Get multiple home insurance quotes in 39051. Our licensed 39051, MS agents are ready to serve you.

Homeowners Insurance in 39051

In Carthage, MS, our homeowners insurance rates are very competitive in price and coverage options. Many homeowners located in the 39051 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. When you start our quoting process, we will clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Mississippi licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. Best of all, you can get up to 12 competitive quotes for your home in 39051 all from one place. Our quoting process is hassle free and we do not spam. If you want to see real savings on your new home insurance policy, let us help you shop online home insurance quotes that are more affordable and have better coverage. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 39051 should appear in the zip code field ready to go.

39051 Homeowners Insurance Rates Are Considered: Very High!

If your looking for a standard homeowners policy in Mississippi, you are going to see rates around the average home insurance premium per year of $1256. However, with our online quoting process, we can compare the most competitive rates for you. Plus, our professional advice will allow you to get the most out of your Carthage home insurance by making sure all the risk you may encounter will be covered. Homeowners insurance comes in a variety of different coverage options and we want to get you the best rate but also provide a dependable company and policy that you can stand behind when you need it the most.

Get 39051 Home Insurance Rates Now!

Best 3 Options to Compare in 39051

If you want homeowners insurance quotes within the city of Carthage or in the 39051 area then we can help you compare the most affordable options when it comes to getting a new homeowners insurance policy. Clicking on the link helps you find average home insurance rates in Carthage, MS.

39051 Home Insurance Average Premiums

Local 39051 homeowners insurance quotes comparison

$1006 /yr.

Shows Zip Code: 39051 lowest rates with discounts applied on average.

For the 39051, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1006 /yr.
Average Coverage:$1256 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1556 /yr.

What is the average home insurance cost for a home in 39051?

  • • The average homeowners insurance premium paid annually for a home in 39051 is around $1256 per year.

What does it cost on average per month for home insurance in 39051?

  • • Homeowners in 39051 pay a monthly average cost per month around $105.00.

What kind of discount could I get if I combine my home and auto insurance together in 39051?

  • • Autoowners in 39051 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Carthage area, check out other zip codes nearby 39051.
Review average rates in another zip code:
39051 homeowners insurance rates

Home Replacement Cost Coverage in 39051

Average Building Cost Per Square Foot in 39051: $96

Location: Carthage, Mississippi (Leake County)

Average Square Footage in 39051: 881 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 39051 before you start any project. Carthage homeowners pay on average around $96 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 39051 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 39051 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 881 sq. ft. and the average cost to rebuild the home in this area is around $96 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Carthage area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$96881$84,600
Additional Upgrades & Added Features$120881$105,750
Major Home Updates or Advancements$144881$126,900

It's important to understand that when you estimate your replacement cost of your home in the 39051 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 39051

Cox Insurance Agency

Address: 108 W Franklin St Carthage, MS 39051
Phone: (601)267-0065
Website:

First Carthage-cox

Address: 109 Main Street Carthage, MS 39051
Phone: (601)267-0065
Website:

Best Home & Auto Insurance Agencies in 39051

First Carthage-cox

Address: 109 W Main St Carthage, MS 39051
Phone:
Website:
Info:

Central Mississippi Insurance

Address: 309 Hwy 16 W Carthage, MS 39051
Phone:
Website:
Info:

Weber- Charles D - State Farm Insurance Agent

Address: 277 Highway 16 E Carthage, MS 39051
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Cox Insurance Agency

Address: 108 W Franklin St Carthage, MS 39051
Phone:
Website:
Info:

Housing Demographics for 39051

Population Review for 39051 Zip Code

For the city of Carthage, the population within 39051 has increased to over 16,426 residents in population size. The current population total is 15,677. We have broken down the population based on race below. In 39051, there are over 7679 in male population and 7998 females.

PopulationValues
Total Population15,677
White Population7654
Black Population5859
Hispanic Population1119
Asian Population69
Hawaiian Population5
Indian Population876
Other Population836
Male Population7679
Female Population7998
Population Estimate16426

Household Data for 39051

The average number of homes in 39051 is around 5,928, there are an average of 2.58 per household. The average house value according to local real estate values is around $84,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode5,928
Persons Per Household2.58
Average House Value$84,600
Income Per Household$37219
Median Age38.6
Median Age Male36.5
Median Age Female40.5
39051 DetailsValues
StateMS
State Full NameMississippi
City TypeP
City Alias Abbreviation
Area Code601/769
CityCarthage
City Alias NameCARTHAGE
CountyLeake
County FIPS079
State FIPS28
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses265
Number Of Employees4657
Business First Quarter Payroll35497
Business Annual Payroll158677
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District02|03
Congressional LandArea15551.51|12754.48
Delivery Residential6367
Delivery Business442
Delivery Total7840
Preferred Last Line KeyY13373
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyY13373
Land Area430.707000
Water Area1.950000
City Alias Code
City Mixed CaseCarthage
City Alias Mixed CaseCarthage
Box Count345
SFDU6026
MFDU223
State ANSI28
County ANSI079
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number271300
Unique ZIP Name
SSA State County Code25390
Medicare CBSA Code99925
Medicare CBSA NameRural Areas in MS
Medicare CBSA TypeMicro
Market Rating Area ID6
County Mixed CaseLeake

Mississippi Homeowners Insurance News & Information

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    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

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  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]