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63351 Home Insurance Rates & Premiums

Did you know there are over 1,766 people living within the 63351 zip code area? There are over 659 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 63351.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-913-276-4017, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in Missouri are on the rise. The estimated average premium is around $1,017 a year for a standard homeowners insurance policy in Jonesburg. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: Jonesburg, MO Homeowners Insurance Quotes Online

63351 Home Insurance Average Premiums

Local 63351 homeowners insurance quotes comparison

$767 /yr.

Shows Zip Code: 63351 lowest rates with discounts applied on average.

For the 63351, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$767 /yr.
Average Coverage:$1017 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1317 /yr.

What is the average home insurance cost for a home in 63351?

  • • The average homeowners insurance premium paid annually for a home in 63351 is around $1017 per year.

What does it cost on average per month for home insurance in 63351?

  • • Homeowners in 63351 pay a monthly average cost per month around $85.00.

What kind of discount could I get if I combine my home and auto insurance together in 63351?

  • • Autoowners in 63351 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Jonesburg area, check out other zip codes nearby 63351.
Review average rates in another zip code:
63351 homeowners insurance rates

Home Replacement Cost Coverage in 63351

Average Building Cost Per Square Foot in 63351: $122

Location: Jonesburg, Missouri (Montgomery County)

Average Square Footage in 63351: 1,507 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 63351 before you start any project. Jonesburg homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 63351 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 63351 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,507 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Jonesburg area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1221,507$183,800
Additional Upgrades & Added Features$1531,507$229,750
Major Home Updates or Advancements$1831,507$275,700

It's important to understand that when you estimate your replacement cost of your home in the 63351 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 63351

Best Home & Auto Insurance Agencies in 63351

Housing Demographics for 63351

Population Review for 63351 Zip Code

For the city of Jonesburg, the population within 63351 has increased to over 1,893 residents in population size. The current population total is 1,766. We have broken down the population based on race below. In 63351, there are over 924 in male population and 842 females.

PopulationValues
Total Population1,766
White Population1617
Black Population10
Hispanic Population57
Asian Population6
Hawaiian Population1
Indian Population11
Other Population22
Male Population924
Female Population842
Population Estimate1893

Household Data for 63351

The average number of homes in 63351 is around 659, there are an average of 2.58 per household. The average house value according to local real estate values is around $183,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode659
Persons Per Household2.58
Average House Value$183,800
Income Per Household$69318
Median Age48.2
Median Age Male48.3
Median Age Female48.1
63351 DetailsValues
StateMO
State Full NameMissouri
City TypeP
City Alias Abbreviation
Area Code636
CityJonesburg
City Alias NameJONESBURG
CountyMontgomery
County FIPS139
State FIPS29
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses37
Number Of Employees571
Business First Quarter Payroll6543
Business Annual Payroll28663
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District02|03
Congressional LandArea465.76|6851.54
Delivery Residential734
Delivery Business31
Delivery Total919
Preferred Last Line KeyW16874
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyW16874
Land Area55.483000
Water Area0.204000
City Alias Code
City Mixed CaseJonesburg
City Alias Mixed CaseJonesburg
Box Count110
SFDU706
MFDU0
State ANSI29
County ANSI139
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number284182
Unique ZIP Name
SSA State County Code26690
Medicare CBSA Code99926
Medicare CBSA NameRural Areas in MO
Medicare CBSA TypeMicro
Market Rating Area ID5
County Mixed CaseMontgomery

Missouri Homeowners Insurance News & Information

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]