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63017 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 63017 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in Chesterfield, MO quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 63017.

Shopping for insurance quotes on GetHomeInsuranceQuotes.com is always free and we will provide you with a free consultation to answer any questions you may have about coverages and rates.

If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 63017 and start shopping.

Quickly and Easily Compare Average Rates for 63017

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Chesterfield, MO home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 63017

Homeowners in Chesterfield are paying roughly $932 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

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63017 Home Insurance Average Premiums

Local 63017 homeowners insurance quotes comparison

$682 /yr.

Shows Zip Code: 63017 lowest rates with discounts applied on average.

For the 63017, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$682 /yr.
Average Coverage:$932 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1232 /yr.

What is the average home insurance cost for a home in 63017?

  • • The average homeowners insurance premium paid annually for a home in 63017 is around $932 per year.

What does it cost on average per month for home insurance in 63017?

  • • Homeowners in 63017 pay a monthly average cost per month around $78.00.

What kind of discount could I get if I combine my home and auto insurance together in 63017?

  • • Autoowners in 63017 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Chesterfield area, check out other zip codes nearby 63017.
Review average rates in another zip code:
63005 homeowners insurance rates
63017 homeowners insurance rates

Home Replacement Cost Coverage in 63017

Average Building Cost Per Square Foot in 63017: $122

Location: Chesterfield, Missouri (Saint Louis County)

Average Square Footage in 63017: 3,107 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 63017 before you start any project. Chesterfield homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 63017 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 63017 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 3,107 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Chesterfield area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1223,107$379,100
Additional Upgrades & Added Features$1533,107$473,875
Major Home Updates or Advancements$1833,107$568,650

It's important to understand that when you estimate your replacement cost of your home in the 63017 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 63017

Puccio Mark Farmers Insurance Group

Address: 42 Four Ssns Shopping Centre Chesterfield, MO 63017
Phone: (314)434-3777
Website: www.farmers.com

Best Home & Auto Insurance Agencies in 63017

Allstate Insurance Companies - Sales Offices- Chesterfield

Address: 16141 Swingley Ridge Rd Chesterfield, MO 63017
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
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Drissell- Daniel F - State Farm Insurance Agent

Address: 444 Chesterfield Ctr, #200 Chesterfield, MO 63017
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Allstate Insurance Company - Hazel Pearson

Address: 14304 S Outer Forty Rd Chesterfield, MO 63017
Phone:
Website: http://www.allstateagencies.com/058860?cid=OTC-YP.com-IYP&att=TL
Info:

Car Accident Injury Lawyers

Address: 13321 N Outer Forty Rd, Ste 800 Chesterfield, MO 63017
Phone:
Website: http://www.missouri-caraccidentlawyer.com/
Info:

American Family Insurance- William Lovell

Address: 16020 Swingley Ridge Rd Chesterfield, MO 63017
Phone:
Website: http://www.amfam.com/
Info:

Housing Demographics for 63017

Population Review for 63017 Zip Code

For the city of Chesterfield, the population within 63017 has increased to over 44,733 residents in population size. The current population total is 42,773. We have broken down the population based on race below. In 63017, there are over 20488 in male population and 22285 females.

PopulationValues
Total Population42,773
White Population32750
Black Population1362
Hispanic Population1927
Asian Population5421
Hawaiian Population19
Indian Population74
Other Population474
Male Population20488
Female Population22285
Population Estimate44733

Household Data for 63017

The average number of homes in 63017 is around 17,040, there are an average of 2.42 per household. The average house value according to local real estate values is around $379,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode17,040
Persons Per Household2.42
Average House Value$379,100
Income Per Household$119448
Median Age48.6
Median Age Male45.6
Median Age Female51.1
63017 DetailsValues
StateMO
State Full NameMissouri
City TypeP
City Alias Abbreviation
Area Code636/314
CityChesterfield
City Alias NameCHESTERFIELD
CountySaint Louis
County FIPS189
State FIPS29
Time Zone6
Day Light SavingY
MSA7040
PMSA
CSA476
CBSA41180
CBSA_DIV
CBSA_TypeMetro
CBSA_NameSt. Louis, MO-IL
MSA_NameSt. Louis, MO-IL MSA
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1569
Number Of Employees36671
Business First Quarter Payroll873954
Business Annual Payroll3163105
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2812896
CBSA Division Population0
Congressional District02
Congressional LandArea465.76
Delivery Residential18485
Delivery Business1300
Delivery Total19936
Preferred Last Line KeyW16165
Classification Code
Multi-County
CSA NameSt. Louis-St. Charles-Farmington, MO-IL
CBSA_DIV_Name
City State KeyW16165
Land Area19.261000
Water Area0.408000
City Alias Code
City Mixed CaseChesterfield
City Alias Mixed CaseChesterfield
Box Count0
SFDU13198
MFDU3798
State ANSI29
County ANSI189
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number281482
Unique ZIP Name
SSA State County Code26940
Medicare CBSA Code41180
Medicare CBSA NameSt. Louis, MO-IL
Medicare CBSA TypeMetro
Market Rating Area ID6
County Mixed CaseSaint Louis

Missouri Homeowners Insurance News & Information

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]