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Compare 39069 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Fayette just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 1,963 neighbors looking to save on their home insurance policy in the local 39069 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 39069. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Mississippi rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Fayette, MS home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Fayette, MS

39069 Home Insurance Average Premiums

Local 39069 homeowners insurance quotes comparison

$995 /yr.

Shows Zip Code: 39069 lowest rates with discounts applied on average.

For the 39069, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$995 /yr.
Average Coverage:$1245 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1545 /yr.

What is the average home insurance cost for a home in 39069?

  • • The average homeowners insurance premium paid annually for a home in 39069 is around $1245 per year.

What does it cost on average per month for home insurance in 39069?

  • • Homeowners in 39069 pay a monthly average cost per month around $104.00.

What kind of discount could I get if I combine my home and auto insurance together in 39069?

  • • Autoowners in 39069 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Fayette area, check out other zip codes nearby 39069.
Review average rates in another zip code:
39069 homeowners insurance rates

Home Replacement Cost Coverage in 39069

Average Building Cost Per Square Foot in 39069: $96

Location: Fayette, Mississippi (Jefferson County)

Average Square Footage in 39069: 692 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 39069 before you start any project. Fayette homeowners pay on average around $96 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 39069 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 39069 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 692 sq. ft. and the average cost to rebuild the home in this area is around $96 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Fayette area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$96692$66,400
Additional Upgrades & Added Features$120692$83,000
Major Home Updates or Advancements$144692$99,600

It's important to understand that when you estimate your replacement cost of your home in the 39069 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 39069

Best Home & Auto Insurance Agencies in 39069

Housing Demographics for 39069

Population Review for 39069 Zip Code

For the city of Fayette, the population within 39069 has increased to over 3,411 residents in population size. The current population total is 5,227. We have broken down the population based on race below. In 39069, there are over 2531 in male population and 2696 females.

PopulationValues
Total Population5,227
White Population379
Black Population4726
Hispanic Population56
Asian Population12
Hawaiian Population5
Indian Population9
Other Population10
Male Population2531
Female Population2696
Population Estimate3411

Household Data for 39069

The average number of homes in 39069 is around 1,963, there are an average of 2.49 per household. The average house value according to local real estate values is around $66,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,963
Persons Per Household2.49
Average House Value$66,400
Income Per Household$0
Median Age38.8
Median Age Male37.3
Median Age Female40.2
39069 DetailsValues
StateMS
State Full NameMississippi
City TypeP
City Alias Abbreviation
Area Code601/769
CityFayette
City Alias NameFAYETTE
CountyJefferson
County FIPS063
State FIPS28
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA35020
CBSA_DIV
CBSA_TypeMicro
CBSA_NameNatchez, MS-LA
MSA_Name
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses43
Number Of Employees317
Business First Quarter Payroll2420
Business Annual Payroll12719
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population53119
CBSA Division Population0
Congressional District02
Congressional LandArea15551.51
Delivery Residential1370
Delivery Business21
Delivery Total2446
Preferred Last Line KeyY13609
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyY13609
Land Area178.052000
Water Area0.080000
City Alias Code
City Mixed CaseFayette
City Alias Mixed CaseFayette
Box Count975
SFDU1226
MFDU0
State ANSI28
County ANSI063
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number272652
Unique ZIP Name
SSA State County Code25310
Medicare CBSA Code99925
Medicare CBSA NameRural Areas in MS
Medicare CBSA TypeMicro
Market Rating Area ID6
County Mixed CaseJefferson

Mississippi Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]