Get multiple home insurance quotes in 63353. Our licensed 63353, MO agents are ready to serve you.

Compare 63353 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Louisiana just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 1,814 neighbors looking to save on their home insurance policy in the local 63353 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 63353. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Missouri rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Louisiana, MO home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Louisiana, MO

63353 Home Insurance Average Premiums

Local 63353 homeowners insurance quotes comparison

$736 /yr.

Shows Zip Code: 63353 lowest rates with discounts applied on average.

For the 63353, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$736 /yr.
Average Coverage:$986 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1286 /yr.

What is the average home insurance cost for a home in 63353?

  • • The average homeowners insurance premium paid annually for a home in 63353 is around $986 per year.

What does it cost on average per month for home insurance in 63353?

  • • Homeowners in 63353 pay a monthly average cost per month around $82.00.

What kind of discount could I get if I combine my home and auto insurance together in 63353?

  • • Autoowners in 63353 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Louisiana area, check out other zip codes nearby 63353.
Review average rates in another zip code:
63353 homeowners insurance rates

Home Replacement Cost Coverage in 63353

Average Building Cost Per Square Foot in 63353: $122

Location: Louisiana, Missouri (Pike County)

Average Square Footage in 63353: 692 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 63353 before you start any project. Louisiana homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 63353 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 63353 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 692 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Louisiana area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$122692$84,400
Additional Upgrades & Added Features$153692$105,500
Major Home Updates or Advancements$183692$126,600

It's important to understand that when you estimate your replacement cost of your home in the 63353 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 63353

Best Home & Auto Insurance Agencies in 63353

Shelter Insurance

Address: 2201 Georgia St Louisiana, MO 63353
Phone:
Website: http://www.shelterinsurance.com
Info: Affordable Car Insurance | Car Insurance Online | Shelter Insurance
Get affordable car insurance from Shelter Insurance today! We also offer renters insurance, life insurance, home insurance, and more. Car insurance, car insurance quotes, free car insurance quotes, car insurance quote, affordable car insurance, car insurance online, affordable car insurance free online quotes, discount car insurance, online car insurance quotes, car insurance for young

John N Sitton Ins Agency Inc - State Farm Insurance Agent

Address: 201 Georgia St Louisiana, MO 63353
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Phyllis White Schambach INS

Address: 402 S Carolina St Louisiana, MO 63353
Phone:
Website: http://www.amfam.com/
Info:

Housing Demographics for 63353

Population Review for 63353 Zip Code

For the city of Louisiana, the population within 63353 has increased to over 4,780 residents in population size. The current population total is 4,394. We have broken down the population based on race below. In 63353, there are over 2110 in male population and 2284 females.

PopulationValues
Total Population4,394
White Population3806
Black Population188
Hispanic Population194
Asian Population7
Hawaiian Population0
Indian Population24
Other Population88
Male Population2110
Female Population2284
Population Estimate4780

Household Data for 63353

The average number of homes in 63353 is around 1,814, there are an average of 2.39 per household. The average house value according to local real estate values is around $84,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,814
Persons Per Household2.39
Average House Value$84,400
Income Per Household$46250
Median Age41.5
Median Age Male39.8
Median Age Female43.2
63353 DetailsValues
StateMO
State Full NameMissouri
City TypeP
City Alias Abbreviation
Area Code573
CityLouisiana
City Alias NameLOUISIANA
CountyPike
County FIPS163
State FIPS29
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses125
Number Of Employees1339
Business First Quarter Payroll12287
Business Annual Payroll55678
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District06
Congressional LandArea18198.62
Delivery Residential2000
Delivery Business183
Delivery Total2292
Preferred Last Line KeyW17109
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyW17109
Land Area83.844000
Water Area1.747000
City Alias Code
City Mixed CaseLouisiana
City Alias Mixed CaseLouisiana
Box Count61
SFDU1863
MFDU84
State ANSI29
County ANSI163
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number284848
Unique ZIP Name
SSA State County Code26810
Medicare CBSA Code99926
Medicare CBSA NameRural Areas in MO
Medicare CBSA TypeMicro
Market Rating Area ID2
County Mixed CasePike

Missouri Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]