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39503 Home Insurance Rates & Premiums

Did you know there are over 53,643 people living within the 39503 zip code area? There are over 19,951 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 39503.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in Mississippi are on the rise. The estimated average premium is around $1,229 a year for a standard homeowners insurance policy in Gulfport. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: Gulfport, MS Homeowners Insurance Quotes Online

39503 Home Insurance Average Premiums

Local 39503 homeowners insurance quotes comparison

$979 /yr.

Shows Zip Code: 39503 lowest rates with discounts applied on average.

For the 39503, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$979 /yr.
Average Coverage:$1229 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1529 /yr.

What is the average home insurance cost for a home in 39503?

  • • The average homeowners insurance premium paid annually for a home in 39503 is around $1229 per year.

What does it cost on average per month for home insurance in 39503?

  • • Homeowners in 39503 pay a monthly average cost per month around $102.00.

What kind of discount could I get if I combine my home and auto insurance together in 39503?

  • • Autoowners in 39503 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Gulfport area, check out other zip codes nearby 39503.
Review average rates in another zip code:
39507 homeowners insurance rates
39503 homeowners insurance rates
39501 homeowners insurance rates

Home Replacement Cost Coverage in 39503

Average Building Cost Per Square Foot in 39503: $96

Location: Gulfport, Mississippi (Harrison County)

Average Square Footage in 39503: 1,639 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 39503 before you start any project. Gulfport homeowners pay on average around $96 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 39503 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 39503 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,639 sq. ft. and the average cost to rebuild the home in this area is around $96 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Gulfport area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$961,639$157,300
Additional Upgrades & Added Features$1201,639$196,625
Major Home Updates or Advancements$1441,639$235,950

It's important to understand that when you estimate your replacement cost of your home in the 39503 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 39503

Billy Hewes Insurance Agency

Address: 11497 Highway 49 Gulfport, MS 39503
Phone: (228)832-6731
Website:

Farm Bureau Insurance Service

Address: 11327 Highway 49 Gulfport, MS 39503
Phone: (228)832-3881
Website: www.fbfs.com

Allstate Insurance

Address: 14131 Dedeaux Road Gulfport, MS 39503
Phone: (228)831-9287
Website: www.allstate.com

Walter Ray Necaise Agency

Address: 10355 Old Highway 49 Gulfport, MS 39503
Phone: (228)831-1985
Website:

Best Home & Auto Insurance Agencies in 39503

Eaton- Teri - State Farm Insurance Agent

Address: 15016 Dedeaux Rd Gulfport, MS 39503
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Access Insurance Services Inc

Address: 15053 Dedeaux Rd Gulfport, MS 39503
Phone:
Website:
Info:

Mason- Catherine Adams

Address: 11312 Highway 49 Gulfport, MS 39503
Phone:
Website:
Info:

AA the Insurance Store

Address: 11530 Highway 49 Gulfport, MS 39503
Phone:
Website:
Info:

Roberts EJ

Address: 12207 Highway 49 Gulfport, MS 39503
Phone:
Website: http://www.ejroberts.net/
Info:

Housing Demographics for 39503

Population Review for 39503 Zip Code

For the city of Gulfport, the population within 39503 has increased to over 59,492 residents in population size. The current population total is 53,643. We have broken down the population based on race below. In 39503, there are over 25979 in male population and 27664 females.

PopulationValues
Total Population53,643
White Population30495
Black Population16137
Hispanic Population3459
Asian Population1127
Hawaiian Population88
Indian Population280
Other Population1587
Male Population25979
Female Population27664
Population Estimate59492

Household Data for 39503

The average number of homes in 39503 is around 19,951, there are an average of 2.64 per household. The average house value according to local real estate values is around $157,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode19,951
Persons Per Household2.64
Average House Value$157,300
Income Per Household$57866
Median Age36.8
Median Age Male35.6
Median Age Female38.0
39503 DetailsValues
StateMS
State Full NameMississippi
City TypeP
City Alias Abbreviation
Area Code228
CityGulfport
City Alias NameGULFPORT
CountyHarrison
County FIPS047
State FIPS28
Time Zone6
Day Light SavingY
MSA0920
PMSA
CSA
CBSA25060
CBSA_DIV
CBSA_TypeMetro
CBSA_NameGulfport-Biloxi, MS
MSA_NameBiloxi-Gulfport-Pascagoula, MS MSA
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1057
Number Of Employees16764
Business First Quarter Payroll161609
Business Annual Payroll671457
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population248820
CBSA Division Population0
Congressional District04
Congressional LandArea8044.48
Delivery Residential22535
Delivery Business1512
Delivery Total23829
Preferred Last Line KeyY13700
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyY13700
Land Area114.268000
Water Area4.110000
City Alias Code
City Mixed CaseGulfport
City Alias Mixed CaseGulfport
Box Count0
SFDU18052
MFDU2014
State ANSI28
County ANSI047
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number273146
Unique ZIP Name
SSA State County Code25230
Medicare CBSA Code25060
Medicare CBSA NameGulfport-Biloxi, MS
Medicare CBSA TypeMetro
Market Rating Area ID5
County Mixed CaseHarrison

Mississippi Homeowners Insurance News & Information

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  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]