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39152, MS Home Insurance

In the zip code of 39152, the population size is around 1,138, which consists of 494 occupied homes in your area. We often hear homeowners ask us what the average home insurance premiums are for residence living in Pulaski, MS. A few years ago, a study was done and found that the average home insurance rates for Mississippi are around $1,260 per year for a standard homeowners policy. At GetHomeInsuranceQuotes.com, we help homeowners find cheaper rates and better coverage for an existing or new home purchase opportunity. We have partnered with 12 major home insurance companies that have the most competitive rates for homes in the 39152 zip code location. Our savings model helps you not only save up to 40% or more, but also includes enhanced coverage options to help protect your home and family while livings in Pulaski. If you enter your zip code for the home you would like to shop and compare rates for today, we can help you review the premiums and coverage online or over the phone. Give us a call now at 1-855-976-2656 so we can help you compare rates today!

If you would like to review more information on rates within your area, please click Pulaski, MS Homeowners Insurance Online Rates Today!

39152 Home Insurance Average Premiums

Local 39152 homeowners insurance quotes comparison

$1010 /yr.

Shows Zip Code: 39152 lowest rates with discounts applied on average.

For the 39152, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1010 /yr.
Average Coverage:$1260 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1560 /yr.

What is the average home insurance cost for a home in 39152?

  • • The average homeowners insurance premium paid annually for a home in 39152 is around $1260 per year.

What does it cost on average per month for home insurance in 39152?

  • • Homeowners in 39152 pay a monthly average cost per month around $105.00.

What kind of discount could I get if I combine my home and auto insurance together in 39152?

  • • Autoowners in 39152 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Pulaski area, check out other zip codes nearby 39152.
Review average rates in another zip code:
39152 homeowners insurance rates

Home Replacement Cost Coverage in 39152

Average Building Cost Per Square Foot in 39152: $96

Location: Pulaski, Mississippi (Scott County)

Average Square Footage in 39152: 730 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 39152 before you start any project. Pulaski homeowners pay on average around $96 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 39152 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 39152 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 730 sq. ft. and the average cost to rebuild the home in this area is around $96 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Pulaski area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$96730$70,100
Additional Upgrades & Added Features$120730$87,625
Major Home Updates or Advancements$144730$105,150

It's important to understand that when you estimate your replacement cost of your home in the 39152 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 39152

Best Home & Auto Insurance Agencies in 39152

Housing Demographics for 39152

Population Review for 39152 Zip Code

For the city of Pulaski, the population within 39152 has increased to over 1,329 residents in population size. The current population total is 1,138. We have broken down the population based on race below. In 39152, there are over 576 in male population and 562 females.

PopulationValues
Total Population1,138
White Population882
Black Population220
Hispanic Population24
Asian Population1
Hawaiian Population0
Indian Population1
Other Population16
Male Population576
Female Population562
Population Estimate1329

Household Data for 39152

The average number of homes in 39152 is around 494, there are an average of 2.30 per household. The average house value according to local real estate values is around $70,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode494
Persons Per Household2.30
Average House Value$70,100
Income Per Household$28828
Median Age42.3
Median Age Male41.5
Median Age Female43.4
39152 DetailsValues
StateMS
State Full NameMississippi
City TypeP
City Alias Abbreviation
Area Code601
CityPulaski
City Alias NamePULASKI
CountyScott
County FIPS123
State FIPS28
Time Zone6
Day Light SavingY
MSA
PMSA
CSA298
CBSA27140
CBSA_DIV
CBSA_TypeMetro
CBSA_NameJackson, MS
MSA_Name
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses11
Number Of Employees39
Business First Quarter Payroll926
Business Annual Payroll2674
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population539057
CBSA Division Population0
Congressional District03
Congressional LandArea12754.48
Delivery Residential578
Delivery Business4
Delivery Total607
Preferred Last Line KeyY14275
Classification Code
Multi-CountyY
CSA NameJackson-Vicksburg-Brookhaven, MS
CBSA_DIV_Name
City State KeyY14275
Land Area72.154000
Water Area0.049000
City Alias Code
City Mixed CasePulaski
City Alias Mixed CasePulaski
Box Count22
SFDU578
MFDU0
State ANSI28
County ANSI123
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number276604
Unique ZIP Name
SSA State County Code25610
Medicare CBSA Code99925
Medicare CBSA NameRural Areas in MS
Medicare CBSA TypeMicro
Market Rating Area ID6
County Mixed CaseScott

Mississippi Homeowners Insurance News & Information

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