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39067 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 39067? There are over 494 occupied homes in the 39067 area. With a population size of 1,260, it's not uncommon for residence of Ethel, MS to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Mississippi is around $1,233 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 39067 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Ethel, MS Home Insurance Rate Quotes

39067 Home Insurance Average Premiums

Local 39067 homeowners insurance quotes comparison

$983 /yr.

Shows Zip Code: 39067 lowest rates with discounts applied on average.

For the 39067, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$983 /yr.
Average Coverage:$1233 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1533 /yr.

What is the average home insurance cost for a home in 39067?

  • • The average homeowners insurance premium paid annually for a home in 39067 is around $1233 per year.

What does it cost on average per month for home insurance in 39067?

  • • Homeowners in 39067 pay a monthly average cost per month around $103.00.

What kind of discount could I get if I combine my home and auto insurance together in 39067?

  • • Autoowners in 39067 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Ethel area, check out other zip codes nearby 39067.
Review average rates in another zip code:
39067 homeowners insurance rates

Home Replacement Cost Coverage in 39067

Average Building Cost Per Square Foot in 39067: $96

Location: Ethel, Mississippi (Attala County)

Average Square Footage in 39067: 822 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 39067 before you start any project. Ethel homeowners pay on average around $96 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 39067 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 39067 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 822 sq. ft. and the average cost to rebuild the home in this area is around $96 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Ethel area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$96822$78,900
Additional Upgrades & Added Features$120822$98,625
Major Home Updates or Advancements$144822$118,350

It's important to understand that when you estimate your replacement cost of your home in the 39067 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 39067

Best Home & Auto Insurance Agencies in 39067

Housing Demographics for 39067

Population Review for 39067 Zip Code

For the city of Ethel, the population within 39067 has increased to over 1,203 residents in population size. The current population total is 1,260. We have broken down the population based on race below. In 39067, there are over 619 in male population and 641 females.

PopulationValues
Total Population1,260
White Population944
Black Population272
Hispanic Population11
Asian Population3
Hawaiian Population0
Indian Population5
Other Population7
Male Population619
Female Population641
Population Estimate1203

Household Data for 39067

The average number of homes in 39067 is around 494, there are an average of 2.55 per household. The average house value according to local real estate values is around $78,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode494
Persons Per Household2.55
Average House Value$78,900
Income Per Household$45549
Median Age47.2
Median Age Male42.9
Median Age Female49.2
39067 DetailsValues
StateMS
State Full NameMississippi
City TypeP
City Alias Abbreviation
Area Code662
CityEthel
City Alias NameETHEL
CountyAttala
County FIPS007
State FIPS28
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses12
Number Of Employees34
Business First Quarter Payroll202
Business Annual Payroll919
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District02
Congressional LandArea15551.51
Delivery Residential472
Delivery Business1
Delivery Total596
Preferred Last Line KeyY13586
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyY13586
Land Area102.925000
Water Area0.039000
City Alias Code
City Mixed CaseEthel
City Alias Mixed CaseEthel
Box Count112
SFDU472
MFDU0
State ANSI28
County ANSI007
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number272535
Unique ZIP Name
SSA State County Code25030
Medicare CBSA Code99925
Medicare CBSA NameRural Areas in MS
Medicare CBSA TypeMicro
Market Rating Area ID6
County Mixed CaseAttala

Mississippi Homeowners Insurance News & Information

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]