Get multiple home insurance quotes in 63135. Our licensed 63135, MO agents are ready to serve you.

Compare 63135 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Saint Louis just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 7,834 neighbors looking to save on their home insurance policy in the local 63135 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 63135. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Missouri rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Saint Louis, MO home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Saint Louis, MO

63135 Home Insurance Average Premiums

Local 63135 homeowners insurance quotes comparison

$705 /yr.

Shows Zip Code: 63135 lowest rates with discounts applied on average.

For the 63135, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$705 /yr.
Average Coverage:$955 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1255 /yr.

What is the average home insurance cost for a home in 63135?

  • • The average homeowners insurance premium paid annually for a home in 63135 is around $955 per year.

What does it cost on average per month for home insurance in 63135?

  • • Homeowners in 63135 pay a monthly average cost per month around $80.00.

What kind of discount could I get if I combine my home and auto insurance together in 63135?

  • • Autoowners in 63135 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Saint Louis area, check out other zip codes nearby 63135.
Review average rates in another zip code:
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63113 homeowners insurance rates
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63127 homeowners insurance rates

Home Replacement Cost Coverage in 63135

Average Building Cost Per Square Foot in 63135: $122

Location: Saint Louis, Missouri (Saint Louis County)

Average Square Footage in 63135: 637 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 63135 before you start any project. Saint Louis homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 63135 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 63135 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 637 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Saint Louis area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$122637$77,700
Additional Upgrades & Added Features$153637$97,125
Major Home Updates or Advancements$183637$116,550

It's important to understand that when you estimate your replacement cost of your home in the 63135 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 63135

Best Home & Auto Insurance Agencies in 63135

Wood- Steven R

Address: 111 Church St, #109 Ferguson, MO 63135
Phone:
Website:
Info:

William Campbell-Farmers Insurance

Address: 3 S Floridale Dr St Louis, MO 63135
Phone:
Website: http://www.farmersagent.com/bcampbell1/
Info:

Meadow Park Insurance Agency

Address: 910 S Florissant Rd St Louis, MO 63135
Phone:
Website: http://www.progressiveagent.com/meadow-park-ins-agency-ferguson
Info:

Housing Demographics for 63135

Population Review for 63135 Zip Code

For the city of Saint Louis, the population within 63135 has increased to over 19,778 residents in population size. The current population total is 19,584. We have broken down the population based on race below. In 63135, there are over 8833 in male population and 10751 females.

PopulationValues
Total Population19,584
White Population4847
Black Population13395
Hispanic Population440
Asian Population107
Hawaiian Population6
Indian Population40
Other Population268
Male Population8833
Female Population10751
Population Estimate19778

Household Data for 63135

The average number of homes in 63135 is around 7,834, there are an average of 2.49 per household. The average house value according to local real estate values is around $77,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode7,834
Persons Per Household2.49
Average House Value$77,700
Income Per Household$46956
Median Age36.8
Median Age Male33.8
Median Age Female39.2
63135 DetailsValues
StateMO
State Full NameMissouri
City TypeP
City Alias Abbreviation
Area Code314
CitySaint Louis
City Alias NameSAINT LOUIS
CountySaint Louis
County FIPS189
State FIPS29
Time Zone6
Day Light SavingY
MSA7040
PMSA
CSA476
CBSA41180
CBSA_DIV
CBSA_TypeMetro
CBSA_NameSt. Louis, MO-IL
MSA_NameSt. Louis, MO-IL MSA
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses261
Number Of Employees1844
Business First Quarter Payroll13748
Business Annual Payroll57749
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2812896
CBSA Division Population0
Congressional District01
Congressional LandArea225.36
Delivery Residential7943
Delivery Business247
Delivery Total8496
Preferred Last Line KeyW17799
Classification Code
Multi-County
CSA NameSt. Louis-St. Charles-Farmington, MO-IL
CBSA_DIV_Name
City State KeyW17799
Land Area6.206000
Water Area0.012000
City Alias Code
City Mixed CaseSaint Louis
City Alias Mixed CaseSaint Louis
Box Count88
SFDU7194
MFDU208
State ANSI29
County ANSI189
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number287140
Unique ZIP Name
SSA State County Code26940
Medicare CBSA Code41180
Medicare CBSA NameSt. Louis, MO-IL
Medicare CBSA TypeMetro
Market Rating Area ID6
County Mixed CaseSaint Louis

Missouri Homeowners Insurance News & Information

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]