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Homeowners Insurance in 39577

For homeowners living in 39577, you want more affordable home insurance rates in Wiggins, right? Our rates are very competitive for homeowners living in the great city of Wiggins, MS. Many homeowners living in the 39577 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the top home insurance companies that we will shop for you all in one place. Plus, our homeowners insurance quotes are free and our Mississippi licensed agents can provide a free consultation service to you that allows you to ask questions about which policy and coverage option is best for you and your family. Get the home insurance protection you need and start a free home insurance quote today, simply click the "Get Multiple Quotes Now" button. Your 39577 should appear in the zip code field ready to go. Comparing Wiggins, MS Home Insurance Quotes in your area, we can review the best rates and coverage options with multiple carriers to choose from.

39577 Home Insurance Costs Are Considered: Very High!

The overall cost of homeowners insurance on average for a standard HO-3 home insurance policy for homeowners living in Wiggins pay around $1253 per year. For affordable homeowners insurance, we have the best prices when it comes to comparing Mississippi home insurance rates. At GetHomeInsuranceQuotes.com, we compare the most competitive companies then we let you review the most affordable rates and coverage options. Homeowners living in the 39577 zip code usually have questions about which coverage option is best. Our process is spam and hassle free so you can get your questions answer quickly and review the best home insurance policy for you. Most of all, Wiggins homeowners enjoy saving up to 40% or even more when we apply all the discounts available. Let us help you shop and save on your Mississippi home insurance premium today!

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39577 Home Insurance Average Premiums

Local 39577 homeowners insurance quotes comparison

$1003 /yr.

Shows Zip Code: 39577 lowest rates with discounts applied on average.

For the 39577, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1003 /yr.
Average Coverage:$1253 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1553 /yr.

What is the average home insurance cost for a home in 39577?

  • • The average homeowners insurance premium paid annually for a home in 39577 is around $1253 per year.

What does it cost on average per month for home insurance in 39577?

  • • Homeowners in 39577 pay a monthly average cost per month around $104.00.

What kind of discount could I get if I combine my home and auto insurance together in 39577?

  • • Autoowners in 39577 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Wiggins area, check out other zip codes nearby 39577.
Review average rates in another zip code:
39577 homeowners insurance rates

Home Replacement Cost Coverage in 39577

Average Building Cost Per Square Foot in 39577: $96

Location: Wiggins, Mississippi (Stone County)

Average Square Footage in 39577: 1,194 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 39577 before you start any project. Wiggins homeowners pay on average around $96 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 39577 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 39577 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,194 sq. ft. and the average cost to rebuild the home in this area is around $96 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Wiggins area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$961,194$114,600
Additional Upgrades & Added Features$1201,194$143,250
Major Home Updates or Advancements$1441,194$171,900

It's important to understand that when you estimate your replacement cost of your home in the 39577 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 39577

Farm Bureau Insurance

Address: 527 Magnolia Drive South Wiggins, MS 39577
Phone: (601)928-7351
Website:

Allstate Insurance Companies

Address: 132 Vardaman Street South Wiggins, MS 39577
Phone: (601)928-5435
Website: www.allstate.com

Best Home & Auto Insurance Agencies in 39577

A Plus Insurance

Address: 407 Central Ave W Wiggins, MS 39577
Phone:
Website:
Info:

White- David C

Address: 512 Vardaman St S Wiggins, MS 39577
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Alfa Insurance

Address: 311 S Magnolia Dr Wiggins, MS 39577
Phone:
Website:
Info:

Housing Demographics for 39577

Population Review for 39577 Zip Code

For the city of Wiggins, the population within 39577 has increased to over 9,866 residents in population size. The current population total is 10,310. We have broken down the population based on race below. In 39577, there are over 5100 in male population and 5210 females.

PopulationValues
Total Population10,310
White Population7041
Black Population2717
Hispanic Population164
Asian Population51
Hawaiian Population8
Indian Population44
Other Population68
Male Population5100
Female Population5210
Population Estimate9866

Household Data for 39577

The average number of homes in 39577 is around 3,827, there are an average of 2.57 per household. The average house value according to local real estate values is around $114,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode3,827
Persons Per Household2.57
Average House Value$114,600
Income Per Household$42275
Median Age40.4
Median Age Male39.2
Median Age Female41.7
39577 DetailsValues
StateMS
State Full NameMississippi
City TypeP
City Alias Abbreviation
Area Code601/769
CityWiggins
City Alias NameWIGGINS
CountyStone
County FIPS131
State FIPS28
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA25060
CBSA_DIV
CBSA_TypeMetro
CBSA_NameGulfport-Biloxi, MS
MSA_Name
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses254
Number Of Employees3071
Business First Quarter Payroll25823
Business Annual Payroll111044
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population248820
CBSA Division Population0
Congressional District04
Congressional LandArea8044.48
Delivery Residential3839
Delivery Business391
Delivery Total5289
Preferred Last Line KeyY14638
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyY14638
Land Area252.348000
Water Area1.465000
City Alias Code
City Mixed CaseWiggins
City Alias Mixed CaseWiggins
Box Count491
SFDU3690
MFDU68
State ANSI28
County ANSI131
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number279113
Unique ZIP Name
SSA State County Code25650
Medicare CBSA Code25060
Medicare CBSA NameGulfport-Biloxi, MS
Medicare CBSA TypeMetro
Market Rating Area ID5
County Mixed CaseStone

Mississippi Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]