Get multiple home insurance quotes in 38670. Our licensed 38670, MS agents are ready to serve you.

38670 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 38670 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Sledge, MS. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 38670 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Mississippi, like average Sledge homeowners insurance rates, coverage options or home insurance types, please select Sledge, MS Home Insurance Rates Online!

38670 Home Insurance Average Premiums

Local 38670 homeowners insurance quotes comparison

$1022 /yr.

Shows Zip Code: 38670 lowest rates with discounts applied on average.

For the 38670, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1022 /yr.
Average Coverage:$1272 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1572 /yr.

What is the average home insurance cost for a home in 38670?

  • • The average homeowners insurance premium paid annually for a home in 38670 is around $1272 per year.

What does it cost on average per month for home insurance in 38670?

  • • Homeowners in 38670 pay a monthly average cost per month around $106.00.

What kind of discount could I get if I combine my home and auto insurance together in 38670?

  • • Autoowners in 38670 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Sledge area, check out other zip codes nearby 38670.
Review average rates in another zip code:
38670 homeowners insurance rates

Home Replacement Cost Coverage in 38670

Average Building Cost Per Square Foot in 38670: $96

Location: Sledge, Mississippi (Tunica County)

Average Square Footage in 38670: 499 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 38670 before you start any project. Sledge homeowners pay on average around $96 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 38670 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 38670 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 499 sq. ft. and the average cost to rebuild the home in this area is around $96 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Sledge area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$96499$47,900
Additional Upgrades & Added Features$120499$59,875
Major Home Updates or Advancements$144499$71,850

It's important to understand that when you estimate your replacement cost of your home in the 38670 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 38670

Best Home & Auto Insurance Agencies in 38670

Housing Demographics for 38670

Population Review for 38670 Zip Code

For the city of Sledge, the population within 38670 has increased to over 740 residents in population size. The current population total is 875. We have broken down the population based on race below. In 38670, there are over 418 in male population and 457 females.

PopulationValues
Total Population875
White Population118
Black Population747
Hispanic Population0
Asian Population3
Hawaiian Population1
Indian Population0
Other Population0
Male Population418
Female Population457
Population Estimate740

Household Data for 38670

The average number of homes in 38670 is around 375, there are an average of 2.33 per household. The average house value according to local real estate values is around $47,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode375
Persons Per Household2.33
Average House Value$47,900
Income Per Household$34306
Median Age46.5
Median Age Male44.3
Median Age Female48.5
38670 DetailsValues
StateMS
State Full NameMississippi
City TypeP
City Alias Abbreviation
Area Code662
CitySledge
City Alias NameSLEDGE
CountyTunica
County FIPS143
State FIPS28
Time Zone6
Day Light SavingY
MSA
PMSA
CSA368
CBSA32820
CBSA_DIV
CBSA_TypeMetro
CBSA_NameMemphis, TN-MS-AR
MSA_Name
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses7
Number Of Employees75
Business First Quarter Payroll559
Business Annual Payroll2331
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1316100
CBSA Division Population0
Congressional District02
Congressional LandArea15551.51
Delivery Residential318
Delivery Business6
Delivery Total903
Preferred Last Line KeyY14412
Classification Code
Multi-CountyY
CSA NameMemphis-Clarksdale-Forrest City, TN-MS-AR
CBSA_DIV_Name
City State KeyY14412
Land Area101.670000
Water Area0.558000
City Alias Code
City Mixed CaseSledge
City Alias Mixed CaseSledge
Box Count129
SFDU296
MFDU0
State ANSI28
County ANSI143
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number277540
Unique ZIP Name
SSA State County Code25710
Medicare CBSA Code32820
Medicare CBSA NameMemphis, TN-MS-AR
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseTunica

Mississippi Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]