Get multiple home insurance quotes in 39342. Our licensed 39342, MS agents are ready to serve you.

39342 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 39342 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Marion, MS. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 39342 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Mississippi, like average Marion homeowners insurance rates, coverage options or home insurance types, please select Marion, MS Home Insurance Rates Online!

39342 Home Insurance Average Premiums

Local 39342 homeowners insurance quotes comparison

$1030 /yr.

Shows Zip Code: 39342 lowest rates with discounts applied on average.

For the 39342, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1030 /yr.
Average Coverage:$1280 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1580 /yr.

What is the average home insurance cost for a home in 39342?

  • • The average homeowners insurance premium paid annually for a home in 39342 is around $1280 per year.

What does it cost on average per month for home insurance in 39342?

  • • Homeowners in 39342 pay a monthly average cost per month around $107.00.

What kind of discount could I get if I combine my home and auto insurance together in 39342?

  • • Autoowners in 39342 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Marion area, check out other zip codes nearby 39342.
Review average rates in another zip code:
39342 homeowners insurance rates

Home Replacement Cost Coverage in 39342

Average Building Cost Per Square Foot in 39342: $96

Location: Marion, Mississippi (Lauderdale County)

Average Square Footage in 39342: 1,707 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 39342 before you start any project. Marion homeowners pay on average around $96 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 39342 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 39342 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,707 sq. ft. and the average cost to rebuild the home in this area is around $96 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Marion area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$961,707$163,900
Additional Upgrades & Added Features$1201,707$204,875
Major Home Updates or Advancements$1441,707$245,850

It's important to understand that when you estimate your replacement cost of your home in the 39342 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 39342

Best Home & Auto Insurance Agencies in 39342

Housing Demographics for 39342

Population Review for 39342 Zip Code

For the city of Marion, the population within 39342 has increased to over 1,524 residents in population size. The current population total is 1,632. We have broken down the population based on race below. In 39342, there are over 717 in male population and 915 females.

PopulationValues
Total Population1,632
White Population637
Black Population900
Hispanic Population57
Asian Population27
Hawaiian Population2
Indian Population1
Other Population23
Male Population717
Female Population915
Population Estimate1524

Household Data for 39342

The average number of homes in 39342 is around 646, there are an average of 2.36 per household. The average house value according to local real estate values is around $163,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode646
Persons Per Household2.36
Average House Value$163,900
Income Per Household$52212
Median Age37.2
Median Age Male34.6
Median Age Female39.8
39342 DetailsValues
StateMS
State Full NameMississippi
City TypeP
City Alias Abbreviation
Area Code601/769
CityMarion
City Alias NameMARION
CountyLauderdale
County FIPS075
State FIPS28
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA32940
CBSA_DIV
CBSA_TypeMicro
CBSA_NameMeridian, MS
MSA_Name
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses44
Number Of Employees616
Business First Quarter Payroll3431
Business Annual Payroll15682
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population107449
CBSA Division Population0
Congressional District03
Congressional LandArea12754.48
Delivery Residential646
Delivery Business35
Delivery Total1011
Preferred Last Line KeyY13946
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyY13946
Land Area3.095000
Water Area0.008000
City Alias Code
City Mixed CaseMarion
City Alias Mixed CaseMarion
Box Count213
SFDU475
MFDU152
State ANSI28
County ANSI075
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number274901
Unique ZIP Name
SSA State County Code25370
Medicare CBSA Code99925
Medicare CBSA NameRural Areas in MS
Medicare CBSA TypeMicro
Market Rating Area ID6
County Mixed CaseLauderdale

Mississippi Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]