26527
Land Area383.044000
Water Area1.554000
City Alias Code
City Mixed CaseThief River Falls
City Alias Mixed CaseThief River Falls
Box Count210
SFDU4397
MFDU1214
State ANSI27
County ANSI113
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number269210
Unique ZIP Name
SSA State County Code24560
Medicare CBSA Code99924
Medicare CBSA NameRural Areas in MN
Medicare CBSA TypeMicro
Market Rating Area ID9
County Mixed CasePennington

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