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Home Insurance Rates in 39366

For homeowners shopping online in 39366, our insurance rates are very competitive for homeowners living in Vossburg, MS. Many homeowners based out of the great city of Vossburg have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Mississippi licensed agents can provide a free consultation service to you that allows you to ask questions about which rates and coverage options are best suited for you and your family. To get free home insurance quotes in 39366, simply click the "Get Multiple Quotes Now" button. Your 39366 should appear in the zip code field ready to go. We only need some basic home information to start running multiple quotes for you. Vossburg, MS Home Insurance Rate Quotes are available for you, we easily review and compare multiple coverage and rate options.

39366 Home Insurance Rating is: Very High!

If you live in 39366, you can easily save up to 40% off the average home insurance premium of $1238 a year by letting us help you compare the best rate and coverage option for your home. We can compare up to 12 major top rated home insurance companies all at once. We also will do a professional analysis to determine which coverage is best suited to cover the risk that you need. Home insurance in Vossburg can come in a variety of different packages, it's important to understand which homeowners policy is best. Let us help you compare home insurance rates in 39366 today!

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39366 Home Insurance Average Premiums

Local 39366 homeowners insurance quotes comparison

$988 /yr.

Shows Zip Code: 39366 lowest rates with discounts applied on average.

For the 39366, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$988 /yr.
Average Coverage:$1238 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1538 /yr.

What is the average home insurance cost for a home in 39366?

  • • The average homeowners insurance premium paid annually for a home in 39366 is around $1238 per year.

What does it cost on average per month for home insurance in 39366?

  • • Homeowners in 39366 pay a monthly average cost per month around $103.00.

What kind of discount could I get if I combine my home and auto insurance together in 39366?

  • • Autoowners in 39366 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Vossburg area, check out other zip codes nearby 39366.
Review average rates in another zip code:
39366 homeowners insurance rates

Home Replacement Cost Coverage in 39366

Average Building Cost Per Square Foot in 39366: $96

Location: Vossburg, Mississippi (Jasper County)

Average Square Footage in 39366: 688 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 39366 before you start any project. Vossburg homeowners pay on average around $96 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 39366 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 39366 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 688 sq. ft. and the average cost to rebuild the home in this area is around $96 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Vossburg area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$96688$66,000
Additional Upgrades & Added Features$120688$82,500
Major Home Updates or Advancements$144688$99,000

It's important to understand that when you estimate your replacement cost of your home in the 39366 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 39366

Best Home & Auto Insurance Agencies in 39366

Housing Demographics for 39366

Population Review for 39366 Zip Code

For the city of Vossburg, the population within 39366 has increased to over 1,401 residents in population size. The current population total is 1,316. We have broken down the population based on race below. In 39366, there are over 654 in male population and 662 females.

PopulationValues
Total Population1,316
White Population313
Black Population974
Hispanic Population9
Asian Population0
Hawaiian Population0
Indian Population8
Other Population3
Male Population654
Female Population662
Population Estimate1401

Household Data for 39366

The average number of homes in 39366 is around 507, there are an average of 2.60 per household. The average house value according to local real estate values is around $66,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode507
Persons Per Household2.60
Average House Value$66,000
Income Per Household$25268
Median Age40.2
Median Age Male40.4
Median Age Female40.1
39366 DetailsValues
StateMS
State Full NameMississippi
City TypeP
City Alias Abbreviation
Area Code601/769
CityVossburg
City Alias NameVOSSBURG
CountyJasper
County FIPS061
State FIPS28
Time Zone6
Day Light SavingY
MSA
PMSA
CSA279
CBSA29860
CBSA_DIV
CBSA_TypeMicro
CBSA_NameLaurel, MS
MSA_Name
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses7
Number Of Employees16
Business First Quarter Payroll106
Business Annual Payroll557
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population84823
CBSA Division Population0
Congressional District03
Congressional LandArea12754.48
Delivery Residential539
Delivery Business13
Delivery Total646
Preferred Last Line KeyY14577
Classification Code
Multi-CountyY
CSA NameHattiesburg-Laurel, MS
CBSA_DIV_Name
City State KeyY14577
Land Area66.850000
Water Area0.105000
City Alias Code
City Mixed CaseVossburg
City Alias Mixed CaseVossburg
Box Count60
SFDU539
MFDU0
State ANSI28
County ANSI061
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number278749
Unique ZIP Name
SSA State County Code25300
Medicare CBSA Code99925
Medicare CBSA NameRural Areas in MS
Medicare CBSA TypeMicro
Market Rating Area ID6
County Mixed CaseJasper

Mississippi Homeowners Insurance News & Information

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