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39330 Home Insurance Rates

Getting multiple homeowners insurance rates in 39330 is the best way to review and compare all the coverage options available for you, your home and your family. Our homeowners rates are very competitive for homeowners living in the great city of Enterprise, MS. Many homeowners based out of the 39330 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. We can compare up to 12 competitive home insurance rates for you all in one place. Plus, our home insurance quotes are free and our Mississippi licensed home insurance professionals can provide a free consultation service to you that allows you to ask questions about which policy and coverage package is best for you. To get free home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 39330 should appear in the zip code field ready to go. For Enterprise, MS Home Insurance Quotes, Click to easily get started!

39330 Homeowners Insurance Rates, Average Rating: Very High!

Your homeowners insurance policy in 39330 consists of both property and casualty insurance coverage. This type of policy will insure your home against a variety of risks, including fire, theft and windstorm damage. Additional protection is also included in most policies that offer liability coverage against accidents that may injure other people on your property in Enterprise. For a basic HO-3, standard homeowners policy, the average premium per year in Mississippi is around $1287. By shopping your home insurance with us at GetHomeInsuranceQuotes.com, we can help you compare the most affordable rates and enhanced coverage options. Please enter your 39330 zip code today and let us help you save time and money on your homeowners insurance premium.

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39330 Home Insurance Average Premiums

Local 39330 homeowners insurance quotes comparison

$1037 /yr.

Shows Zip Code: 39330 lowest rates with discounts applied on average.

For the 39330, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1037 /yr.
Average Coverage:$1287 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1587 /yr.

What is the average home insurance cost for a home in 39330?

  • • The average homeowners insurance premium paid annually for a home in 39330 is around $1287 per year.

What does it cost on average per month for home insurance in 39330?

  • • Homeowners in 39330 pay a monthly average cost per month around $107.00.

What kind of discount could I get if I combine my home and auto insurance together in 39330?

  • • Autoowners in 39330 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Enterprise area, check out other zip codes nearby 39330.
Review average rates in another zip code:
39330 homeowners insurance rates

Home Replacement Cost Coverage in 39330

Average Building Cost Per Square Foot in 39330: $96

Location: Enterprise, Mississippi (Clarke County)

Average Square Footage in 39330: 1,009 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 39330 before you start any project. Enterprise homeowners pay on average around $96 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 39330 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 39330 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,009 sq. ft. and the average cost to rebuild the home in this area is around $96 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Enterprise area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$961,009$96,900
Additional Upgrades & Added Features$1201,009$121,125
Major Home Updates or Advancements$1441,009$145,350

It's important to understand that when you estimate your replacement cost of your home in the 39330 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 39330

Best Home & Auto Insurance Agencies in 39330

Housing Demographics for 39330

Population Review for 39330 Zip Code

For the city of Enterprise, the population within 39330 has increased to over 3,116 residents in population size. The current population total is 3,020. We have broken down the population based on race below. In 39330, there are over 1506 in male population and 1514 females.

PopulationValues
Total Population3,020
White Population2423
Black Population471
Hispanic Population46
Asian Population1
Hawaiian Population3
Indian Population4
Other Population25
Male Population1506
Female Population1514
Population Estimate3116

Household Data for 39330

The average number of homes in 39330 is around 1,117, there are an average of 2.68 per household. The average house value according to local real estate values is around $96,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,117
Persons Per Household2.68
Average House Value$96,900
Income Per Household$67981
Median Age39.6
Median Age Male39.0
Median Age Female40.3
39330 DetailsValues
StateMS
State Full NameMississippi
City TypeP
City Alias Abbreviation
Area Code601/769
CityEnterprise
City Alias NameENTERPRISE
CountyClarke
County FIPS023
State FIPS28
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA32940
CBSA_DIV
CBSA_TypeMicro
CBSA_NameMeridian, MS
MSA_Name
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses27
Number Of Employees113
Business First Quarter Payroll1182
Business Annual Payroll4671
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population107449
CBSA Division Population0
Congressional District03
Congressional LandArea12754.48
Delivery Residential1163
Delivery Business28
Delivery Total1471
Preferred Last Line KeyY13579
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyY13579
Land Area128.500000
Water Area0.444000
City Alias Code
City Mixed CaseEnterprise
City Alias Mixed CaseEnterprise
Box Count135
SFDU1162
MFDU0
State ANSI28
County ANSI023
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number272485
Unique ZIP Name
SSA State County Code25110
Medicare CBSA Code99925
Medicare CBSA NameRural Areas in MS
Medicare CBSA TypeMicro
Market Rating Area ID6
County Mixed CaseClarke

Mississippi Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]