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39427 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 39427? There are over 532 occupied homes in the 39427 area. With a population size of 1,247, it's not uncommon for residence of Carson, MS to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Mississippi is around $1,274 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 39427 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Carson, MS Home Insurance Rate Quotes

39427 Home Insurance Average Premiums

Local 39427 homeowners insurance quotes comparison

$1024 /yr.

Shows Zip Code: 39427 lowest rates with discounts applied on average.

For the 39427, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$1024 /yr.
Average Coverage:$1274 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1574 /yr.

What is the average home insurance cost for a home in 39427?

  • • The average homeowners insurance premium paid annually for a home in 39427 is around $1274 per year.

What does it cost on average per month for home insurance in 39427?

  • • Homeowners in 39427 pay a monthly average cost per month around $106.00.

What kind of discount could I get if I combine my home and auto insurance together in 39427?

  • • Autoowners in 39427 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Carson area, check out other zip codes nearby 39427.
Review average rates in another zip code:
39427 homeowners insurance rates

Home Replacement Cost Coverage in 39427

Average Building Cost Per Square Foot in 39427: $96

Location: Carson, Mississippi (Jefferson Davis County)

Average Square Footage in 39427: 849 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 39427 before you start any project. Carson homeowners pay on average around $96 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 39427 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 39427 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 849 sq. ft. and the average cost to rebuild the home in this area is around $96 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Carson area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$96849$81,500
Additional Upgrades & Added Features$120849$101,875
Major Home Updates or Advancements$144849$122,250

It's important to understand that when you estimate your replacement cost of your home in the 39427 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 39427

Best Home & Auto Insurance Agencies in 39427

Housing Demographics for 39427

Population Review for 39427 Zip Code

For the city of Carson, the population within 39427 has increased to over 1,361 residents in population size. The current population total is 1,247. We have broken down the population based on race below. In 39427, there are over 626 in male population and 621 females.

PopulationValues
Total Population1,247
White Population774
Black Population426
Hispanic Population14
Asian Population4
Hawaiian Population0
Indian Population4
Other Population1
Male Population626
Female Population621
Population Estimate1361

Household Data for 39427

The average number of homes in 39427 is around 532, there are an average of 2.34 per household. The average house value according to local real estate values is around $81,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode532
Persons Per Household2.34
Average House Value$81,500
Income Per Household$47989
Median Age47.4
Median Age Male46.3
Median Age Female49.5
39427 DetailsValues
StateMS
State Full NameMississippi
City TypeP
City Alias Abbreviation
Area Code601
CityCarson
City Alias NameCARSON
CountyJefferson Davis
County FIPS065
State FIPS28
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses6
Number Of Employees36
Business First Quarter Payroll313
Business Annual Payroll1353
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District03
Congressional LandArea12754.48
Delivery Residential582
Delivery Business11
Delivery Total957
Preferred Last Line KeyY13371
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyY13371
Land Area56.367000
Water Area0.185000
City Alias Code
City Mixed CaseCarson
City Alias Mixed CaseCarson
Box Count47
SFDU582
MFDU0
State ANSI28
County ANSI065
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number271274
Unique ZIP Name
SSA State County Code25320
Medicare CBSA Code99925
Medicare CBSA NameRural Areas in MS
Medicare CBSA TypeMicro
Market Rating Area ID6
County Mixed CaseJefferson Davis

Mississippi Homeowners Insurance News & Information

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