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56721 Homeowners Insurance Rate Quotes

Are you shopping for homeowners insurance quotes in 56721? Our rates are very competitive for homeowners living in East Grand Forks, MN. Many homeowners based out of your 56721 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our homeowners insurance quotes are free and our Minnesota licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 56721 should appear in the zip code field ready to go. For East Grand Forks, MN Home Insurance Rate Quotes click to review the best rates and service online!

56721 Average Premium is Rated: High!

Homeowners living in 56721 can easily save up to 40% off the average home insurance premium of $1135 a year by comparing rates with us at GetHomeInsuranceQuotes.com. You don't have to do the research to find the best company, rate and coverage options. We have already done this for you. We have 12 major carriers in East Grand Forks that are all very competitive and have the best rate and coverage option available. All you need to do is request quotes online for zip code 56721 and we will help you compare prices and apply all available discounts. If you want savings and also need help deciding which policy is best for you, than let us help you compare multiple rates today!

Get Multiple Home Insurance Rates in 56721!

56721 Home Insurance Average Premiums

Local 56721 homeowners insurance quotes comparison

$885 /yr.

Shows Zip Code: 56721 lowest rates with discounts applied on average.

For the 56721, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$885 /yr.
Average Coverage:$1135 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1435 /yr.

What is the average home insurance cost for a home in 56721?

  • • The average homeowners insurance premium paid annually for a home in 56721 is around $1135 per year.

What does it cost on average per month for home insurance in 56721?

  • • Homeowners in 56721 pay a monthly average cost per month around $95.00.

What kind of discount could I get if I combine my home and auto insurance together in 56721?

  • • Autoowners in 56721 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the East Grand Forks area, check out other zip codes nearby 56721.
Review average rates in another zip code:
56721 homeowners insurance rates

Home Replacement Cost Coverage in 56721

Average Building Cost Per Square Foot in 56721: $188

Location: East Grand Forks, Minnesota (Polk County)

Average Square Footage in 56721: 1,164 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 56721 before you start any project. East Grand Forks homeowners pay on average around $188 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 56721 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 56721 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,164 sq. ft. and the average cost to rebuild the home in this area is around $188 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the East Grand Forks area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1881,164$218,800
Additional Upgrades & Added Features$2351,164$273,500
Major Home Updates or Advancements$2821,164$328,200

It's important to understand that when you estimate your replacement cost of your home in the 56721 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 56721

Best Home & Auto Insurance Agencies in 56721

Progressive Insurance

Address: 805 12th St SE East Grand Forks, MN 56721
Phone:
Website:
Info:

Belanus- Gary L - State Farm Insurance Agent

Address: 1010 Central Ave NE East Grand Forks, MN 56721
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Gregoire Jack Insurance

Address: 211 Demers Ave East Grand Forks, MN 56721
Phone:
Website:
Info:

Housing Demographics for 56721

Population Review for 56721 Zip Code

For the city of East Grand Forks, the population within 56721 has increased to over 10,881 residents in population size. The current population total is 10,602. We have broken down the population based on race below. In 56721, there are over 5295 in male population and 5307 females.

PopulationValues
Total Population10,602
White Population8904
Black Population690
Hispanic Population606
Asian Population54
Hawaiian Population1
Indian Population147
Other Population189
Male Population5295
Female Population5307
Population Estimate10881

Household Data for 56721

The average number of homes in 56721 is around 4,148, there are an average of 2.52 per household. The average house value according to local real estate values is around $218,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode4,148
Persons Per Household2.52
Average House Value$218,800
Income Per Household$72791
Median Age36.0
Median Age Male35.1
Median Age Female37.1
56721 DetailsValues
StateMN
State Full NameMinnesota
City TypeP
City Alias AbbreviationE GRAND FORKS
Area Code218
CityEast Grand Forks
City Alias NameEAST GRAND FORKS
CountyPolk
County FIPS119
State FIPS27
Time Zone6
Day Light SavingY
MSA2985
PMSA
CSA
CBSA24220
CBSA_DIV
CBSA_TypeMetro
CBSA_NameGrand Forks, ND-MN
MSA_NameGrand Forks, ND-MN MSA
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses215
Number Of Employees2914
Business First Quarter Payroll28822
Business Annual Payroll132156
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population98461
CBSA Division Population0
Congressional District07
Congressional LandArea33429.31
Delivery Residential4318
Delivery Business239
Delivery Total4741
Preferred Last Line KeyY25179
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyY25179
Land Area192.428000
Water Area0.541000
City Alias Code
City Mixed CaseEast Grand Forks
City Alias Mixed CaseEast Grand Forks
Box Count111
SFDU3231
MFDU902
State ANSI27
County ANSI119
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number262670
Unique ZIP Name
SSA State County Code24590
Medicare CBSA Code24220
Medicare CBSA NameGrand Forks, ND-MN
Medicare CBSA TypeMetro
Market Rating Area ID9
County Mixed CasePolk

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