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Home Insurance Quotes in 39730

Are you shopping for a cheaper homeowners insurance rate in 39730? Our rates are very competitive for homeowners living in Aberdeen, MS. Many homeowners located in the 39730 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our online quoting process is free to use and our Mississippi licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. If you are unsure which policy is best for you, then please contact us so we can help you understand what coverage package you need to protect your home in 39730. To get free 39730 home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 39730 zip code should appear in the zip code field ready to go. Shopping Aberdeen, MS Homeowners Insurance Rates is easy, just click, complete your online quoting application for the property address located in 39730 to review the best rate coverages.

Your 39730 Home Insurance Costs Is Rated: Very High!

For the great city of Aberdeen, the average home insurance premium paid annually is around $1268 for a standard HO-3 homeowners policy. It's important to know that you may need additional coverage like flood or earthquake insurance to cover your home. Most basic home insurance policies do not provide enough coverage to provide the risk and protection you need. Our Mississippi specific quoting application process is designed to meet the needs of the homeowner and we can provide the most competitive rates with enhanced coverage options. If you live in Aberdeen and need insurance on your home in the 39730 zip code, then it is important to use our service and easily discover more affordable homeowners insurance rates.

Get 39730 Homeowners Insurance Rates Now!

39730 Home Insurance Average Premiums

Local 39730 homeowners insurance quotes comparison

$1018 /yr.

Shows Zip Code: 39730 lowest rates with discounts applied on average.

For the 39730, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1018 /yr.
Average Coverage:$1268 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1568 /yr.

What is the average home insurance cost for a home in 39730?

  • • The average homeowners insurance premium paid annually for a home in 39730 is around $1268 per year.

What does it cost on average per month for home insurance in 39730?

  • • Homeowners in 39730 pay a monthly average cost per month around $106.00.

What kind of discount could I get if I combine my home and auto insurance together in 39730?

  • • Autoowners in 39730 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Aberdeen area, check out other zip codes nearby 39730.
Review average rates in another zip code:
39730 homeowners insurance rates

Home Replacement Cost Coverage in 39730

Average Building Cost Per Square Foot in 39730: $96

Location: Aberdeen, Mississippi (Monroe County)

Average Square Footage in 39730: 890 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 39730 before you start any project. Aberdeen homeowners pay on average around $96 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 39730 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 39730 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 890 sq. ft. and the average cost to rebuild the home in this area is around $96 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Aberdeen area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$96890$85,400
Additional Upgrades & Added Features$120890$106,750
Major Home Updates or Advancements$144890$128,100

It's important to understand that when you estimate your replacement cost of your home in the 39730 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 39730

Best Home & Auto Insurance Agencies in 39730

Summers- Glenn A

Address: 125 Mississippi 145 Aberdeen, MS 39730
Phone:
Website: http://www.glennsummers.com
Info:

Allstate Insurance Companies

Address: 100 W Commerce St Aberdeen, MS 39730
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Connell, Earl - Alfa Insurance Company

Address: 134 E Commerce St Aberdeen, MS 39730
Phone:
Website: http://www.alfainsurance.com/
Info:

Whitaker, David - Shelter Insurance

Address: 208 E Commerce St Aberdeen, MS 39730
Phone:
Website: http://www.shelterinsurance.com/CA/agent/DAVIDWHITAKER
Info:

Alfa Insurance

Address: 207 S Maple St Aberdeen, MS 39730
Phone:
Website: http://www.alfains.com
Info: Alfa Insurance Home Page

Housing Demographics for 39730

Population Review for 39730 Zip Code

For the city of Aberdeen, the population within 39730 has increased to over 11,565 residents in population size. The current population total is 10,579. We have broken down the population based on race below. In 39730, there are over 5049 in male population and 5530 females.

PopulationValues
Total Population10,579
White Population4900
Black Population5329
Hispanic Population105
Asian Population21
Hawaiian Population2
Indian Population15
Other Population56
Male Population5049
Female Population5530
Population Estimate11565

Household Data for 39730

The average number of homes in 39730 is around 4,454, there are an average of 2.32 per household. The average house value according to local real estate values is around $85,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode4,454
Persons Per Household2.32
Average House Value$85,400
Income Per Household$46327
Median Age43.9
Median Age Male42.6
Median Age Female45.0
39730 DetailsValues
StateMS
State Full NameMississippi
City TypeP
City Alias Abbreviation
Area Code662
CityAberdeen
City Alias NameABERDEEN
CountyMonroe
County FIPS095
State FIPS28
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses203
Number Of Employees2198
Business First Quarter Payroll21627
Business Annual Payroll99444
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District01
Congressional LandArea10572.8
Delivery Residential4985
Delivery Business391
Delivery Total5776
Preferred Last Line KeyY13157
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyY13157
Land Area250.355000
Water Area1.616000
City Alias Code
City Mixed CaseAberdeen
City Alias Mixed CaseAberdeen
Box Count288
SFDU4439
MFDU23
State ANSI28
County ANSI095
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationC
Finance Number270039
Unique ZIP Name
SSA State County Code25470
Medicare CBSA Code99925
Medicare CBSA NameRural Areas in MS
Medicare CBSA TypeMicro
Market Rating Area ID6
County Mixed CaseMonroe

Mississippi Homeowners Insurance News & Information

  • 2025 List of States Where Finding Home Insurance Is Most Difficult and Why Posted on Tuesday 11th March, 2025

    Homeowners insurance is a necessity if you own a home, particularly if you are currently carrying a mortgage. Mortgage lenders require homeowners insurance to protect their investment in your home by always carrying homeowners insurance.  If your insurance is cancelled or you are non-renewed it can be a huge problem. As wildfires and major windstorms […]

  • Will Citizens Policyholders See a Home Insurance Rate Decrease?  Posted on Tuesday 11th March, 2025

    Recently, Gov. Ron DeSantis announced that over 20% of Citizens property insurance policyholders will see a premium decrease of roughly 5.6%. DeSantis also claimed that almost 73% of homeowners who have a policy with Citizens in Miami-Dade County will see a rate reduction of 6.3% on average. The state-run insurer, Citizens Property is finally shedding […]

  • Can $600 Million Help Lower Florida Homeowners Insurance Rates? Posted on Friday 14th February, 2025

    Family relax on the couch. Happy beautiful young parents are smiling, hugging and playing with them kids at home together Governor DeSantis recently asked the legislature for over $600 million to help lower homeowners insurance in his 2025-26 budget request. The budget proposal asks for $590 million to go towards the My Safe Florida Home […]