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39739 Homeowners Insurance Quotes & Rates

Brooksville residents living within the 994 homes available in the zip code of 39739 are shopping online to compare cheaper and more affordable Brooksville, MS home insurance rates. In the great city of Brooksville, homeowners like you want to find less expensive coverage since the home insurance rates have increased. Currently, the average home insurance rate within the state of Mississippi is around $1,236 per year. These average rates are based on a standard or basic homeowner policy that covers your home for risk of fire, theft or liability issues if someone was to be injured on your property. We can provide enhanced coverage options to give you that added protection that you need for your home in the 39739 zip code.

With our online home insurance quoting application and excellent review service, we can help you save up to 40% or more on your next homeowners policy. We will shop up to 12 competitive home insurance rates, review all the coverage options available and propose any discounts or credits that may be available to you. Each home insurance company is different and likes to generate rates based on a number of different risk factors when it comes to insuring your home. We will be able to explain which home insurance company is best for you based on the coverage details, rate affordability and claim dependability.

Let us help you shop and compare your 39739 home insurance rates today! Please give us a call now at 1-855-976-2656. For Brooksville, MS Homeowners Insurance Quotes, Click to easily get started!

39739 Home Insurance Average Premiums

Local 39739 homeowners insurance quotes comparison

$986 /yr.

Shows Zip Code: 39739 lowest rates with discounts applied on average.

For the 39739, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$986 /yr.
Average Coverage:$1236 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1536 /yr.

What is the average home insurance cost for a home in 39739?

  • • The average homeowners insurance premium paid annually for a home in 39739 is around $1236 per year.

What does it cost on average per month for home insurance in 39739?

  • • Homeowners in 39739 pay a monthly average cost per month around $103.00.

What kind of discount could I get if I combine my home and auto insurance together in 39739?

  • • Autoowners in 39739 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Brooksville area, check out other zip codes nearby 39739.
Review average rates in another zip code:
39739 homeowners insurance rates

Home Replacement Cost Coverage in 39739

Average Building Cost Per Square Foot in 39739: $96

Location: Brooksville, Mississippi (Noxubee County)

Average Square Footage in 39739: 589 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 39739 before you start any project. Brooksville homeowners pay on average around $96 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 39739 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 39739 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 589 sq. ft. and the average cost to rebuild the home in this area is around $96 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Brooksville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$96589$56,500
Additional Upgrades & Added Features$120589$70,625
Major Home Updates or Advancements$144589$84,750

It's important to understand that when you estimate your replacement cost of your home in the 39739 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 39739

Best Home & Auto Insurance Agencies in 39739

Housing Demographics for 39739

Population Review for 39739 Zip Code

For the city of Brooksville, the population within 39739 has increased to over 1,847 residents in population size. The current population total is 2,521. We have broken down the population based on race below. In 39739, there are over 1126 in male population and 1395 females.

PopulationValues
Total Population2,521
White Population748
Black Population1663
Hispanic Population49
Asian Population10
Hawaiian Population0
Indian Population2
Other Population27
Male Population1126
Female Population1395
Population Estimate1847

Household Data for 39739

The average number of homes in 39739 is around 994, there are an average of 2.51 per household. The average house value according to local real estate values is around $56,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode994
Persons Per Household2.51
Average House Value$56,500
Income Per Household$36060
Median Age39.7
Median Age Male38.4
Median Age Female41.4
39739 DetailsValues
StateMS
State Full NameMississippi
City TypeP
City Alias Abbreviation
Area Code662
CityBrooksville
City Alias NameBROOKSVILLE
CountyNoxubee
County FIPS103
State FIPS28
Time Zone6
Day Light SavingY
MSA
PMSA
CSA523
CBSA18060
CBSA_DIV
CBSA_TypeMicro
CBSA_NameColumbus, MS
MSA_Name
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses43
Number Of Employees187
Business First Quarter Payroll1043
Business Annual Payroll4724
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population59779
CBSA Division Population0
Congressional District03
Congressional LandArea12754.48
Delivery Residential736
Delivery Business28
Delivery Total1215
Preferred Last Line KeyY13318
Classification Code
Multi-County
CSA NameStarkville-Columbus, MS
CBSA_DIV_Name
City State KeyY13318
Land Area176.061000
Water Area3.600000
City Alias Code
City Mixed CaseBrooksville
City Alias Mixed CaseBrooksville
Box Count423
SFDU685
MFDU0
State ANSI28
County ANSI103
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number270949
Unique ZIP Name
SSA State County Code25510
Medicare CBSA Code99925
Medicare CBSA NameRural Areas in MS
Medicare CBSA TypeMicro
Market Rating Area ID6
County Mixed CaseNoxubee

Mississippi Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]