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Home Insurance Rates in 39113

For homeowners shopping online in 39113, our insurance rates are very competitive for homeowners living in Mayersville, MS. Many homeowners based out of the great city of Mayersville have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Mississippi licensed agents can provide a free consultation service to you that allows you to ask questions about which rates and coverage options are best suited for you and your family. To get free home insurance quotes in 39113, simply click the "Get Multiple Quotes Now" button. Your 39113 should appear in the zip code field ready to go. We only need some basic home information to start running multiple quotes for you. Mayersville, MS Home Insurance Rate Quotes are available for you, we easily review and compare multiple coverage and rate options.

39113 Home Insurance Rating is: Very High!

If you live in 39113, you can easily save up to 40% off the average home insurance premium of $1257 a year by letting us help you compare the best rate and coverage option for your home. We can compare up to 12 major top rated home insurance companies all at once. We also will do a professional analysis to determine which coverage is best suited to cover the risk that you need. Home insurance in Mayersville can come in a variety of different packages, it's important to understand which homeowners policy is best. Let us help you compare home insurance rates in 39113 today!

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39113 Home Insurance Average Premiums

Local 39113 homeowners insurance quotes comparison

$1007 /yr.

Shows Zip Code: 39113 lowest rates with discounts applied on average.

For the 39113, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$1007 /yr.
Average Coverage:$1257 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1557 /yr.

What is the average home insurance cost for a home in 39113?

  • • The average homeowners insurance premium paid annually for a home in 39113 is around $1257 per year.

What does it cost on average per month for home insurance in 39113?

  • • Homeowners in 39113 pay a monthly average cost per month around $105.00.

What kind of discount could I get if I combine my home and auto insurance together in 39113?

  • • Autoowners in 39113 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Mayersville area, check out other zip codes nearby 39113.
Review average rates in another zip code:
39113 homeowners insurance rates

Home Replacement Cost Coverage in 39113

Average Building Cost Per Square Foot in 39113: $96

Location: Mayersville, Mississippi (Issaquena County)

Average Square Footage in 39113: 621 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 39113 before you start any project. Mayersville homeowners pay on average around $96 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 39113 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 39113 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 621 sq. ft. and the average cost to rebuild the home in this area is around $96 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Mayersville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$96621$59,600
Additional Upgrades & Added Features$120621$74,500
Major Home Updates or Advancements$144621$89,400

It's important to understand that when you estimate your replacement cost of your home in the 39113 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 39113

Best Home & Auto Insurance Agencies in 39113

Housing Demographics for 39113

Population Review for 39113 Zip Code

For the city of Mayersville, the population within 39113 has increased to over 0 residents in population size. The current population total is 461. We have broken down the population based on race below. In 39113, there are over 324 in male population and 137 females.

PopulationValues
Total Population461
White Population126
Black Population320
Hispanic Population104
Asian Population1
Hawaiian Population0
Indian Population2
Other Population6
Male Population324
Female Population137
Population Estimate0

Household Data for 39113

The average number of homes in 39113 is around 126, there are an average of 2.21 per household. The average house value according to local real estate values is around $59,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode126
Persons Per Household2.21
Average House Value$59,600
Income Per Household$11607
Median Age37.3
Median Age Male36.2
Median Age Female42.3
39113 DetailsValues
StateMS
State Full NameMississippi
City TypeZ
City Alias Abbreviation
Area Code601/662
CityMayersville
City Alias NameMAYERSVILLE
CountyIssaquena
County FIPS055
State FIPS28
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses9
Number Of Employees42
Business First Quarter Payroll243
Business Annual Payroll1457
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District02
Congressional LandArea15551.51
Delivery Residential0
Delivery Business0
Delivery Total312
Preferred Last Line KeyY13956
Classification CodeP
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyY13956
Land Area27.753000
Water Area1.447000
City Alias Code
City Mixed CaseMayersville
City Alias Mixed CaseMayersville
Box Count144
SFDU0
MFDU0
State ANSI28
County ANSI055
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number275018
Unique ZIP Name
SSA State County Code25270
Medicare CBSA Code99925
Medicare CBSA NameRural Areas in MS
Medicare CBSA TypeMicro
Market Rating Area ID6
County Mixed CaseIssaquena

Mississippi Homeowners Insurance News & Information

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  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]