Get multiple home insurance quotes in 38879. Our licensed 38879, MS agents are ready to serve you.

38879 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 38879 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Verona, MS. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 38879 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Mississippi, like average Verona homeowners insurance rates, coverage options or home insurance types, please select Verona, MS Home Insurance Rates Online!

38879 Home Insurance Average Premiums

Local 38879 homeowners insurance quotes comparison

$1025 /yr.

Shows Zip Code: 38879 lowest rates with discounts applied on average.

For the 38879, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1025 /yr.
Average Coverage:$1275 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1575 /yr.

What is the average home insurance cost for a home in 38879?

  • • The average homeowners insurance premium paid annually for a home in 38879 is around $1275 per year.

What does it cost on average per month for home insurance in 38879?

  • • Homeowners in 38879 pay a monthly average cost per month around $106.00.

What kind of discount could I get if I combine my home and auto insurance together in 38879?

  • • Autoowners in 38879 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Verona area, check out other zip codes nearby 38879.
Review average rates in another zip code:
38879 homeowners insurance rates

Home Replacement Cost Coverage in 38879

Average Building Cost Per Square Foot in 38879: $96

Location: Verona, Mississippi (Lee County)

Average Square Footage in 38879: 708 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 38879 before you start any project. Verona homeowners pay on average around $96 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 38879 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 38879 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 708 sq. ft. and the average cost to rebuild the home in this area is around $96 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Verona area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$96708$68,000
Additional Upgrades & Added Features$120708$85,000
Major Home Updates or Advancements$144708$102,000

It's important to understand that when you estimate your replacement cost of your home in the 38879 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 38879

Best Home & Auto Insurance Agencies in 38879

Housing Demographics for 38879

Population Review for 38879 Zip Code

For the city of Verona, the population within 38879 has increased to over 0 residents in population size. The current population total is 118. We have broken down the population based on race below. In 38879, there are over 40 in male population and 78 females.

PopulationValues
Total Population118
White Population8
Black Population100
Hispanic Population4
Asian Population0
Hawaiian Population0
Indian Population2
Other Population5
Male Population40
Female Population78
Population Estimate0

Household Data for 38879

The average number of homes in 38879 is around 43, there are an average of 2.74 per household. The average house value according to local real estate values is around $68,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode43
Persons Per Household2.74
Average House Value$68,000
Income Per Household$0
Median Age37.0
Median Age Male32.5
Median Age Female42.3
38879 DetailsValues
StateMS
State Full NameMississippi
City TypeZ
City Alias Abbreviation
Area Code662
CityVerona
City Alias NameVERONA
CountyLee
County FIPS081
State FIPS28
Time Zone6
Day Light SavingY
MSA
PMSA
CSA539
CBSA46180
CBSA_DIV
CBSA_TypeMicro
CBSA_NameTupelo, MS
MSA_Name
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses62
Number Of Employees1875
Business First Quarter Payroll20215
Business Annual Payroll84284
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population136268
CBSA Division Population0
Congressional District01
Congressional LandArea10572.8
Delivery Residential0
Delivery Business0
Delivery Total716
Preferred Last Line KeyY14571
Classification CodeP
Multi-County
CSA NameTupelo-Corinth, MS
CBSA_DIV_Name
City State KeyY14571
Land Area0.119000
Water Area0.000000
City Alias Code
City Mixed CaseVerona
City Alias Mixed CaseVerona
Box Count609
SFDU0
MFDU0
State ANSI28
County ANSI081
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number278697
Unique ZIP Name
SSA State County Code25400
Medicare CBSA Code99925
Medicare CBSA NameRural Areas in MS
Medicare CBSA TypeMicro
Market Rating Area ID2
County Mixed CaseLee

Mississippi Homeowners Insurance News & Information

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]