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Quickly Revew Homeowners Insurance in 39232

If you own a home in Flowood, MS you need a great homeowners policy to protect your home and possessions. Industry experts recommend shopping your homeowners insurance on a yearly basis to ensure that you are getting the best price and coverage levels.

GetHomeInsuranceQuotes.com can help you shop your coverage and find the best policy for your home in 39232 zip code. Our service is always free and we will gather quotes from up to 12 nationwide insurers so you can see all of your homeowners insurance options in one place. Our Mississippi licensed agents will also review your needs and make sure you have the appropriate coverage for your home.

If you want to see real savings on the cost of homeowners insurance start shopping GetHomeInsuranceQuotes.com right now. Get started by clicking the Get Multiple Quotes Now" button below, verify your 39232 and start comparing rates now.

39232 Homeowners Insurance Rates Are Considered: very high!

The average rate for a standard homeowners policy in 39232 is $1207 according to industry data. We can help you achieve substantial savings by using our online quoting process to find the best policy for your specific home. We will also make sure you are fully covered. Insurance policies and coverage levels vary so it is key to fully understand your policy and what it covers as well as any coverage limitations.

We only deal with reputable, nationwide insurers so you can be confident that if you do need to make a claim it will be handled quickly and fairly. It’s time to start shopping for a new policy.

Get 39232 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Flowood, MS home insurance quotes in your local city and review the most competitive coverages and premiums.

39232 Home Insurance Average Premiums

Local 39232 homeowners insurance quotes comparison

$957 /yr.

Shows Zip Code: 39232 lowest rates with discounts applied on average.

For the 39232, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$957 /yr.
Average Coverage:$1207 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1507 /yr.

What is the average home insurance cost for a home in 39232?

  • • The average homeowners insurance premium paid annually for a home in 39232 is around $1207 per year.

What does it cost on average per month for home insurance in 39232?

  • • Homeowners in 39232 pay a monthly average cost per month around $101.00.

What kind of discount could I get if I combine my home and auto insurance together in 39232?

  • • Autoowners in 39232 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Flowood area, check out other zip codes nearby 39232.
Review average rates in another zip code:
39232 homeowners insurance rates

Home Replacement Cost Coverage in 39232

Average Building Cost Per Square Foot in 39232: $96

Location: Flowood, Mississippi (Rankin County)

Average Square Footage in 39232: 2,299 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 39232 before you start any project. Flowood homeowners pay on average around $96 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 39232 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 39232 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,299 sq. ft. and the average cost to rebuild the home in this area is around $96 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Flowood area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$962,299$220,700
Additional Upgrades & Added Features$1202,299$275,875
Major Home Updates or Advancements$1442,299$331,050

It's important to understand that when you estimate your replacement cost of your home in the 39232 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 39232

Best Home & Auto Insurance Agencies in 39232

State Farm Insurance Companies - Agency Field Office

Address: 800 Woodland Pine Flowood, MS 39232
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Tapper Shane

Address: 1006 Top St Flowood, MS 39232
Phone:
Website:
Info:

Johnston- Daniel R

Address: 7 River Bend Pl Flowood, MS 39232
Phone:
Website:
Info:

Bankers Life and Casualty Company

Address: 1070 River Oaks Dr Flowood, MS 39232
Phone:
Website:
Info:

Shelter Insurance

Address: 3500 Lakeland Dr Flowood, MS 39232
Phone:
Website: http://www.shelterinsurance.com
Info: Affordable Car Insurance | Car Insurance Online | Shelter Insurance
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Housing Demographics for 39232

Population Review for 39232 Zip Code

For the city of Flowood, the population within 39232 has increased to over 9,393 residents in population size. The current population total is 9,052. We have broken down the population based on race below. In 39232, there are over 4155 in male population and 4897 females.

PopulationValues
Total Population9,052
White Population6126
Black Population1959
Hispanic Population265
Asian Population540
Hawaiian Population0
Indian Population20
Other Population133
Male Population4155
Female Population4897
Population Estimate9393

Household Data for 39232

The average number of homes in 39232 is around 4,039, there are an average of 2.16 per household. The average house value according to local real estate values is around $220,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode4,039
Persons Per Household2.16
Average House Value$220,700
Income Per Household$72468
Median Age36.9
Median Age Male35.1
Median Age Female38.1
39232 DetailsValues
StateMS
State Full NameMississippi
City TypeB
City Alias Abbreviation
Area Code601
CityFlowood
City Alias NameFLOWOOD
CountyRankin
County FIPS121
State FIPS28
Time Zone6
Day Light SavingY
MSA3560
PMSA
CSA298
CBSA27140
CBSA_DIV
CBSA_TypeMetro
CBSA_NameJackson, MS
MSA_NameJackson, MS MSA
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1008
Number Of Employees19012
Business First Quarter Payroll239865
Business Annual Payroll1014854
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population539057
CBSA Division Population0
Congressional District03
Congressional LandArea12754.48
Delivery Residential4349
Delivery Business1355
Delivery Total5682
Preferred Last Line Key001754
Classification Code
Multi-County
CSA NameJackson-Vicksburg-Brookhaven, MS
CBSA_DIV_Name
City State Key001754
Land Area25.581000
Water Area0.449000
City Alias Code
City Mixed CaseFlowood
City Alias Mixed CaseFlowood
Box Count251
SFDU2420
MFDU1797
State ANSI28
County ANSI121
ZIP Intro
Alias Intro
Facility CodeB
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number273783
Unique ZIP Name
SSA State County Code25600
Medicare CBSA Code27140
Medicare CBSA NameJackson, MS
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseRankin

Mississippi Homeowners Insurance News & Information

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    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]