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Homeowners Insurance in 39401

For homeowners living in 39401, you want more affordable home insurance rates in Hattiesburg, right? Our rates are very competitive for homeowners living in the great city of Hattiesburg, MS. Many homeowners living in the 39401 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the top home insurance companies that we will shop for you all in one place. Plus, our homeowners insurance quotes are free and our Mississippi licensed agents can provide a free consultation service to you that allows you to ask questions about which policy and coverage option is best for you and your family. Get the home insurance protection you need and start a free home insurance quote today, simply click the "Get Multiple Quotes Now" button. Your 39401 should appear in the zip code field ready to go. Comparing Hattiesburg, MS Home Insurance Quotes in your area, we can review the best rates and coverage options with multiple carriers to choose from.

39401 Home Insurance Costs Are Considered: Very High!

The overall cost of homeowners insurance on average for a standard HO-3 home insurance policy for homeowners living in Hattiesburg pay around $1259 per year. For affordable homeowners insurance, we have the best prices when it comes to comparing Mississippi home insurance rates. At GetHomeInsuranceQuotes.com, we compare the most competitive companies then we let you review the most affordable rates and coverage options. Homeowners living in the 39401 zip code usually have questions about which coverage option is best. Our process is spam and hassle free so you can get your questions answer quickly and review the best home insurance policy for you. Most of all, Hattiesburg homeowners enjoy saving up to 40% or even more when we apply all the discounts available. Let us help you shop and save on your Mississippi home insurance premium today!

Get 39401 Homeowners Insurance Rates Now!

39401 Home Insurance Average Premiums

Local 39401 homeowners insurance quotes comparison

$1009 /yr.

Shows Zip Code: 39401 lowest rates with discounts applied on average.

For the 39401, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1009 /yr.
Average Coverage:$1259 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1559 /yr.

What is the average home insurance cost for a home in 39401?

  • • The average homeowners insurance premium paid annually for a home in 39401 is around $1259 per year.

What does it cost on average per month for home insurance in 39401?

  • • Homeowners in 39401 pay a monthly average cost per month around $105.00.

What kind of discount could I get if I combine my home and auto insurance together in 39401?

  • • Autoowners in 39401 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Hattiesburg area, check out other zip codes nearby 39401.
Review average rates in another zip code:
39401 homeowners insurance rates
39406 homeowners insurance rates
39402 homeowners insurance rates

Home Replacement Cost Coverage in 39401

Average Building Cost Per Square Foot in 39401: $96

Location: Hattiesburg, Mississippi (Forrest County)

Average Square Footage in 39401: 1,049 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 39401 before you start any project. Hattiesburg homeowners pay on average around $96 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 39401 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 39401 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,049 sq. ft. and the average cost to rebuild the home in this area is around $96 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Hattiesburg area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$961,049$100,700
Additional Upgrades & Added Features$1201,049$125,875
Major Home Updates or Advancements$1441,049$151,050

It's important to understand that when you estimate your replacement cost of your home in the 39401 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 39401

Prime Insurance Agency of Mississippi LLC

Address: 607 Corinne Street Hattiesburg, MS 39401
Phone: (601)582-7305
Website:

Johnson Richard Insurance

Address: 2604 Oferral Street Hattiesburg, MS 39401
Phone: (601)261-9999
Website:

Hunt Insurance Agency

Address: 1910 Hardy Street Hattiesburg, MS 39401
Phone: (601)582-2118
Website:

Best Home & Auto Insurance Agencies in 39401

USA Insurance CO

Address: 2307 Hardy St Hattiesburg, MS 39401
Phone:
Website:
Info:

Bryant Joe Insurance

Address: 6224 U S Highway 49 Hattiesburg, MS 39401
Phone:
Website:
Info:

Calhoun Jr- Ben L - State Farm Insurance Agent

Address: 6212 U S Highway 49 Hattiesburg, MS 39401
Phone:
Website:
Info:

Farm Bureau Insurance-Forrest County

Address: 6445 U S Highway 49 Hattiesburg, MS 39401
Phone:
Website: http://www.msfbins.com
Info:

Johnson Richard Insurance

Address: 2604 Oferral St Hattiesburg, MS 39401
Phone:
Website:
Info:

Housing Demographics for 39401

Population Review for 39401 Zip Code

For the city of Hattiesburg, the population within 39401 has increased to over 43,792 residents in population size. The current population total is 43,183. We have broken down the population based on race below. In 39401, there are over 20284 in male population and 22899 females.

PopulationValues
Total Population43,183
White Population17398
Black Population22306
Hispanic Population1871
Asian Population533
Hawaiian Population24
Indian Population131
Other Population1298
Male Population20284
Female Population22899
Population Estimate43792

Household Data for 39401

The average number of homes in 39401 is around 17,746, there are an average of 2.26 per household. The average house value according to local real estate values is around $100,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode17,746
Persons Per Household2.26
Average House Value$100,700
Income Per Household$34652
Median Age31.8
Median Age Male31.7
Median Age Female31.9
39401 DetailsValues
StateMS
State Full NameMississippi
City TypeP
City Alias Abbreviation
Area Code601/769
CityHattiesburg
City Alias NameHATTIESBURG
CountyForrest
County FIPS035
State FIPS28
Time Zone6
Day Light SavingY
MSA3285
PMSA
CSA279
CBSA25620
CBSA_DIV
CBSA_TypeMetro
CBSA_NameHattiesburg, MS
MSA_NameHattiesburg, MS MSA
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1006
Number Of Employees18188
Business First Quarter Payroll193025
Business Annual Payroll875444
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population142842
CBSA Division Population0
Congressional District03|04
Congressional LandArea12754.48|8044.48
Delivery Residential19377
Delivery Business1792
Delivery Total21268
Preferred Last Line KeyY13721
Classification Code
Multi-CountyY
CSA NameHattiesburg-Laurel, MS
CBSA_DIV_Name
City State KeyY13721
Land Area188.853000
Water Area2.536000
City Alias Code
City Mixed CaseHattiesburg
City Alias Mixed CaseHattiesburg
Box Count0
SFDU12635
MFDU3558
State ANSI28
County ANSI035
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number273289
Unique ZIP Name
SSA State County Code25170
Medicare CBSA Code25620
Medicare CBSA NameHattiesburg, MS
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseForrest

Mississippi Homeowners Insurance News & Information

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]