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39573 Homeowners Insurance Rate Quotes

Are you shopping for homeowners insurance quotes in 39573? Our rates are very competitive for homeowners living in Perkinston, MS. Many homeowners based out of your 39573 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our homeowners insurance quotes are free and our Mississippi licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 39573 should appear in the zip code field ready to go. For Perkinston, MS Home Insurance Rate Quotes click to review the best rates and service online!

39573 Average Premium is Rated: Very High!

Homeowners living in 39573 can easily save up to 40% off the average home insurance premium of $1248 a year by comparing rates with us at GetHomeInsuranceQuotes.com. You don't have to do the research to find the best company, rate and coverage options. We have already done this for you. We have 12 major carriers in Perkinston that are all very competitive and have the best rate and coverage option available. All you need to do is request quotes online for zip code 39573 and we will help you compare prices and apply all available discounts. If you want savings and also need help deciding which policy is best for you, than let us help you compare multiple rates today!

Get Multiple Home Insurance Rates in 39573!

39573 Home Insurance Average Premiums

Local 39573 homeowners insurance quotes comparison

$998 /yr.

Shows Zip Code: 39573 lowest rates with discounts applied on average.

For the 39573, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$998 /yr.
Average Coverage:$1248 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1548 /yr.

What is the average home insurance cost for a home in 39573?

  • • The average homeowners insurance premium paid annually for a home in 39573 is around $1248 per year.

What does it cost on average per month for home insurance in 39573?

  • • Homeowners in 39573 pay a monthly average cost per month around $104.00.

What kind of discount could I get if I combine my home and auto insurance together in 39573?

  • • Autoowners in 39573 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Perkinston area, check out other zip codes nearby 39573.
Review average rates in another zip code:
39573 homeowners insurance rates

Home Replacement Cost Coverage in 39573

Average Building Cost Per Square Foot in 39573: $96

Location: Perkinston, Mississippi (Stone County)

Average Square Footage in 39573: 1,664 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 39573 before you start any project. Perkinston homeowners pay on average around $96 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 39573 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 39573 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,664 sq. ft. and the average cost to rebuild the home in this area is around $96 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Perkinston area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$961,664$159,700
Additional Upgrades & Added Features$1201,664$199,625
Major Home Updates or Advancements$1441,664$239,550

It's important to understand that when you estimate your replacement cost of your home in the 39573 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 39573

Best Home & Auto Insurance Agencies in 39573

Housing Demographics for 39573

Population Review for 39573 Zip Code

For the city of Perkinston, the population within 39573 has increased to over 9,581 residents in population size. The current population total is 9,436. We have broken down the population based on race below. In 39573, there are over 5103 in male population and 4333 females.

PopulationValues
Total Population9,436
White Population8223
Black Population521
Hispanic Population362
Asian Population48
Hawaiian Population3
Indian Population52
Other Population210
Male Population5103
Female Population4333
Population Estimate9581

Household Data for 39573

The average number of homes in 39573 is around 3,334, there are an average of 2.60 per household. The average house value according to local real estate values is around $159,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode3,334
Persons Per Household2.60
Average House Value$159,700
Income Per Household$68527
Median Age38.7
Median Age Male34.4
Median Age Female42.9
39573 DetailsValues
StateMS
State Full NameMississippi
City TypeP
City Alias Abbreviation
Area Code601
CityPerkinston
City Alias NamePERKINSTON
CountyStone
County FIPS131
State FIPS28
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA25060
CBSA_DIV
CBSA_TypeMetro
CBSA_NameGulfport-Biloxi, MS
MSA_Name
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses47
Number Of Employees260
Business First Quarter Payroll1756
Business Annual Payroll8102
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population248820
CBSA Division Population0
Congressional District04
Congressional LandArea8044.48
Delivery Residential3685
Delivery Business58
Delivery Total4016
Preferred Last Line KeyY14196
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyY14196
Land Area409.406000
Water Area3.084000
City Alias Code
City Mixed CasePerkinston
City Alias Mixed CasePerkinston
Box Count234
SFDU3635
MFDU2
State ANSI28
County ANSI131
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number276084
Unique ZIP Name
SSA State County Code25650
Medicare CBSA Code25060
Medicare CBSA NameGulfport-Biloxi, MS
Medicare CBSA TypeMetro
Market Rating Area ID5
County Mixed CaseStone

Mississippi Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]