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Home Insurance Rates in 63080

For homeowners shopping online in 63080, our insurance rates are very competitive for homeowners living in Sullivan, MO. Many homeowners based out of the great city of Sullivan have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Missouri licensed agents can provide a free consultation service to you that allows you to ask questions about which rates and coverage options are best suited for you and your family. To get free home insurance quotes in 63080, simply click the "Get Multiple Quotes Now" button. Your 63080 should appear in the zip code field ready to go. We only need some basic home information to start running multiple quotes for you. Sullivan, MO Home Insurance Rate Quotes are available for you, we easily review and compare multiple coverage and rate options.

63080 Home Insurance Rating is: High!

If you live in 63080, you can easily save up to 40% off the average home insurance premium of $947 a year by letting us help you compare the best rate and coverage option for your home. We can compare up to 12 major top rated home insurance companies all at once. We also will do a professional analysis to determine which coverage is best suited to cover the risk that you need. Home insurance in Sullivan can come in a variety of different packages, it's important to understand which homeowners policy is best. Let us help you compare home insurance rates in 63080 today!

Get Multiple Home Insurance Rates in 63080!

63080 Home Insurance Average Premiums

Local 63080 homeowners insurance quotes comparison

$697 /yr.

Shows Zip Code: 63080 lowest rates with discounts applied on average.

For the 63080, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$697 /yr.
Average Coverage:$947 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1247 /yr.

What is the average home insurance cost for a home in 63080?

  • • The average homeowners insurance premium paid annually for a home in 63080 is around $947 per year.

What does it cost on average per month for home insurance in 63080?

  • • Homeowners in 63080 pay a monthly average cost per month around $79.00.

What kind of discount could I get if I combine my home and auto insurance together in 63080?

  • • Autoowners in 63080 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Sullivan area, check out other zip codes nearby 63080.
Review average rates in another zip code:
63080 homeowners insurance rates

Home Replacement Cost Coverage in 63080

Average Building Cost Per Square Foot in 63080: $122

Location: Sullivan, Missouri (Franklin County)

Average Square Footage in 63080: 1,148 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 63080 before you start any project. Sullivan homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 63080 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 63080 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,148 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Sullivan area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1221,148$140,000
Additional Upgrades & Added Features$1531,148$175,000
Major Home Updates or Advancements$1831,148$210,000

It's important to understand that when you estimate your replacement cost of your home in the 63080 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 63080

Best Home & Auto Insurance Agencies in 63080

Burch- Michael W - State Farm Insurance Agent

Address: 130 Gray St Sullivan, MO 63080
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 63080

Population Review for 63080 Zip Code

For the city of Sullivan, the population within 63080 has increased to over 14,510 residents in population size. The current population total is 13,554. We have broken down the population based on race below. In 63080, there are over 6659 in male population and 6895 females.

PopulationValues
Total Population13,554
White Population12620
Black Population47
Hispanic Population241
Asian Population63
Hawaiian Population1
Indian Population50
Other Population100
Male Population6659
Female Population6895
Population Estimate14510

Household Data for 63080

The average number of homes in 63080 is around 5,486, there are an average of 2.44 per household. The average house value according to local real estate values is around $140,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode5,486
Persons Per Household2.44
Average House Value$140,000
Income Per Household$55270
Median Age41.9
Median Age Male40.2
Median Age Female44.0
63080 DetailsValues
StateMO
State Full NameMissouri
City TypeP
City Alias Abbreviation
Area Code573
CitySullivan
City Alias NameSULLIVAN
CountyFranklin
County FIPS071
State FIPS29
Time Zone6
Day Light SavingY
MSA7040
PMSA
CSA476
CBSA41180
CBSA_DIV
CBSA_TypeMetro
CBSA_NameSt. Louis, MO-IL
MSA_NameSt. Louis, MO-IL MSA
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses342
Number Of Employees5077
Business First Quarter Payroll50860
Business Annual Payroll219319
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2812896
CBSA Division Population0
Congressional District02|03
Congressional LandArea465.76|6851.54
Delivery Residential5947
Delivery Business411
Delivery Total6693
Preferred Last Line KeyW18366
Classification Code
Multi-CountyY
CSA NameSt. Louis-St. Charles-Farmington, MO-IL
CBSA_DIV_Name
City State KeyW18366
Land Area248.799000
Water Area0.320000
City Alias Code
City Mixed CaseSullivan
City Alias Mixed CaseSullivan
Box Count230
SFDU5281
MFDU21
State ANSI29
County ANSI071
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number287710
Unique ZIP Name
SSA State County Code26350
Medicare CBSA Code41180
Medicare CBSA NameSt. Louis, MO-IL
Medicare CBSA TypeMetro
Market Rating Area ID6
County Mixed CaseFranklin

Missouri Homeowners Insurance News & Information

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]