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If you live in the 63019 zip code, we can help you find a better homeowners insurance policy at a lower price. Homeowners within the city of Crystal City have saved hundreds of dollars on their annual premium when using GetHomeInsuranceQuotes.com.

Our service is always free and we not only find a great policy for you, our MO licensed agents will provide you with a free consultation to discuss your coverage needs and answer any questions you may have regarding policy coverages or rates.

It is easy to start shopping for a new policy, just click on the "Get Multiple Quotes Now" button below, confirm your 63019 and then compare quotes from a variety of nationwide insurance companies.

63019 Average Homeowners Insurance Rates

If you are shopping for a HO-3 policy, which is considered the standard when it comes to homeowners insurance, we can help. In 63019 the average premium for homeowners coverage is $938 which compares very well to the national average of $1,249.

Our site makes it easy for you to find the insurer that offers the best coverage at the best rate in 63019. We are happy to answer any questions you may have and explain the different type of coverage while helping you determine what coverage levels are best for your family.

Get Free Home Insurance Quotes in 63019 Today!

We can help you find up to 12 homeowners insurance quotes quickly and from the comfort of your own home. In addition, we can do a discount review to make sure you are getting all available discounts on your policy.

Click to review the best Crystal City, MO home insurance quotes in your area.

63019 Home Insurance Average Premiums

Local 63019 homeowners insurance quotes comparison

$688 /yr.

Shows Zip Code: 63019 lowest rates with discounts applied on average.

For the 63019, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$688 /yr.
Average Coverage:$938 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1238 /yr.

What is the average home insurance cost for a home in 63019?

  • • The average homeowners insurance premium paid annually for a home in 63019 is around $938 per year.

What does it cost on average per month for home insurance in 63019?

  • • Homeowners in 63019 pay a monthly average cost per month around $78.00.

What kind of discount could I get if I combine my home and auto insurance together in 63019?

  • • Autoowners in 63019 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Crystal City area, check out other zip codes nearby 63019.
Review average rates in another zip code:
63019 homeowners insurance rates

Home Replacement Cost Coverage in 63019

Average Building Cost Per Square Foot in 63019: $122

Location: Crystal City, Missouri (Jefferson County)

Average Square Footage in 63019: 1,251 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 63019 before you start any project. Crystal City homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 63019 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 63019 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,251 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Crystal City area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1221,251$152,600
Additional Upgrades & Added Features$1531,251$190,750
Major Home Updates or Advancements$1831,251$228,900

It's important to understand that when you estimate your replacement cost of your home in the 63019 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 63019

Best Home & Auto Insurance Agencies in 63019

Farmers Insurance Group - Hillsboro Agent

Address: 508 N Truman Blvd Crystal City, MO 63019
Phone:
Website: http://www.farmers.com
Info: Auto Insurance Quotes | Home, Life & Car Insurance | Farmers Insurance
Home, life and auto insurance quotes from Farmers Insurance Group. With discounts on car insurance and fast claim service its no wonder over 4000 customers a day switch to Farmers. Farmers Insurance group, auto insurance quotes, car insurance, auto insurance, automobile insurance, rate quote, business insurance, financial insurance, home insurance, mutual funds, life insurance, motorcycle insurance, farmers agent, renters insurance,

Housing Demographics for 63019

Population Review for 63019 Zip Code

For the city of Crystal City, the population within 63019 has increased to over 4,474 residents in population size. The current population total is 4,456. We have broken down the population based on race below. In 63019, there are over 2151 in male population and 2305 females.

PopulationValues
Total Population4,456
White Population3959
Black Population151
Hispanic Population47
Asian Population35
Hawaiian Population3
Indian Population16
Other Population14
Male Population2151
Female Population2305
Population Estimate4474

Household Data for 63019

The average number of homes in 63019 is around 1,806, there are an average of 2.44 per household. The average house value according to local real estate values is around $152,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,806
Persons Per Household2.44
Average House Value$152,600
Income Per Household$60486
Median Age37.5
Median Age Male35.5
Median Age Female39.4
63019 DetailsValues
StateMO
State Full NameMissouri
City TypeP
City Alias Abbreviation
Area Code636
CityCrystal City
City Alias NameCRYSTAL CITY
CountyJefferson
County FIPS099
State FIPS29
Time Zone6
Day Light SavingY
MSA7040
PMSA
CSA476
CBSA41180
CBSA_DIV
CBSA_TypeMetro
CBSA_NameSt. Louis, MO-IL
MSA_NameSt. Louis, MO-IL MSA
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses148
Number Of Employees1710
Business First Quarter Payroll15318
Business Annual Payroll66631
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2812896
CBSA Division Population0
Congressional District08
Congressional LandArea19901.17
Delivery Residential1834
Delivery Business231
Delivery Total3690
Preferred Last Line KeyW16288
Classification Code
Multi-County
CSA NameSt. Louis-St. Charles-Farmington, MO-IL
CBSA_DIV_Name
City State KeyW16288
Land Area3.365000
Water Area0.428000
City Alias Code
City Mixed CaseCrystal City
City Alias Mixed CaseCrystal City
Box Count77
SFDU1672
MFDU92
State ANSI29
County ANSI099
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number281896
Unique ZIP Name
SSA State County Code26490
Medicare CBSA Code41180
Medicare CBSA NameSt. Louis, MO-IL
Medicare CBSA TypeMetro
Market Rating Area ID6
County Mixed CaseJefferson

Missouri Homeowners Insurance News & Information

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]