Get multiple home insurance quotes in 39643. Our licensed 39643, MS agents are ready to serve you.

39643 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 39643 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Kokomo, MS. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 39643 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Mississippi, like average Kokomo homeowners insurance rates, coverage options or home insurance types, please select Kokomo, MS Home Insurance Rates Online!

39643 Home Insurance Average Premiums

Local 39643 homeowners insurance quotes comparison

$1043 /yr.

Shows Zip Code: 39643 lowest rates with discounts applied on average.

For the 39643, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1043 /yr.
Average Coverage:$1293 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1593 /yr.

What is the average home insurance cost for a home in 39643?

  • • The average homeowners insurance premium paid annually for a home in 39643 is around $1293 per year.

What does it cost on average per month for home insurance in 39643?

  • • Homeowners in 39643 pay a monthly average cost per month around $108.00.

What kind of discount could I get if I combine my home and auto insurance together in 39643?

  • • Autoowners in 39643 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Kokomo area, check out other zip codes nearby 39643.
Review average rates in another zip code:
39643 homeowners insurance rates

Home Replacement Cost Coverage in 39643

Average Building Cost Per Square Foot in 39643: $96

Location: Kokomo, Mississippi (Marion County)

Average Square Footage in 39643: 1,077 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 39643 before you start any project. Kokomo homeowners pay on average around $96 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 39643 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 39643 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,077 sq. ft. and the average cost to rebuild the home in this area is around $96 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Kokomo area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$961,077$103,400
Additional Upgrades & Added Features$1201,077$129,250
Major Home Updates or Advancements$1441,077$155,100

It's important to understand that when you estimate your replacement cost of your home in the 39643 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 39643

Best Home & Auto Insurance Agencies in 39643

Housing Demographics for 39643

Population Review for 39643 Zip Code

For the city of Kokomo, the population within 39643 has increased to over 1,378 residents in population size. The current population total is 1,354. We have broken down the population based on race below. In 39643, there are over 628 in male population and 726 females.

PopulationValues
Total Population1,354
White Population952
Black Population327
Hispanic Population31
Asian Population7
Hawaiian Population0
Indian Population1
Other Population29
Male Population628
Female Population726
Population Estimate1378

Household Data for 39643

The average number of homes in 39643 is around 516, there are an average of 2.62 per household. The average house value according to local real estate values is around $103,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode516
Persons Per Household2.62
Average House Value$103,400
Income Per Household$30455
Median Age36.0
Median Age Male35.3
Median Age Female38.8
39643 DetailsValues
StateMS
State Full NameMississippi
City TypeP
City Alias Abbreviation
Area Code601/769
CityKokomo
City Alias NameKOKOMO
CountyMarion
County FIPS091
State FIPS28
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses13
Number Of Employees51
Business First Quarter Payroll303
Business Annual Payroll1400
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District03
Congressional LandArea12754.48
Delivery Residential526
Delivery Business23
Delivery Total581
Preferred Last Line KeyY13838
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyY13838
Land Area39.505000
Water Area0.006000
City Alias Code
City Mixed CaseKokomo
City Alias Mixed CaseKokomo
Box Count30
SFDU526
MFDU0
State ANSI28
County ANSI091
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number273939
Unique ZIP Name
SSA State County Code25450
Medicare CBSA Code99925
Medicare CBSA NameRural Areas in MS
Medicare CBSA TypeMicro
Market Rating Area ID6
County Mixed CaseMarion

Mississippi Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]