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Homeowners Insurance in 39114

In Mendenhall, MS, our homeowners insurance rates are very competitive in price and coverage options. Many homeowners located in the 39114 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. When you start our quoting process, we will clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Mississippi licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. Best of all, you can get up to 12 competitive quotes for your home in 39114 all from one place. Our quoting process is hassle free and we do not spam. If you want to see real savings on your new home insurance policy, let us help you shop online home insurance quotes that are more affordable and have better coverage. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 39114 should appear in the zip code field ready to go.

39114 Homeowners Insurance Rates Are Considered: Very High!

If your looking for a standard homeowners policy in Mississippi, you are going to see rates around the average home insurance premium per year of $1274. However, with our online quoting process, we can compare the most competitive rates for you. Plus, our professional advice will allow you to get the most out of your Mendenhall home insurance by making sure all the risk you may encounter will be covered. Homeowners insurance comes in a variety of different coverage options and we want to get you the best rate but also provide a dependable company and policy that you can stand behind when you need it the most.

Get 39114 Home Insurance Rates Now!

Best 3 Options to Compare in 39114

If you want homeowners insurance quotes within the city of Mendenhall or in the 39114 area then we can help you compare the most affordable options when it comes to getting a new homeowners insurance policy. Clicking on the link helps you find average home insurance rates in Mendenhall, MS.

39114 Home Insurance Average Premiums

Local 39114 homeowners insurance quotes comparison

$1024 /yr.

Shows Zip Code: 39114 lowest rates with discounts applied on average.

For the 39114, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1024 /yr.
Average Coverage:$1274 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1574 /yr.

What is the average home insurance cost for a home in 39114?

  • • The average homeowners insurance premium paid annually for a home in 39114 is around $1274 per year.

What does it cost on average per month for home insurance in 39114?

  • • Homeowners in 39114 pay a monthly average cost per month around $106.00.

What kind of discount could I get if I combine my home and auto insurance together in 39114?

  • • Autoowners in 39114 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Mendenhall area, check out other zip codes nearby 39114.
Review average rates in another zip code:
39114 homeowners insurance rates

Home Replacement Cost Coverage in 39114

Average Building Cost Per Square Foot in 39114: $96

Location: Mendenhall, Mississippi (Simpson County)

Average Square Footage in 39114: 944 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 39114 before you start any project. Mendenhall homeowners pay on average around $96 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 39114 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 39114 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 944 sq. ft. and the average cost to rebuild the home in this area is around $96 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Mendenhall area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$96944$90,600
Additional Upgrades & Added Features$120944$113,250
Major Home Updates or Advancements$144944$135,900

It's important to understand that when you estimate your replacement cost of your home in the 39114 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 39114

Independent Insurance Agency Inc - Claims

Address: 173 Main Street North Mendenhall, MS 39114
Phone: (601)847-2672
Website:

Best Home & Auto Insurance Agencies in 39114

Mullins- Max B

Address: 110 Main St S Mendenhall, MS 39114
Phone:
Website:
Info:

Independent Insurance Agency Inc - Office

Address: 173 Main St N Mendenhall, MS 39114
Phone:
Website:
Info:

Womack Insurance

Address: 202 Main St N Mendenhall, MS 39114
Phone:
Website:
Info:

Mcia- Insurance Inc.

Address: 3342 US-49 Mendenhall, MS 39114
Phone:
Website:
Info:

Housing Demographics for 39114

Population Review for 39114 Zip Code

For the city of Mendenhall, the population within 39114 has increased to over 10,406 residents in population size. The current population total is 9,673. We have broken down the population based on race below. In 39114, there are over 4808 in male population and 4865 females.

PopulationValues
Total Population9,673
White Population5846
Black Population3453
Hispanic Population101
Asian Population15
Hawaiian Population0
Indian Population13
Other Population65
Male Population4808
Female Population4865
Population Estimate10406

Household Data for 39114

The average number of homes in 39114 is around 3,756, there are an average of 2.55 per household. The average house value according to local real estate values is around $90,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode3,756
Persons Per Household2.55
Average House Value$90,600
Income Per Household$47592
Median Age40.7
Median Age Male39.5
Median Age Female41.8
39114 DetailsValues
StateMS
State Full NameMississippi
City TypeP
City Alias Abbreviation
Area Code601/769
CityMendenhall
City Alias NameMENDENHALL
CountySimpson
County FIPS127
State FIPS28
Time Zone6
Day Light SavingY
MSA
PMSA
CSA298
CBSA27140
CBSA_DIV
CBSA_TypeMetro
CBSA_NameJackson, MS
MSA_Name
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses139
Number Of Employees1622
Business First Quarter Payroll14316
Business Annual Payroll65661
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population539057
CBSA Division Population0
Congressional District03
Congressional LandArea12754.48
Delivery Residential4081
Delivery Business245
Delivery Total4705
Preferred Last Line KeyY13991
Classification Code
Multi-CountyY
CSA NameJackson-Vicksburg-Brookhaven, MS
CBSA_DIV_Name
City State KeyY13991
Land Area190.411000
Water Area0.191000
City Alias Code
City Mixed CaseMendenhall
City Alias Mixed CaseMendenhall
Box Count279
SFDU3904
MFDU108
State ANSI28
County ANSI127
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number275096
Unique ZIP Name
SSA State County Code25630
Medicare CBSA Code27140
Medicare CBSA NameJackson, MS
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseSimpson

Mississippi Homeowners Insurance News & Information

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