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38773 Homeowners Insurance Rate Quotes

Are you shopping for homeowners insurance quotes in 38773? Our rates are very competitive for homeowners living in Shaw, MS. Many homeowners based out of your 38773 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our homeowners insurance quotes are free and our Mississippi licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 38773 should appear in the zip code field ready to go. For Shaw, MS Home Insurance Rate Quotes click to review the best rates and service online!

38773 Average Premium is Rated: Very High!

Homeowners living in 38773 can easily save up to 40% off the average home insurance premium of $1234 a year by comparing rates with us at GetHomeInsuranceQuotes.com. You don't have to do the research to find the best company, rate and coverage options. We have already done this for you. We have 12 major carriers in Shaw that are all very competitive and have the best rate and coverage option available. All you need to do is request quotes online for zip code 38773 and we will help you compare prices and apply all available discounts. If you want savings and also need help deciding which policy is best for you, than let us help you compare multiple rates today!

Get Multiple Home Insurance Rates in 38773!

38773 Home Insurance Average Premiums

Local 38773 homeowners insurance quotes comparison

$984 /yr.

Shows Zip Code: 38773 lowest rates with discounts applied on average.

For the 38773, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$984 /yr.
Average Coverage:$1234 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1534 /yr.

What is the average home insurance cost for a home in 38773?

  • • The average homeowners insurance premium paid annually for a home in 38773 is around $1234 per year.

What does it cost on average per month for home insurance in 38773?

  • • Homeowners in 38773 pay a monthly average cost per month around $103.00.

What kind of discount could I get if I combine my home and auto insurance together in 38773?

  • • Autoowners in 38773 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Shaw area, check out other zip codes nearby 38773.
Review average rates in another zip code:
38773 homeowners insurance rates

Home Replacement Cost Coverage in 38773

Average Building Cost Per Square Foot in 38773: $96

Location: Shaw, Mississippi (Bolivar County)

Average Square Footage in 38773: 823 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 38773 before you start any project. Shaw homeowners pay on average around $96 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 38773 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 38773 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 823 sq. ft. and the average cost to rebuild the home in this area is around $96 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Shaw area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$96823$79,000
Additional Upgrades & Added Features$120823$98,750
Major Home Updates or Advancements$144823$118,500

It's important to understand that when you estimate your replacement cost of your home in the 38773 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 38773

Best Home & Auto Insurance Agencies in 38773

Housing Demographics for 38773

Population Review for 38773 Zip Code

For the city of Shaw, the population within 38773 has increased to over 1,254 residents in population size. The current population total is 2,566. We have broken down the population based on race below. In 38773, there are over 1206 in male population and 1360 females.

PopulationValues
Total Population2,566
White Population517
Black Population1991
Hispanic Population30
Asian Population8
Hawaiian Population0
Indian Population0
Other Population14
Male Population1206
Female Population1360
Population Estimate1254

Household Data for 38773

The average number of homes in 38773 is around 1,039, there are an average of 2.47 per household. The average house value according to local real estate values is around $79,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,039
Persons Per Household2.47
Average House Value$79,000
Income Per Household$27474
Median Age44.0
Median Age Male41.5
Median Age Female47.2
38773 DetailsValues
StateMS
State Full NameMississippi
City TypeP
City Alias Abbreviation
Area Code662
CityShaw
City Alias NameSHAW
CountyBolivar
County FIPS011
State FIPS28
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA17380
CBSA_DIV
CBSA_TypeMicro
CBSA_NameCleveland, MS
MSA_Name
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses26
Number Of Employees81
Business First Quarter Payroll690
Business Annual Payroll2970
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population34145
CBSA Division Population0
Congressional District02
Congressional LandArea15551.51
Delivery Residential508
Delivery Business17
Delivery Total1102
Preferred Last Line KeyY14387
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyY14387
Land Area128.687000
Water Area0.246000
City Alias Code
City Mixed CaseShaw
City Alias Mixed CaseShaw
Box Count533
SFDU508
MFDU0
State ANSI28
County ANSI011
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number277371
Unique ZIP Name
SSA State County Code25050
Medicare CBSA Code99925
Medicare CBSA NameRural Areas in MS
Medicare CBSA TypeMicro
Market Rating Area ID6
County Mixed CaseBolivar

Mississippi Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]