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39451 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 39451 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in Leakesville, MS quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 39451.

Shopping for insurance quotes on GetHomeInsuranceQuotes.com is always free and we will provide you with a free consultation to answer any questions you may have about coverages and rates.

If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 39451 and start shopping.

Quickly and Easily Compare Average Rates for 39451

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Leakesville, MS home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 39451

Homeowners in Leakesville are paying roughly $1246 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

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39451 Home Insurance Average Premiums

Local 39451 homeowners insurance quotes comparison

$996 /yr.

Shows Zip Code: 39451 lowest rates with discounts applied on average.

For the 39451, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$996 /yr.
Average Coverage:$1246 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1546 /yr.

What is the average home insurance cost for a home in 39451?

  • • The average homeowners insurance premium paid annually for a home in 39451 is around $1246 per year.

What does it cost on average per month for home insurance in 39451?

  • • Homeowners in 39451 pay a monthly average cost per month around $104.00.

What kind of discount could I get if I combine my home and auto insurance together in 39451?

  • • Autoowners in 39451 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Leakesville area, check out other zip codes nearby 39451.
Review average rates in another zip code:
39451 homeowners insurance rates

Home Replacement Cost Coverage in 39451

Average Building Cost Per Square Foot in 39451: $96

Location: Leakesville, Mississippi (Greene County)

Average Square Footage in 39451: 1,039 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 39451 before you start any project. Leakesville homeowners pay on average around $96 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 39451 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 39451 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,039 sq. ft. and the average cost to rebuild the home in this area is around $96 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Leakesville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$961,039$99,700
Additional Upgrades & Added Features$1201,039$124,625
Major Home Updates or Advancements$1441,039$149,550

It's important to understand that when you estimate your replacement cost of your home in the 39451 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 39451

Best Home & Auto Insurance Agencies in 39451

Bridges Insurance Agency

Address: 314 Main St Leakesville, MS 39451
Phone:
Website:
Info:

Housing Demographics for 39451

Population Review for 39451 Zip Code

For the city of Leakesville, the population within 39451 has increased to over 4,245 residents in population size. The current population total is 6,657. We have broken down the population based on race below. In 39451, there are over 4516 in male population and 2141 females.

PopulationValues
Total Population6,657
White Population4264
Black Population2142
Hispanic Population75
Asian Population5
Hawaiian Population0
Indian Population23
Other Population49
Male Population4516
Female Population2141
Population Estimate4245

Household Data for 39451

The average number of homes in 39451 is around 1,524, there are an average of 2.59 per household. The average house value according to local real estate values is around $99,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,524
Persons Per Household2.59
Average House Value$99,700
Income Per Household$34338
Median Age40.5
Median Age Male40.5
Median Age Female40.2
39451 DetailsValues
StateMS
State Full NameMississippi
City TypeP
City Alias Abbreviation
Area Code601/769
CityLeakesville
City Alias NameLEAKESVILLE
CountyGreene
County FIPS041
State FIPS28
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses64
Number Of Employees557
Business First Quarter Payroll6096
Business Annual Payroll31147
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District01|04
Congressional LandArea10572.8|8044.48
Delivery Residential1639
Delivery Business64
Delivery Total2456
Preferred Last Line KeyY13868
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyY13868
Land Area260.815000
Water Area1.967000
City Alias Code
City Mixed CaseLeakesville
City Alias Mixed CaseLeakesville
Box Count348
SFDU1513
MFDU29
State ANSI28
County ANSI041
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number274199
Unique ZIP Name
SSA State County Code25200
Medicare CBSA Code99925
Medicare CBSA NameRural Areas in MS
Medicare CBSA TypeMicro
Market Rating Area ID4
County Mixed CaseGreene

Mississippi Homeowners Insurance News & Information

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    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]