Get multiple home insurance quotes in 63050. Our licensed 63050, MO agents are ready to serve you.

63050 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 63050 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Hillsboro, MO. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 63050 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-913-276-4017 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Missouri, like average Hillsboro homeowners insurance rates, coverage options or home insurance types, please select Hillsboro, MO Home Insurance Rates Online!

63050 Home Insurance Average Premiums

Local 63050 homeowners insurance quotes comparison

$776 /yr.

Shows Zip Code: 63050 lowest rates with discounts applied on average.

For the 63050, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$776 /yr.
Average Coverage:$1026 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1326 /yr.

What is the average home insurance cost for a home in 63050?

  • • The average homeowners insurance premium paid annually for a home in 63050 is around $1026 per year.

What does it cost on average per month for home insurance in 63050?

  • • Homeowners in 63050 pay a monthly average cost per month around $86.00.

What kind of discount could I get if I combine my home and auto insurance together in 63050?

  • • Autoowners in 63050 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Hillsboro area, check out other zip codes nearby 63050.
Review average rates in another zip code:
63050 homeowners insurance rates

Home Replacement Cost Coverage in 63050

Average Building Cost Per Square Foot in 63050: $122

Location: Hillsboro, Missouri (Jefferson County)

Average Square Footage in 63050: 1,710 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 63050 before you start any project. Hillsboro homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 63050 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 63050 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,710 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Hillsboro area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1221,710$208,600
Additional Upgrades & Added Features$1531,710$260,750
Major Home Updates or Advancements$1831,710$312,900

It's important to understand that when you estimate your replacement cost of your home in the 63050 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 63050

Best Home & Auto Insurance Agencies in 63050

Woods- Matthew E - State Farm Insurance Agent

Address: 114 Main St Hillsboro, MO 63050
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 63050

Population Review for 63050 Zip Code

For the city of Hillsboro, the population within 63050 has increased to over 16,873 residents in population size. The current population total is 16,874. We have broken down the population based on race below. In 63050, there are over 8574 in male population and 8300 females.

PopulationValues
Total Population16,874
White Population15588
Black Population92
Hispanic Population274
Asian Population68
Hawaiian Population1
Indian Population35
Other Population83
Male Population8574
Female Population8300
Population Estimate16873

Household Data for 63050

The average number of homes in 63050 is around 6,298, there are an average of 2.61 per household. The average house value according to local real estate values is around $208,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode6,298
Persons Per Household2.61
Average House Value$208,600
Income Per Household$76586
Median Age40.6
Median Age Male39.9
Median Age Female41.5
63050 DetailsValues
StateMO
State Full NameMissouri
City TypeP
City Alias Abbreviation
Area Code636
CityHillsboro
City Alias NameHILLSBORO
CountyJefferson
County FIPS099
State FIPS29
Time Zone6
Day Light SavingY
MSA7040
PMSA
CSA476
CBSA41180
CBSA_DIV
CBSA_TypeMetro
CBSA_NameSt. Louis, MO-IL
MSA_NameSt. Louis, MO-IL MSA
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses270
Number Of Employees1670
Business First Quarter Payroll13512
Business Annual Payroll61408
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2812896
CBSA Division Population0
Congressional District03|08
Congressional LandArea6851.54|19901.17
Delivery Residential6465
Delivery Business193
Delivery Total7414
Preferred Last Line KeyW16763
Classification Code
Multi-County
CSA NameSt. Louis-St. Charles-Farmington, MO-IL
CBSA_DIV_Name
City State KeyW16763
Land Area91.933000
Water Area0.731000
City Alias Code
City Mixed CaseHillsboro
City Alias Mixed CaseHillsboro
Box Count223
SFDU6158
MFDU0
State ANSI29
County ANSI099
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number283732
Unique ZIP Name
SSA State County Code26490
Medicare CBSA Code41180
Medicare CBSA NameSt. Louis, MO-IL
Medicare CBSA TypeMetro
Market Rating Area ID6
County Mixed CaseJefferson

Missouri Homeowners Insurance News & Information

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]