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39752 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 39752 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in Mathiston, MS quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 39752.

Shopping for insurance quotes on GetHomeInsuranceQuotes.com is always free and we will provide you with a free consultation to answer any questions you may have about coverages and rates.

If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 39752 and start shopping.

Quickly and Easily Compare Average Rates for 39752

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Mathiston, MS home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 39752

Homeowners in Mathiston are paying roughly $1280 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

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39752 Home Insurance Average Premiums

Local 39752 homeowners insurance quotes comparison

$1030 /yr.

Shows Zip Code: 39752 lowest rates with discounts applied on average.

For the 39752, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1030 /yr.
Average Coverage:$1280 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1580 /yr.

What is the average home insurance cost for a home in 39752?

  • • The average homeowners insurance premium paid annually for a home in 39752 is around $1280 per year.

What does it cost on average per month for home insurance in 39752?

  • • Homeowners in 39752 pay a monthly average cost per month around $107.00.

What kind of discount could I get if I combine my home and auto insurance together in 39752?

  • • Autoowners in 39752 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Mathiston area, check out other zip codes nearby 39752.
Review average rates in another zip code:
39752 homeowners insurance rates

Home Replacement Cost Coverage in 39752

Average Building Cost Per Square Foot in 39752: $96

Location: Mathiston, Mississippi (Webster County)

Average Square Footage in 39752: 898 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 39752 before you start any project. Mathiston homeowners pay on average around $96 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 39752 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 39752 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 898 sq. ft. and the average cost to rebuild the home in this area is around $96 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Mathiston area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$96898$86,200
Additional Upgrades & Added Features$120898$107,750
Major Home Updates or Advancements$144898$129,300

It's important to understand that when you estimate your replacement cost of your home in the 39752 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 39752

Best Home & Auto Insurance Agencies in 39752

Housing Demographics for 39752

Population Review for 39752 Zip Code

For the city of Mathiston, the population within 39752 has increased to over 2,996 residents in population size. The current population total is 2,549. We have broken down the population based on race below. In 39752, there are over 1269 in male population and 1280 females.

PopulationValues
Total Population2,549
White Population2277
Black Population179
Hispanic Population32
Asian Population4
Hawaiian Population0
Indian Population1
Other Population9
Male Population1269
Female Population1280
Population Estimate2996

Household Data for 39752

The average number of homes in 39752 is around 976, there are an average of 2.61 per household. The average house value according to local real estate values is around $86,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode976
Persons Per Household2.61
Average House Value$86,200
Income Per Household$53561
Median Age38.9
Median Age Male38.5
Median Age Female39.8
39752 DetailsValues
StateMS
State Full NameMississippi
City TypeP
City Alias Abbreviation
Area Code662
CityMathiston
City Alias NameMATHISTON
CountyWebster
County FIPS155
State FIPS28
Time Zone6
Day Light SavingY
MSA
PMSA
CSA523
CBSA44260
CBSA_DIV
CBSA_TypeMicro
CBSA_NameStarkville, MS
MSA_Name
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses32
Number Of Employees223
Business First Quarter Payroll1341
Business Annual Payroll6668
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population47671
CBSA Division Population0
Congressional District01
Congressional LandArea10572.8
Delivery Residential1148
Delivery Business40
Delivery Total1323
Preferred Last Line KeyY13951
Classification Code
Multi-County
CSA NameStarkville-Columbus, MS
CBSA_DIV_Name
City State KeyY13951
Land Area73.553000
Water Area0.460000
City Alias Code
City Mixed CaseMathiston
City Alias Mixed CaseMathiston
Box Count105
SFDU1099
MFDU49
State ANSI28
County ANSI155
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number274966
Unique ZIP Name
SSA State County Code25770
Medicare CBSA Code99925
Medicare CBSA NameRural Areas in MS
Medicare CBSA TypeMicro
Market Rating Area ID6
County Mixed CaseWebster

Mississippi Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]