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63141 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 63141 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in Saint Louis, MO quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 63141.

Shopping for insurance quotes on GetHomeInsuranceQuotes.com is always free and we will provide you with a free consultation to answer any questions you may have about coverages and rates.

If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 63141 and start shopping.

Quickly and Easily Compare Average Rates for 63141

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Saint Louis, MO home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 63141

Homeowners in Saint Louis are paying roughly $885 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

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63141 Home Insurance Average Premiums

Local 63141 homeowners insurance quotes comparison

$635 /yr.

Shows Zip Code: 63141 lowest rates with discounts applied on average.

For the 63141, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$635 /yr.
Average Coverage:$885 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1185 /yr.

What is the average home insurance cost for a home in 63141?

  • • The average homeowners insurance premium paid annually for a home in 63141 is around $885 per year.

What does it cost on average per month for home insurance in 63141?

  • • Homeowners in 63141 pay a monthly average cost per month around $74.00.

What kind of discount could I get if I combine my home and auto insurance together in 63141?

  • • Autoowners in 63141 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Saint Louis area, check out other zip codes nearby 63141.
Review average rates in another zip code:
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Home Replacement Cost Coverage in 63141

Average Building Cost Per Square Foot in 63141: $122

Location: Saint Louis, Missouri (Saint Louis County)

Average Square Footage in 63141: 3,934 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 63141 before you start any project. Saint Louis homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 63141 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 63141 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 3,934 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Saint Louis area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1223,934$479,900
Additional Upgrades & Added Features$1533,934$599,875
Major Home Updates or Advancements$1833,934$719,850

It's important to understand that when you estimate your replacement cost of your home in the 63141 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 63141

Mark Puccid Insurance Agency Inc

Address: 42 Four Seasons Shoppin Saint Louis, MO 63141
Phone: (314)434-3777
Website:

Best Home & Auto Insurance Agencies in 63141

American Family Insurance - Dennis B Lepper

Address: 11901 Olive Blvd, Ste 210 St Louis, MO 63141
Phone:
Website: http://www.insurance-agency.amfam.com/MO/dennis-b-lepper/default.aspx?sourceid=yp3
Info:

Vardeman- Ryan R

Address: 12332 Olive Blvd Creve Coeur, MO 63141
Phone:
Website:
Info:

Allstate Insurance

Address: 135 N Lindbergh Blvd St Louis, MO 63141
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Michael C Balota Ins Agcy Inc - State Farm Insurance Agent

Address: 4 The Pines Ct St Louis, MO 63141
Phone:
Website:
Info:

Metlife Auto & Home: O'Connor Insurance

Address: 12101 Olive Blvd St Louis, MO 63141
Phone:
Website: http://www.oconnor-ins.com/
Info:

Housing Demographics for 63141

Population Review for 63141 Zip Code

For the city of Saint Louis, the population within 63141 has increased to over 21,137 residents in population size. The current population total is 21,995. We have broken down the population based on race below. In 63141, there are over 10582 in male population and 11413 females.

PopulationValues
Total Population21,995
White Population15998
Black Population1816
Hispanic Population831
Asian Population2599
Hawaiian Population7
Indian Population36
Other Population317
Male Population10582
Female Population11413
Population Estimate21137

Household Data for 63141

The average number of homes in 63141 is around 8,927, there are an average of 2.30 per household. The average house value according to local real estate values is around $479,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode8,927
Persons Per Household2.30
Average House Value$479,900
Income Per Household$112328
Median Age42.9
Median Age Male41.2
Median Age Female44.5
63141 DetailsValues
StateMO
State Full NameMissouri
City TypeP
City Alias Abbreviation
Area Code314/636
CitySaint Louis
City Alias NameSAINT LOUIS
CountySaint Louis
County FIPS189
State FIPS29
Time Zone6
Day Light SavingY
MSA7040
PMSA
CSA476
CBSA41180
CBSA_DIV
CBSA_TypeMetro
CBSA_NameSt. Louis, MO-IL
MSA_NameSt. Louis, MO-IL MSA
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1910
Number Of Employees49329
Business First Quarter Payroll1078517
Business Annual Payroll4114213
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2812896
CBSA Division Population0
Congressional District01|02
Congressional LandArea225.36|465.76
Delivery Residential9190
Delivery Business1709
Delivery Total11547
Preferred Last Line KeyW17799
Classification Code
Multi-County
CSA NameSt. Louis-St. Charles-Farmington, MO-IL
CBSA_DIV_Name
City State KeyW17799
Land Area14.693000
Water Area0.035000
City Alias Code
City Mixed CaseSaint Louis
City Alias Mixed CaseSaint Louis
Box Count267
SFDU6156
MFDU2390
State ANSI29
County ANSI189
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number287140
Unique ZIP Name
SSA State County Code26940
Medicare CBSA Code41180
Medicare CBSA NameSt. Louis, MO-IL
Medicare CBSA TypeMetro
Market Rating Area ID6
County Mixed CaseSaint Louis

Missouri Homeowners Insurance News & Information

  • 2025 Spring Cleaning Insurance Tips for Homeowners Posted on Monday 31st March, 2025

    Spring is here, the days are getting longer, the weather is warming up and the trees are starting to bud. All of this makes it a great time for homeowners to knock out some spring cleaning and home maintenance.  We thought it might be a good idea to look at some spring cleaning and maintenance […]

  • Homeowners Now Use This Strategy To Save Money on Home Insurance. Is It a Good Idea? Posted on Wednesday 26th March, 2025

    According to a new Market Watch article, homeowners who are struggling with the cost of higher homeowner insurance premiums are making the move to policies with higher deductibles to help lower their costs. While this strategy may work for some, it is not the best idea for everyone.  Data from the Intercontinental Exchange (ICE) showed […]

  • Florida Homeowners With Insurance Are Struggling to Get Claims Paid – Why? Posted on Wednesday 19th March, 2025

    According to a recent Moneywise article, homeowners with insurance coverage in Florida are struggling to get claims paid.  Chad Zalva, a single dad in Riverview, Florida, was cited as an example in the article as a homeowner who is carrying homeowners insurance but was recently surprised to learn that the damage to his home from […]