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38829 Home Insurance Quotes, Rates & Coverage
Are you looking for the right homeowners insurance policy at an affordable price for your home in 38829? There are over 6,884 occupied homes in the 38829 area. With a population size of 18,367, it's not uncommon for residence of Booneville, MS to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Mississippi is around $1,223 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 38829 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.
For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Booneville, MS Home Insurance Rate Quotes
38829 Home Insurance Average Premiums
$973 /yr.
Shows Zip Code: 38829 lowest rates with discounts applied on average.
For the 38829, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
| Coverage Amount: | Annual Premium |
|---|---|
| 1800 sq. ft. or below (discounts applied) | $973 /yr. |
| Average Coverage: | $1223 /yr. |
| 2600 sq. ft. or higher (all discounts applied) | $1523 /yr. |
What is the average home insurance cost for a home in 38829?
- • The average homeowners insurance premium paid annually for a home in 38829 is around $1223 per year.
What does it cost on average per month for home insurance in 38829?
- • Homeowners in 38829 pay a monthly average cost per month around $102.00.
What kind of discount could I get if I combine my home and auto insurance together in 38829?
- • Autoowners in 38829 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
For shopping home insurance rates within the Booneville area, check out other zip codes nearby 38829.
Review average rates in another zip code:
38829 homeowners insurance rates
Home Replacement Cost Coverage in 38829
Average Building Cost Per Square Foot in 38829: $96
Location: Booneville, Mississippi (Prentiss County)Average Square Footage in 38829: 1,088 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 38829 before you start any project. Booneville homeowners pay on average around $96 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 38829 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 38829 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,088 sq. ft. and the average cost to rebuild the home in this area is around $96 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Booneville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
| Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
|---|---|---|---|
| Basic Home Features | $96 | 1,088 | $104,400 |
| Additional Upgrades & Added Features | $120 | 1,088 | $130,500 |
| Major Home Updates or Advancements | $144 | 1,088 | $156,600 |
It's important to understand that when you estimate your replacement cost of your home in the 38829 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 38829
Cornerstone Group
Address: 1108 N 2nd St Booneville, MS 38829Phone: (662)728-4477
Website:
Best Home & Auto Insurance Agencies in 38829
Tri-State Insurance
Address: 208 S 2nd St Booneville, MS 38829Phone:
Website:
Info:
Davis, Robert - Alfa Insurance Company
Address: 117 S Main St Booneville, MS 38829Phone:
Website: http://www.alfainsurance.com/
Info:
Cornerstone Group
Address: 1108 N 2nd St Booneville, MS 38829Phone:
Website:
Info:
Kenneth Shackelford - Nationwide Insurance
Address: 105 N 2nd St Booneville, MS 38829Phone:
Website: http://www.nationwide.com/agent/Booneville-MISSISSIPPI-insurance-agent/ken-shackelford/office.html
Info:
Allstate Insurance Company - Mark Taylor
Address: 701 E Church St Booneville, MS 38829Phone:
Website: http://www.allstateagencies.com/036701?cid=OTC-YP.com-IYP&att=TL
Info:
Housing Demographics for 38829
Population Review for 38829 Zip Code
For the city of Booneville, the population within 38829 has increased to over 18,168 residents in population size. The current population total is 18,367. We have broken down the population based on race below. In 38829, there are over 8825 in male population and 9542 females.
| Population | Values |
|---|---|
| Total Population | 18,367 |
| White Population | 15231 |
| Black Population | 2235 |
| Hispanic Population | 332 |
| Asian Population | 74 |
| Hawaiian Population | 5 |
| Indian Population | 49 |
| Other Population | 158 |
| Male Population | 8825 |
| Female Population | 9542 |
| Population Estimate | 18168 |
Household Data for 38829
The average number of homes in 38829 is around 6,884, there are an average of 2.48 per household. The average house value according to local real estate values is around $104,400. Please review the following demographics below for average income and media age.
| Housing / Income Data | Values |
|---|---|
| Households Per Zipcode | 6,884 |
| Persons Per Household | 2.48 |
| Average House Value | $104,400 |
| Income Per Household | $44541 |
| Median Age | 38.2 |
| Median Age Male | 37.0 |
| Median Age Female | 39.3 |
| 38829 Details | Values |
|---|---|
| State | MS |
| State Full Name | Mississippi |
| City Type | P |
| City Alias Abbreviation | |
| Area Code | 662 |
| City | Booneville |
| City Alias Name | BOONEVILLE |
| County | Prentiss |
| County FIPS | 117 |
| State FIPS | 28 |
| Time Zone | 6 |
| Day Light Saving | Y |
| MSA | |
| PMSA | |
| CSA | 539 |
| CBSA | 46180 |
| CBSA_DIV | |
| CBSA_Type | Micro |
| CBSA_Name | Tupelo, MS |
| MSA_Name | |
| PMSA_Name | |
| Region | South |
| Division | East South Central |
| MailingName | Y |
| Economic & Growth Review | Values |
|---|---|
| Number Of Businesses | 390 |
| Number Of Employees | 4932 |
| Business First Quarter Payroll | 39903 |
| Business Annual Payroll | 176902 |
| Business Employment Flag | |
| Growth Rank | 0 |
| Growth Housing Units 2003 | |
| Growth Housing Units 2004 | |
| Growth Increase Number | 0 |
| Growth Increase Percentage | 0.0 |
| Metropolitan Details | Values |
|---|---|
| CBSA Population | 136268 |
| CBSA Division Population | 0 |
| Congressional District | 01 |
| Congressional LandArea | 10572.8 |
| Delivery Residential | 7326 |
| Delivery Business | 489 |
| Delivery Total | 8467 |
| Preferred Last Line Key | Y13294 |
| Classification Code | |
| Multi-County | Y |
| CSA Name | Tupelo-Corinth, MS |
| CBSA_DIV_Name | |
| City State Key | Y13294 |
| Land Area | 257.180000 |
| Water Area | 0.534000 |
| City Alias Code | |
| City Mixed Case | Booneville |
| City Alias Mixed Case | Booneville |
| Box Count | 432 |
| SFDU | 6802 |
| MFDU | 91 |
| State ANSI | 28 |
| County ANSI | 117 |
| ZIP Intro | |
| Alias Intro | |
| Facility Code | P |
| City Delivery Indicator | Y |
| Carrier Route Rate Sortation | C |
| Finance Number | 270845 |
| Unique ZIP Name | |
| SSA State County Code | 25580 |
| Medicare CBSA Code | 99925 |
| Medicare CBSA Name | Rural Areas in MS |
| Medicare CBSA Type | Micro |
| Market Rating Area ID | 6 |
| County Mixed Case | Prentiss |
Mississippi Homeowners Insurance News & Information
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According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]
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Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm. Understanding the different coverages that are available to homeowners is key to making sure you […]