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39653 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 39653 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in Meadville, MS quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 39653.

Shopping for insurance quotes on GetHomeInsuranceQuotes.com is always free and we will provide you with a free consultation to answer any questions you may have about coverages and rates.

If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 39653 and start shopping.

Quickly and Easily Compare Average Rates for 39653

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Meadville, MS home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 39653

Homeowners in Meadville are paying roughly $1264 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

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39653 Home Insurance Average Premiums

Local 39653 homeowners insurance quotes comparison

$1014 /yr.

Shows Zip Code: 39653 lowest rates with discounts applied on average.

For the 39653, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1014 /yr.
Average Coverage:$1264 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1564 /yr.

What is the average home insurance cost for a home in 39653?

  • • The average homeowners insurance premium paid annually for a home in 39653 is around $1264 per year.

What does it cost on average per month for home insurance in 39653?

  • • Homeowners in 39653 pay a monthly average cost per month around $105.00.

What kind of discount could I get if I combine my home and auto insurance together in 39653?

  • • Autoowners in 39653 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Meadville area, check out other zip codes nearby 39653.
Review average rates in another zip code:
39653 homeowners insurance rates

Home Replacement Cost Coverage in 39653

Average Building Cost Per Square Foot in 39653: $96

Location: Meadville, Mississippi (Franklin County)

Average Square Footage in 39653: 936 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 39653 before you start any project. Meadville homeowners pay on average around $96 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 39653 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 39653 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 936 sq. ft. and the average cost to rebuild the home in this area is around $96 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Meadville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$96936$89,900
Additional Upgrades & Added Features$120936$112,375
Major Home Updates or Advancements$144936$134,850

It's important to understand that when you estimate your replacement cost of your home in the 39653 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 39653

Best Home & Auto Insurance Agencies in 39653

Housing Demographics for 39653

Population Review for 39653 Zip Code

For the city of Meadville, the population within 39653 has increased to over 2,818 residents in population size. The current population total is 2,683. We have broken down the population based on race below. In 39653, there are over 1294 in male population and 1389 females.

PopulationValues
Total Population2,683
White Population1993
Black Population634
Hispanic Population19
Asian Population4
Hawaiian Population0
Indian Population4
Other Population5
Male Population1294
Female Population1389
Population Estimate2818

Household Data for 39653

The average number of homes in 39653 is around 1,133, there are an average of 2.31 per household. The average house value according to local real estate values is around $89,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,133
Persons Per Household2.31
Average House Value$89,900
Income Per Household$46791
Median Age46.7
Median Age Male46.2
Median Age Female47.2
39653 DetailsValues
StateMS
State Full NameMississippi
City TypeP
City Alias Abbreviation
Area Code601/769
CityMeadville
City Alias NameMEADVILLE
CountyFranklin
County FIPS037
State FIPS28
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses49
Number Of Employees599
Business First Quarter Payroll6860
Business Annual Payroll30077
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District02
Congressional LandArea15551.51
Delivery Residential1220
Delivery Business34
Delivery Total1517
Preferred Last Line KeyY13986
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyY13986
Land Area228.310000
Water Area2.307000
City Alias Code
City Mixed CaseMeadville
City Alias Mixed CaseMeadville
Box Count159
SFDU1216
MFDU4
State ANSI28
County ANSI037
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number275044
Unique ZIP Name
SSA State County Code25180
Medicare CBSA Code99925
Medicare CBSA NameRural Areas in MS
Medicare CBSA TypeMicro
Market Rating Area ID6
County Mixed CaseFranklin

Mississippi Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]