Get multiple home insurance quotes in 39150. Our licensed 39150, MS agents are ready to serve you.

39150 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 39150 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Port Gibson, MS. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 39150 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Mississippi, like average Port Gibson homeowners insurance rates, coverage options or home insurance types, please select Port Gibson, MS Home Insurance Rates Online!

39150 Home Insurance Average Premiums

Local 39150 homeowners insurance quotes comparison

$1000 /yr.

Shows Zip Code: 39150 lowest rates with discounts applied on average.

For the 39150, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1000 /yr.
Average Coverage:$1250 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1550 /yr.

What is the average home insurance cost for a home in 39150?

  • • The average homeowners insurance premium paid annually for a home in 39150 is around $1250 per year.

What does it cost on average per month for home insurance in 39150?

  • • Homeowners in 39150 pay a monthly average cost per month around $104.00.

What kind of discount could I get if I combine my home and auto insurance together in 39150?

  • • Autoowners in 39150 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Port Gibson area, check out other zip codes nearby 39150.
Review average rates in another zip code:
39150 homeowners insurance rates

Home Replacement Cost Coverage in 39150

Average Building Cost Per Square Foot in 39150: $96

Location: Port Gibson, Mississippi (Claiborne County)

Average Square Footage in 39150: 757 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 39150 before you start any project. Port Gibson homeowners pay on average around $96 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 39150 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 39150 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 757 sq. ft. and the average cost to rebuild the home in this area is around $96 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Port Gibson area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$96757$72,700
Additional Upgrades & Added Features$120757$90,875
Major Home Updates or Advancements$144757$109,050

It's important to understand that when you estimate your replacement cost of your home in the 39150 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 39150

South Group-Gage Insurance Agency

Address: 620 Main Street Port Gibson, MS 39150
Phone: (601)437-8826
Website:

Montgomery LEM

Address: 620 Main Street Port Gibson, MS 39150
Phone: (601)437-8826
Website:

Best Home & Auto Insurance Agencies in 39150

Montgomery LEM

Address: 620 Main St Port Gibson, MS 39150
Phone:
Website:
Info:

Housing Demographics for 39150

Population Review for 39150 Zip Code

For the city of Port Gibson, the population within 39150 has increased to over 5,244 residents in population size. The current population total is 5,079. We have broken down the population based on race below. In 39150, there are over 2399 in male population and 2680 females.

PopulationValues
Total Population5,079
White Population634
Black Population4338
Hispanic Population36
Asian Population2
Hawaiian Population0
Indian Population6
Other Population8
Male Population2399
Female Population2680
Population Estimate5244

Household Data for 39150

The average number of homes in 39150 is around 2,097, there are an average of 2.40 per household. The average house value according to local real estate values is around $72,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,097
Persons Per Household2.40
Average House Value$72,700
Income Per Household$33592
Median Age39.4
Median Age Male37.3
Median Age Female41.5
39150 DetailsValues
StateMS
State Full NameMississippi
City TypeP
City Alias Abbreviation
Area Code601/769
CityPort Gibson
City Alias NamePORT GIBSON
CountyClaiborne
County FIPS021
State FIPS28
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses87
Number Of Employees1878
Business First Quarter Payroll39610
Business Annual Payroll140102
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District02
Congressional LandArea15551.51
Delivery Residential2185
Delivery Business122
Delivery Total2740
Preferred Last Line KeyY14256
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyY14256
Land Area226.494000
Water Area10.957000
City Alias Code
City Mixed CasePort Gibson
City Alias Mixed CasePort Gibson
Box Count348
SFDU2008
MFDU114
State ANSI28
County ANSI021
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationC
Finance Number276448
Unique ZIP Name
SSA State County Code25100
Medicare CBSA Code99925
Medicare CBSA NameRural Areas in MS
Medicare CBSA TypeMicro
Market Rating Area ID6
County Mixed CaseClaiborne

Mississippi Homeowners Insurance News & Information

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]