Get multiple home insurance quotes in 38668. Our licensed 38668, MS agents are ready to serve you.

Compare 38668 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Senatobia just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 4,928 neighbors looking to save on their home insurance policy in the local 38668 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 38668. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Mississippi rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Senatobia, MS home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Senatobia, MS

38668 Home Insurance Average Premiums

Local 38668 homeowners insurance quotes comparison

$1066 /yr.

Shows Zip Code: 38668 lowest rates with discounts applied on average.

For the 38668, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1066 /yr.
Average Coverage:$1316 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1616 /yr.

What is the average home insurance cost for a home in 38668?

  • • The average homeowners insurance premium paid annually for a home in 38668 is around $1316 per year.

What does it cost on average per month for home insurance in 38668?

  • • Homeowners in 38668 pay a monthly average cost per month around $110.00.

What kind of discount could I get if I combine my home and auto insurance together in 38668?

  • • Autoowners in 38668 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Senatobia area, check out other zip codes nearby 38668.
Review average rates in another zip code:
38668 homeowners insurance rates

Home Replacement Cost Coverage in 38668

Average Building Cost Per Square Foot in 38668: $96

Location: Senatobia, Mississippi (Tate County)

Average Square Footage in 38668: 1,754 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 38668 before you start any project. Senatobia homeowners pay on average around $96 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 38668 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 38668 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,754 sq. ft. and the average cost to rebuild the home in this area is around $96 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Senatobia area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$961,754$168,400
Additional Upgrades & Added Features$1201,754$210,500
Major Home Updates or Advancements$1441,754$252,600

It's important to understand that when you estimate your replacement cost of your home in the 38668 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 38668

Best Home & Auto Insurance Agencies in 38668

Meacham Robert R Jr Insurance

Address: W Main St Senatobia, MS 38668
Phone:
Website: http://www.itstimetoinsure.com
Info:

Direct General Insurance Agency Inc

Address: 230 Collonade Plaza Senatobia, MS 38668
Phone:
Website:
Info:

Price Iii- John Richard

Address: 105 N Robinson St Senatobia, MS 38668
Phone:
Website:
Info:

Housing Demographics for 38668

Population Review for 38668 Zip Code

For the city of Senatobia, the population within 38668 has increased to over 14,204 residents in population size. The current population total is 14,482. We have broken down the population based on race below. In 38668, there are over 6994 in male population and 7488 females.

PopulationValues
Total Population14,482
White Population8785
Black Population4936
Hispanic Population374
Asian Population39
Hawaiian Population1
Indian Population36
Other Population218
Male Population6994
Female Population7488
Population Estimate14204

Household Data for 38668

The average number of homes in 38668 is around 4,928, there are an average of 2.67 per household. The average house value according to local real estate values is around $168,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode4,928
Persons Per Household2.67
Average House Value$168,400
Income Per Household$62806
Median Age34.7
Median Age Male32.4
Median Age Female36.5
38668 DetailsValues
StateMS
State Full NameMississippi
City TypeP
City Alias Abbreviation
Area Code662
CitySenatobia
City Alias NameSENATOBIA
CountyTate
County FIPS137
State FIPS28
Time Zone6
Day Light SavingY
MSA
PMSA
CSA368
CBSA32820
CBSA_DIV
CBSA_TypeMetro
CBSA_NameMemphis, TN-MS-AR
MSA_Name
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses272
Number Of Employees2988
Business First Quarter Payroll23476
Business Annual Payroll100309
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1316100
CBSA Division Population0
Congressional District01|02
Congressional LandArea10572.8|15551.51
Delivery Residential5320
Delivery Business360
Delivery Total6431
Preferred Last Line KeyY14379
Classification Code
Multi-County
CSA NameMemphis-Clarksdale-Forrest City, TN-MS-AR
CBSA_DIV_Name
City State KeyY14379
Land Area160.343000
Water Area0.427000
City Alias Code
City Mixed CaseSenatobia
City Alias Mixed CaseSenatobia
Box Count436
SFDU4783
MFDU101
State ANSI28
County ANSI137
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationC
Finance Number277319
Unique ZIP Name
SSA State County Code25680
Medicare CBSA Code32820
Medicare CBSA NameMemphis, TN-MS-AR
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseTate

Mississippi Homeowners Insurance News & Information

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]