Get multiple home insurance quotes in 39525. Our licensed 39525, MS agents are ready to serve you.

39525 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 39525 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Diamondhead, MS. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 39525 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Mississippi, like average Diamondhead homeowners insurance rates, coverage options or home insurance types, please select Diamondhead, MS Home Insurance Rates Online!

39525 Home Insurance Average Premiums

Local 39525 homeowners insurance quotes comparison

$1076 /yr.

Shows Zip Code: 39525 lowest rates with discounts applied on average.

For the 39525, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1076 /yr.
Average Coverage:$1326 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1626 /yr.

What is the average home insurance cost for a home in 39525?

  • • The average homeowners insurance premium paid annually for a home in 39525 is around $1326 per year.

What does it cost on average per month for home insurance in 39525?

  • • Homeowners in 39525 pay a monthly average cost per month around $111.00.

What kind of discount could I get if I combine my home and auto insurance together in 39525?

  • • Autoowners in 39525 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Diamondhead area, check out other zip codes nearby 39525.
Review average rates in another zip code:
39525 homeowners insurance rates

Home Replacement Cost Coverage in 39525

Average Building Cost Per Square Foot in 39525: $96

Location: Diamondhead, Mississippi (Hancock County)

Average Square Footage in 39525: 1,965 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 39525 before you start any project. Diamondhead homeowners pay on average around $96 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 39525 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 39525 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,965 sq. ft. and the average cost to rebuild the home in this area is around $96 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Diamondhead area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$961,965$188,600
Additional Upgrades & Added Features$1201,965$235,750
Major Home Updates or Advancements$1441,965$282,900

It's important to understand that when you estimate your replacement cost of your home in the 39525 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 39525

Best Home & Auto Insurance Agencies in 39525

Housing Demographics for 39525

Population Review for 39525 Zip Code

For the city of Diamondhead, the population within 39525 has increased to over 10,308 residents in population size. The current population total is 9,537. We have broken down the population based on race below. In 39525, there are over 4632 in male population and 4905 females.

PopulationValues
Total Population9,537
White Population8232
Black Population340
Hispanic Population441
Asian Population131
Hawaiian Population2
Indian Population45
Other Population106
Male Population4632
Female Population4905
Population Estimate10308

Household Data for 39525

The average number of homes in 39525 is around 4,136, there are an average of 2.27 per household. The average house value according to local real estate values is around $188,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode4,136
Persons Per Household2.27
Average House Value$188,600
Income Per Household$65601
Median Age51.0
Median Age Male49.3
Median Age Female52.9
39525 DetailsValues
StateMS
State Full NameMississippi
City TypeB
City Alias Abbreviation
Area Code228
CityDiamondhead
City Alias NameDIAMONDHEAD
CountyHancock
County FIPS045
State FIPS28
Time Zone6
Day Light SavingY
MSA0920
PMSA
CSA
CBSA25060
CBSA_DIV
CBSA_TypeMetro
CBSA_NameGulfport-Biloxi, MS
MSA_NameBiloxi-Gulfport-Pascagoula, MS MSA
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses109
Number Of Employees789
Business First Quarter Payroll6122
Business Annual Payroll28027
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population248820
CBSA Division Population0
Congressional District04
Congressional LandArea8044.48
Delivery Residential4541
Delivery Business125
Delivery Total4945
Preferred Last Line Key010485
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State Key010485
Land Area10.473000
Water Area0.534000
City Alias Code
City Mixed CaseDiamondhead
City Alias Mixed CaseDiamondhead
Box Count207
SFDU4035
MFDU0
State ANSI28
County ANSI045
ZIP Intro
Alias Intro
Facility CodeB
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number270455
Unique ZIP Name
SSA State County Code25220
Medicare CBSA Code25060
Medicare CBSA NameGulfport-Biloxi, MS
Medicare CBSA TypeMetro
Market Rating Area ID5
County Mixed CaseHancock

Mississippi Homeowners Insurance News & Information

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]