Get multiple home insurance quotes in 38967. Our licensed 38967, MS agents are ready to serve you.

Quickly Revew Homeowners Insurance in 38967

If you own a home in Winona, MS you need a great homeowners policy to protect your home and possessions. Industry experts recommend shopping your homeowners insurance on a yearly basis to ensure that you are getting the best price and coverage levels.

GetHomeInsuranceQuotes.com can help you shop your coverage and find the best policy for your home in 38967 zip code. Our service is always free and we will gather quotes from up to 12 nationwide insurers so you can see all of your homeowners insurance options in one place. Our Mississippi licensed agents will also review your needs and make sure you have the appropriate coverage for your home.

If you want to see real savings on the cost of homeowners insurance start shopping GetHomeInsuranceQuotes.com right now. Get started by clicking the Get Multiple Quotes Now" button below, verify your 38967 and start comparing rates now.

38967 Homeowners Insurance Rates Are Considered: very high!

The average rate for a standard homeowners policy in 38967 is $1264 according to industry data. We can help you achieve substantial savings by using our online quoting process to find the best policy for your specific home. We will also make sure you are fully covered. Insurance policies and coverage levels vary so it is key to fully understand your policy and what it covers as well as any coverage limitations.

We only deal with reputable, nationwide insurers so you can be confident that if you do need to make a claim it will be handled quickly and fairly. It’s time to start shopping for a new policy.

Get 38967 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Winona, MS home insurance quotes in your local city and review the most competitive coverages and premiums.

38967 Home Insurance Average Premiums

Local 38967 homeowners insurance quotes comparison

$1014 /yr.

Shows Zip Code: 38967 lowest rates with discounts applied on average.

For the 38967, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1014 /yr.
Average Coverage:$1264 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1564 /yr.

What is the average home insurance cost for a home in 38967?

  • • The average homeowners insurance premium paid annually for a home in 38967 is around $1264 per year.

What does it cost on average per month for home insurance in 38967?

  • • Homeowners in 38967 pay a monthly average cost per month around $105.00.

What kind of discount could I get if I combine my home and auto insurance together in 38967?

  • • Autoowners in 38967 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Winona area, check out other zip codes nearby 38967.
Review average rates in another zip code:
38967 homeowners insurance rates

Home Replacement Cost Coverage in 38967

Average Building Cost Per Square Foot in 38967: $96

Location: Winona, Mississippi (Montgomery County)

Average Square Footage in 38967: 1,053 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 38967 before you start any project. Winona homeowners pay on average around $96 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 38967 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 38967 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,053 sq. ft. and the average cost to rebuild the home in this area is around $96 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Winona area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$961,053$101,100
Additional Upgrades & Added Features$1201,053$126,375
Major Home Updates or Advancements$1441,053$151,650

It's important to understand that when you estimate your replacement cost of your home in the 38967 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 38967

Burt A R Insurance Agency

Address: 319 Summit Street Winona, MS 38967
Phone: (662)283-3515
Website:

Herring Frank E Insurance

Address: 319 Summit Street Winona, MS 38967
Phone: (662)283-3515
Website:

Best Home & Auto Insurance Agencies in 38967

Turner- Audrey H

Address: 106 N Applegate St Winona, MS 38967
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 38967

Population Review for 38967 Zip Code

For the city of Winona, the population within 38967 has increased to over 6,539 residents in population size. The current population total is 6,590. We have broken down the population based on race below. In 38967, there are over 3066 in male population and 3524 females.

PopulationValues
Total Population6,590
White Population3237
Black Population3129
Hispanic Population71
Asian Population26
Hawaiian Population1
Indian Population2
Other Population36
Male Population3066
Female Population3524
Population Estimate6539

Household Data for 38967

The average number of homes in 38967 is around 2,814, there are an average of 2.31 per household. The average house value according to local real estate values is around $101,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,814
Persons Per Household2.31
Average House Value$101,100
Income Per Household$34469
Median Age45.0
Median Age Male44.3
Median Age Female46.1
38967 DetailsValues
StateMS
State Full NameMississippi
City TypeP
City Alias Abbreviation
Area Code662
CityWinona
City Alias NameWINONA
CountyMontgomery
County FIPS097
State FIPS28
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA24980
CBSA_DIV
CBSA_TypeMicro
CBSA_NameGrenada, MS
MSA_Name
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses167
Number Of Employees1611
Business First Quarter Payroll12274
Business Annual Payroll57619
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population21906
CBSA Division Population0
Congressional District02
Congressional LandArea15551.51
Delivery Residential2831
Delivery Business243
Delivery Total3480
Preferred Last Line KeyY14645
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyY14645
Land Area171.040000
Water Area0.468000
City Alias Code
City Mixed CaseWinona
City Alias Mixed CaseWinona
Box Count285
SFDU2591
MFDU0
State ANSI28
County ANSI097
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationC
Finance Number279165
Unique ZIP Name
SSA State County Code25480
Medicare CBSA Code99925
Medicare CBSA NameRural Areas in MS
Medicare CBSA TypeMicro
Market Rating Area ID6
County Mixed CaseMontgomery

Mississippi Homeowners Insurance News & Information

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]